# 45 MAIN STREET, DRAYTON, MARKET HARBOROUGH, HARBOROUGH, LEICESTERSHIRE, LE16 8SD

## Property details

- Slug: `cc1de8b` (address key hash: `cc1de8b9837402271d29c06a390db98f86f632b9`)
- Postcode: LE16 8SD
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 147 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £640,000 Jan 2026
- Price per m²: £4,354/m²
- Local average: £525,376 (79 sales)

## Latest sale

- Price: £640,000
- Date: 2026-01-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 15/04/2035
- **Current heating cost:** £1,744/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2016-9440-2495-3981)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £640,000 | Detached | +433.3% | £633,050 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-1cd8-591c-e063-4704a8c00c31) |
| Sold | 1998-07-27 | £120,000 | Detached | — | £529,692 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/68744a76-3946-4911-915f-9f217890f901) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MAIN STREET, DRAYTON, MARKET HARBOROUGH, HARBOROUGH, LEICESTERSHIRE, LE16 8SD | £640,000 | 23/01/2026 | Detached |
| 45 MAIN STREET, DRAYTON, MARKET HARBOROUGH, HARBOROUGH, LEICESTERSHIRE, LE16 8SD | £120,000 | 27/07/1998 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE WEALD MAIN STREET, DRAYTON, MARKET HARBOROUGH, HARBOROUGH, LEICESTERSHIRE, LE16 8SD | £365,000 | 25/03/2022 | Detached |
| 9 MAIN STREET, DRAYTON, MARKET HARBOROUGH, HARBOROUGH, LEICESTERSHIRE, LE16 8SD | £700,000 | 30/06/2021 | Detached |

**Area average:** £532,500 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.4%
- **10y growth:** 60.3%

## House Price Index (HM Land Registry)

*Official index for Harborough; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 14.6%
- **10y growth (index):** 41.7%

## Rental Range

*ONS Price Index of Private Rents (Harborough). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Broadgate, LE16 | £2,200/mo | 4 | 1.08 miles | OpenRent |

**Average rent: £2,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-565/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bringhurst Primary School | Primary | 0.8 miles | Good — 23 Apr 2012 |
| Cottingham Church of England Primary School | Primary | 1.4 miles | Good — 3 Apr 2014 |
| Lodge Park Academy | Secondary | 2.6 miles | Requires improvement — 18 Jan 2024 |
| Wilbarston Church of England Primary School | Primary | 2.8 miles | Good — 17 Sep 2024 |
| Red Kite Academy | Other | 2.9 miles | Good — 2 Mar 2023 |