Terraced

5 HEADINGLEY ROAD

MAIDSTONE, KENT, ME16 0HR

£541,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME16 0HR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Maxwell Drive	0.0 miles
Shop	Morrisons Daily	0.3 miles
Train station	Barming	0.6 miles
Hospital	The Somerfield Hospital	0.9 miles
University	University for the Creative Arts, Maidstone TV Studios	0.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

127 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£541,000 Jan 2026

Price per m²

£4,260/m²

Local average

£301,562 (47 sales)

Street crime

145 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 03/03/2025

Expiry date: 02/03/2035

Current heating cost: £1,255/year

Potential heating cost: £944/year

Est. upgrade cost to C: £16,675

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	29/01/2026	£541,000	Terraced	—	£531,966 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£541,000
listed	22/07/2025	£540,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
20 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB	£405,000	21/11/2022	Terraced
13 NURSERY AVENUE, MAIDSTONE, KENT, ME16 0HP	£450,000	22/09/2022	Terraced
39 BEAVER ROAD, ALLINGTON, MAIDSTONE, KENT, ME16 0XR	£400,000	05/09/2022	Terraced
22 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB	£320,000	27/08/2021	Terraced

Area average: £393,750 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9%

10y growth 27.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Maidstone. Series: Terraced. As of April 2026.

1y (index) 1.3%

5y (index) 15.9%

10y (index) 27.7%

Rental Range

Estimated market rent for Maidstone. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,161/mo

Realistic £1,290/mo

Optimistic £1,419/mo

Based on Local Authority from postcode lookup → Maidstone.

LHA (30th percentile) floor for Maidstone: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Adisham Drive, ME16	£1,600/mo	3	0.18 miles	OpenRent
5 Bed Detached House, Matrix Road, ME20	£2,700/mo	5	0.47 miles	OpenRent
2 Bed Terraced House, Queens Road, ME16	£1,400/mo	2	0.71 miles	OpenRent
3 Bed Terraced House, Queens Road, ME16	£1,500/mo	3	0.71 miles	OpenRent
Studio Flat, Buckland Road, ME16	£850/mo	1	1.07 miles	OpenRent
1 Bed Flat, Hartnup St, ME16	£975/mo	1	1.19 miles	OpenRent
Studio Flat, Tonbridge Road, ME16	£775/mo	1	1.23 miles	OpenRent

Average rent: £1,400/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.26%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 3.1%

Cost-to-rent ratio 32.2×

Monthly cashflow £-896/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	55
Anti-social behaviour	29
Criminal damage and arson	18
Other theft	11
Shoplifting	7
Public order	6
Vehicle crime	6
Robbery	4
Other crime	3
Burglary	2
Bicycle theft	1
Drugs	1
Possession of weapons	1
Theft from the person	1
Total incidents	145

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Palace Wood Primary School	Primary	0.2 miles	Good — 18 Sep 2017
Allington Primary School	Primary	0.3 miles	Outstanding — 30 Sep 2022
St Francis' Catholic Primary School, Maidstone	Primary	0.8 miles	Good — 2 May 2024
St Simon Stock Catholic School	Secondary	0.8 miles	Good — 12 Feb 2010
The Maplesden Noakes School	Secondary	0.8 miles	Good — 9 Jun 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
09/03/2015	28/11/2014	2	1
06/05/2014	24/04/2014	14	—
08/03/2010	03/12/2009	1	1

# 5 HEADINGLEY ROAD, MAIDSTONE, KENT, ME16 0HR

## Property details

- Slug: `d0adf03` (address key hash: `d0adf032d40400e21769648123330dbd3a705284`)
- Postcode: ME16 0HR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 1
- Floor area: 127 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £541,000 Jan 2026
- Price per m²: £4,260/m²
- Local average: £301,562 (47 sales)
- Street crime: 145 incidents within 1 mile (May 2026)

## Latest sale

- Price: £541,000
- Date: 2026-01-29
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/03/2035
- **Current heating cost:** £1,255/year
- **Est. upgrade cost to C:** £16,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2679-1431-0152-1611-1624)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-29 | £541,000 | Terraced | — | £531,966 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-3e90-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 HEADINGLEY ROAD, MAIDSTONE, KENT, ME16 0HR | £541,000 | 29/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164812175](http://87.117.209.195:8080/listings/13f64c8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £541,000 |
| listed | 2025-07-22 | £540,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB | £405,000 | 21/11/2022 | Terraced |
| 13 NURSERY AVENUE, MAIDSTONE, KENT, ME16 0HP | £450,000 | 22/09/2022 | Terraced |
| 39 BEAVER ROAD, ALLINGTON, MAIDSTONE, KENT, ME16 0XR | £400,000 | 05/09/2022 | Terraced |
| 22 TALBOT ROAD, MAIDSTONE, KENT, ME16 0HB | £320,000 | 27/08/2021 | Terraced |

**Area average:** £393,750 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9%
- **10y growth:** 27.7%

## House Price Index (HM Land Registry)

*Official index for Maidstone; Terraced series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 15.9%
- **10y growth (index):** 27.7%

## Rental Range

*ONS Price Index of Private Rents (Maidstone). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,161/mo
- **Realistic:** £1,290/mo
- **Optimistic:** £1,419/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Maidstone (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Adisham Drive, ME16 | £1,600/mo | 3 | 0.18 miles | OpenRent |
| 5 Bed Detached House, Matrix Road, ME20 | £2,700/mo | 5 | 0.47 miles | OpenRent |
| 2 Bed Terraced House, Queens Road, ME16 | £1,400/mo | 2 | 0.71 miles | OpenRent |
| 3 Bed Terraced House, Queens Road, ME16 | £1,500/mo | 3 | 0.71 miles | OpenRent |
| Studio Flat, Buckland Road, ME16 | £850/mo | 1 | 1.07 miles | OpenRent |
| 1 Bed Flat, Hartnup St, ME16 | £975/mo | 1 | 1.19 miles | OpenRent |
| Studio Flat, Tonbridge Road, ME16 | £775/mo | 1 | 1.23 miles | OpenRent |

**Average rent: £1,400/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32.2×
- **Monthly cashflow:** £-896/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 55 |
| Anti-social behaviour | 29 |
| Criminal damage and arson | 18 |
| Other theft | 11 |
| Shoplifting | 7 |
| Public order | 6 |
| Vehicle crime | 6 |
| Robbery | 4 |
| Other crime | 3 |
| Burglary | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **145** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Palace Wood Primary School | Primary | 0.2 miles | Good — 18 Sep 2017 |
| Allington Primary School | Primary | 0.3 miles | Outstanding — 30 Sep 2022 |
| St Francis' Catholic Primary School, Maidstone | Primary | 0.8 miles | Good — 2 May 2024 |
| St Simon Stock Catholic School | Secondary | 0.8 miles | Good — 12 Feb 2010 |
| The Maplesden Noakes School | Secondary | 0.8 miles | Good — 9 Jun 2024 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10856003
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 09/03/2015
- **Work Completed:** 28/11/2014
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #10262211
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 06/05/2014
- **Work Completed:** 24/04/2014
- **Items:** 14 window(s)

### FENSA Certificate #7181874
- **Address:** 5 Headingley Road, MAIDSTONE, ME16 0HR
- **Certificate Issued:** 08/03/2010
- **Work Completed:** 03/12/2009
- **Items:** 1 window(s), 1 door(s)