# 5 HEADINGLEY ROAD, MAIDSTONE, KENT, ME16 0HR

## Property details

- Slug: `d0adf03` (address key hash: `d0adf032d40400e21769648123330dbd3a705284`)
- Postcode: ME16 0HR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 1
- Floor area: 127 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £541,000 Jan 2026
- Price per m²: £4,260/m²
- Local average: £301,562 (47 sales)
- Street crime: 145 incidents within 1 mile (May 2026)

## Latest sale

- Price: £541,000
- Date: 2026-01-29
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/03/2035
- **Current heating cost:** £1,255/year
- **Est. upgrade cost to C:** £16,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2679-1431-0152-1611-1624)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-29 | £541,000 | Terraced | — | £531,966 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-3e90-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 HEADINGLEY ROAD, MAIDSTONE, KENT, ME16 0HR | £541,000 | 29/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164812175](http://87.117.209.195:8080/listings/13f64c8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £541,000 |
| listed | 2025-07-22 | £540,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB | £405,000 | 21/11/2022 | Terraced |
| 13 NURSERY AVENUE, MAIDSTONE, KENT, ME16 0HP | £450,000 | 22/09/2022 | Terraced |
| 39 BEAVER ROAD, ALLINGTON, MAIDSTONE, KENT, ME16 0XR | £400,000 | 05/09/2022 | Terraced |
| 22 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB | £320,000 | 27/08/2021 | Terraced |

**Area average:** £393,750 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.9%
- **10y growth:** 27.7%

## House Price Index (HM Land Registry)

*Official index for Maidstone; Terraced series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 15.9%
- **10y growth (index):** 27.7%

## Rental Range

*ONS Price Index of Private Rents (Maidstone). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,161/mo
- **Realistic:** £1,290/mo
- **Optimistic:** £1,419/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Maidstone (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Adisham Drive, ME16 | £1,600/mo | 3 | 0.18 miles | OpenRent |
| 5 Bed Detached House, Matrix Road, ME20 | £2,700/mo | 5 | 0.47 miles | OpenRent |
| 2 Bed Terraced House, Queens Road, ME16 | £1,400/mo | 2 | 0.71 miles | OpenRent |
| 3 Bed Terraced House, Queens Road, ME16 | £1,500/mo | 3 | 0.71 miles | OpenRent |
| Studio Flat, Buckland Road, ME16 | £850/mo | 1 | 1.07 miles | OpenRent |
| 1 Bed Flat, Hartnup St, ME16 | £975/mo | 1 | 1.19 miles | OpenRent |
| Studio Flat, Tonbridge Road, ME16 | £775/mo | 1 | 1.23 miles | OpenRent |

**Average rent: £1,400/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32.2×
- **Monthly cashflow:** £-896/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 55 |
| Anti-social behaviour | 29 |
| Criminal damage and arson | 18 |
| Other theft | 11 |
| Shoplifting | 7 |
| Public order | 6 |
| Vehicle crime | 6 |
| Robbery | 4 |
| Other crime | 3 |
| Burglary | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **145** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Palace Wood Primary School | Primary | 0.2 miles | Good — 18 Sep 2017 |
| Allington Primary School | Primary | 0.3 miles | Outstanding — 30 Sep 2022 |
| St Francis' Catholic Primary School, Maidstone | Primary | 0.8 miles | Good — 2 May 2024 |
| St Simon Stock Catholic School | Secondary | 0.8 miles | Good — 12 Feb 2010 |
| The Maplesden Noakes School | Secondary | 0.8 miles | Good — 9 Jun 2024 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10856003
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 09/03/2015
- **Work Completed:** 28/11/2014
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #10262211
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 06/05/2014
- **Work Completed:** 24/04/2014
- **Items:** 14 window(s)

### FENSA Certificate #7181874
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 08/03/2010
- **Work Completed:** 03/12/2009
- **Items:** 1 window(s), 1 door(s)