Terraced 4 sales on record

5 FINCH STREET

BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ

£156,500

Location

Map view View on Google Maps View on OpenStreetMap Street View ST8 7QQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Finch Street	0.0 miles
Shop	Premier	1.1 miles
Hospital	Haywood Hospital Walk-in Centre	2.2 miles
Train station	Kidsgrove	2.7 miles
University	Buxton & Leek College	6.7 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

96 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£156,500 Jan 2026

Price per m²

£1,630/m²

Local average

£161,963 (15 sales)

Street crime

48 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 05/04/2016

Current heating cost: £1,049/year

Potential heating cost: £676/year

Est. upgrade cost to C: £17,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/01/2026	£156,500	Terraced	+74%	£159,099 to March 2026	View transaction
Sold	30/09/2015	£89,950	Terraced	-0.1%	£146,634 to March 2026	View transaction
Sold	08/09/2006	£90,000	Semi-detached	+146.6%	£149,411 to March 2026	View transaction
Sold	17/12/1999	£36,500	Terraced	—	£169,004 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
13 OUTCLOUGH ROAD, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QH	£119,000	16/10/2023	Terraced
9 FINCH PLACE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7RE	£142,500	14/04/2023	Terraced
28 BARMOUTH GROVE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QE	£138,000	18/11/2022	Terraced
5 LALLY PLACE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7RB	£150,000	05/01/2022	Terraced
29 BARMOUTH GROVE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QE	£115,000	10/12/2021	Terraced
27 OUTCLOUGH ROAD, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QH	£112,000	21/10/2021	Terraced
3 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ	£90,000	22/07/2021	Terraced

Area average: £123,786 (7 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Samuel Street, Stoke-on-trent, ST7	£120,000	3	Terraced	0.76 mi
Fegg Hayes Road, Fegg Hayes, Stoke-on-Trent, Staffordshire, ST6	£120,000	3	Terraced	0.97 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.1%

10y growth 88.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for East Cheshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Thomas Street, ST7	£750/mo	2	0.75 miles	OpenRent
2 Bed Terraced House, Samuel Street, ST7	£700/mo	2	0.75 miles	OpenRent
Well Street, Biddulph, Stoke-On-Trent, ST8	£1,075/mo	3	1.9 miles	Rightmove
Albert Street, Biddulph	£820/mo	2	2.09 miles	Rightmove
Lovit View, High Street, ST8	£800/mo	2	2.12 miles	Rightmove
High Street, ST8	£600/mo	1	2.12 miles	Rightmove
Wells Close, ST8	£767/mo	1	2.17 miles	Rightmove
Brocks Croft Gardens, Biddulph, ST8	£1,392/mo	4	2.29 miles	Rightmove

Average rent: £863/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £98,000

Target investor price (1%) £78,400

Gross yield 6%

Cost-to-rent ratio 16.6×

Monthly cashflow £64/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	18
Violence and sexual offences	13
Vehicle crime	5
Criminal damage and arson	3
Burglary	2
Drugs	2
Public order	2
Other crime	1
Other theft	1
Robbery	1
Total incidents	48

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Packmoor Ormiston Academy	Primary	0.7 miles	Good — 5 Feb 2015
Whitfield Valley Primary Academy	Primary	0.9 miles	Outstanding — 26 Sep 2024
Ormiston Horizon Academy	Secondary	1.2 miles	Good — 18 Jan 2024
Watermill School	Other	1.3 miles	Good — 30 May 2013
Ball Green Primary School	Primary	1.3 miles	Good — 21 Nov 2022

FENSA

No FENSA certificates found for this address.

# 5 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ

## Property details

- Slug: `d0ed0da` (address key hash: `d0ed0da5601fd6b9c46b4b26eb24888d1788d973`)
- Postcode: ST8 7QQ
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Floor area: 96 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £156,500 Jan 2026
- Price per m²: £1,630/m²
- Local average: £161,963 (15 sales)
- Street crime: 48 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £156,500
- Date: 2026-01-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £1,049/year
- **Est. upgrade cost to C:** £17,900

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8606-3152-9329-5007-4463)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £156,500 | Terraced | +74% | £159,099 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-5171-591c-e063-4704a8c00c31) |
| Sold | 2015-09-30 | £89,950 | Terraced | -0.1% | £146,634 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/23b6165e-c08b-fcf4-e050-a8c0620577fa) |
| Sold | 2006-09-08 | £90,000 | Semi-detached | +146.6% | £149,411 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/1f24ece6-a82e-4f11-a5ea-17fbb423be5f) |
| Sold | 1999-12-17 | £36,500 | Terraced | — | £169,004 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/2b91a35d-efe3-470f-9e97-39c6b2ca6e95) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ | £156,500 | 21/01/2026 | Terraced |
| 5 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ | £89,950 | 30/09/2015 | Terraced |
| 5 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ | £90,000 | 08/09/2006 | Semi-detached |
| 5 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ | £36,500 | 17/12/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 OUTCLOUGH ROAD, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QH | £119,000 | 16/10/2023 | Terraced |
| 9 FINCH PLACE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7RE | £142,500 | 14/04/2023 | Terraced |
| 28 BARMOUTH GROVE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QE | £138,000 | 18/11/2022 | Terraced |
| 5 LALLY PLACE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7RB | £150,000 | 05/01/2022 | Terraced |
| 29 BARMOUTH GROVE, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QE | £115,000 | 10/12/2021 | Terraced |
| 27 OUTCLOUGH ROAD, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QH | £112,000 | 21/10/2021 | Terraced |
| 3 FINCH STREET, BRINDLEY FORD, STOKE-ON-TRENT, ST8 7QQ | £90,000 | 22/07/2021 | Terraced |

**Area average:** £123,786 (7 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Samuel Street, Stoke-on-trent, ST7](http://87.117.209.195:8080/listings/6a63af2) | £120,000 | 3 | Terraced | 0.76 mi |
| [Fegg Hayes Road, Fegg Hayes, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/c1fb7c6) | £120,000 | 3 | Terraced | 0.97 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.1%
- **10y growth:** 88.3%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Thomas Street, ST7 | £750/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Terraced House, Samuel Street, ST7 | £700/mo | 2 | 0.75 miles | OpenRent |
| [Well Street, Biddulph, Stoke-On-Trent, ST8](http://87.117.209.195:8080/listings/bd732ba) | £1,075/mo | 3 | 1.9 miles | Rightmove |
| [Albert Street, Biddulph](http://87.117.209.195:8080/listings/7a521e0) | £820/mo | 2 | 2.09 miles | Rightmove |
| [Lovit View, High Street, ST8](http://87.117.209.195:8080/listings/51d77b0) | £800/mo | 2 | 2.12 miles | Rightmove |
| [High Street, ST8](http://87.117.209.195:8080/listings/add41bf) | £600/mo | 1 | 2.12 miles | Rightmove |
| [Wells Close, ST8](http://87.117.209.195:8080/listings/fa5c282) | £767/mo | 1 | 2.17 miles | Rightmove |
| [Brocks Croft Gardens, Biddulph, ST8](http://87.117.209.195:8080/listings/a128a5f) | £1,392/mo | 4 | 2.29 miles | Rightmove |

**Average rent: £863/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £98,000
- **Target investor price (1%):** £78,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £784/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.6×
- **Monthly cashflow:** £64/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 18 |
| Violence and sexual offences | 13 |
| Vehicle crime | 5 |
| Criminal damage and arson | 3 |
| Burglary | 2 |
| Drugs | 2 |
| Public order | 2 |
| Other crime | 1 |
| Other theft | 1 |
| Robbery | 1 |
| **Total incidents** | **48** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Packmoor Ormiston Academy | Primary | 0.7 miles | Good — 5 Feb 2015 |
| Whitfield Valley Primary Academy | Primary | 0.9 miles | Outstanding — 26 Sep 2024 |
| Ormiston Horizon Academy | Secondary | 1.2 miles | Good — 18 Jan 2024 |
| Watermill School | Other | 1.3 miles | Good — 30 May 2013 |
| Ball Green Primary School | Primary | 1.3 miles | Good — 21 Nov 2022 |