Detached 2 sales on record

13 DEEP SPINNEY

BIDDENHAM, BEDFORD, MK40 4QJ

£430,000

Location

Map view View on Google Maps View on OpenStreetMap Street View MK40 4QJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Only You	0.1 miles
Bus stop	Day's Lane	0.3 miles
Hospital	The Manor	0.4 miles
Train station	Bedford	1.1 miles
University	University of Bedfordshire Polhill Campus	2.7 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

83 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£430,000 Jan 2026

Price per m²

£5,181/m²

Local average

£655,796 (29 sales)

Street crime

92 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 25/09/2025

Expiry date: 24/09/2035

Current heating cost: £824/year

Potential heating cost: £734/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£430,000	Detached	+0.7%	£437,924 to April 2026	View transaction
Sold	02/11/2022	£427,000	Detached	—	£439,128 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£430,000
listed	18/09/2025	£425,000
sold	01/01/2022	£427,000
sold	01/01/2002	£194,650
sold	01/01/1999	£109,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
34 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP	£625,000	16/02/2026	Detached
2 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP	£541,700	19/12/2025	Detached
34 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH	£425,000	16/10/2025	Detached
32 DARLOW DRIVE, BIDDENHAM, BEDFORD, MK40 4AY	£900,000	26/06/2025	Detached
97 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£419,000	01/10/2024	Detached
69 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£455,000	22/07/2024	Detached
40 BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF	£880,000	19/10/2023	Detached
20 DARLOW DRIVE, BIDDENHAM, BEDFORD, MK40 4AY	£820,000	29/09/2023	Detached
40A MAIN ROAD, BIDDENHAM, BEDFORD, MK40 4BD	£820,000	23/08/2023	Detached
50 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH	£460,000	03/08/2023	Detached
61 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE	£795,000	21/04/2023	Detached
40B BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF	£880,000	02/12/2022	Detached
125 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£433,000	30/11/2022	Detached
3 ISON CLOSE, BIDDENHAM, BEDFORD, MK40 4BH	£828,000	21/11/2022	Detached
6 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP	£635,000	13/10/2022	Detached
99 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£630,000	07/10/2022	Detached
1 NODDERS WAY, BIDDENHAM, BEDFORD, MK40 4BJ	£680,000	16/09/2022	Detached
40 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE	£1,300,000	14/07/2022	Detached
6 FRANKLYN GARDENS, BIDDENHAM, BEDFORD, MK40 4QD	£507,500	07/07/2022	Detached
9 LUCAS COURT, BIDDENHAM, BEDFORD, MK40 4RN	£695,000	06/07/2022	Detached

Area average: £686,460 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.5%

10y growth 23.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Detached. As of April 2026.

1y (index) 4.9%

5y (index) 21.7%

10y (index) 43.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,051/mo

Realistic £1,168/mo

Optimistic £1,285/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, King George Avenue, MK40	£1,950/mo	3	0.57 miles	OpenRent
3 Bed Terraced House, Coventry Road, MK40	£1,500/mo	3	0.97 miles	OpenRent
3 Bed Semi-Detached House, Queensbury Close, MK40	£3,500/mo	3	0.99 miles	OpenRent

Average rent: £2,317/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.45%

Max investor price (0.8%) £243,750

Target investor price (1%) £195,000

Gross yield 5.4%

Cost-to-rent ratio 18.4×

Monthly cashflow £37/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	27
Anti-social behaviour	26
Other theft	9
Vehicle crime	9
Criminal damage and arson	8
Burglary	3
Public order	3
Shoplifting	3
Other crime	2
Bicycle theft	1
Robbery	1
Total incidents	92

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' CofE Academy	Primary	0.2 miles	Good — 24 Apr 2012
Biddenham International School and Sports College	Secondary	0.5 miles	Good — 30 Apr 2019
Great Ouse Primary Academy	Primary	0.6 miles	Good — 2 May 2022
Westfield Primary School	Primary	0.7 miles	Good — 18 Jul 2022
Great Denham Primary School	Primary	0.7 miles	Outstanding — 2 Jul 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
26/10/2004	15/11/2002	9	2

# 13 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ

## Property details

- Slug: `ca47edd` (address key hash: `ca47eddb6022c25b156e3e0f5e5e962dd9a1ac80`)
- Postcode: MK40 4QJ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 83 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £430,000 Jan 2026
- Price per m²: £5,181/m²
- Local average: £655,796 (29 sales)
- Street crime: 92 incidents within 1 mile (May 2026)

## Latest sale

- Price: £430,000
- Date: 2026-01-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 24/09/2035
- **Current heating cost:** £824/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2085-4510-2025-6545)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £430,000 | Detached | +0.7% | £437,924 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d41d-d8ea-e063-4704a8c0bf7d) |
| Sold | 2022-11-02 | £427,000 | Detached | — | £439,128 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/eed73e75-2457-6af3-e053-6c04a8c08aba) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £430,000 | 23/01/2026 | Detached |
| 13 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £427,000 | 02/11/2022 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167158031](http://87.117.209.195:8080/listings/a8289c2)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £430,000 |
| listed | 2025-09-18 | £425,000 |
| sold | 2022-01-01 | £427,000 |
| sold | 2002-01-01 | £194,650 |
| sold | 1999-01-01 | £109,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP | £625,000 | 16/02/2026 | Detached |
| 2 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP | £541,700 | 19/12/2025 | Detached |
| 34 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £425,000 | 16/10/2025 | Detached |
| 32 DARLOW DRIVE, BIDDENHAM, BEDFORD, MK40 4AY | £900,000 | 26/06/2025 | Detached |
| 97 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £419,000 | 01/10/2024 | Detached |
| 69 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £455,000 | 22/07/2024 | Detached |
| 40 BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF | £880,000 | 19/10/2023 | Detached |
| 20 DARLOW DRIVE, BIDDENHAM, BEDFORD, MK40 4AY | £820,000 | 29/09/2023 | Detached |
| 40A MAIN ROAD, BIDDENHAM, BEDFORD, MK40 4BD | £820,000 | 23/08/2023 | Detached |
| 50 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £460,000 | 03/08/2023 | Detached |
| 61 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE | £795,000 | 21/04/2023 | Detached |
| 40B BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF | £880,000 | 02/12/2022 | Detached |
| 125 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £433,000 | 30/11/2022 | Detached |
| 3 ISON CLOSE, BIDDENHAM, BEDFORD, MK40 4BH | £828,000 | 21/11/2022 | Detached |
| 6 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP | £635,000 | 13/10/2022 | Detached |
| 99 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £630,000 | 07/10/2022 | Detached |
| 1 NODDERS WAY, BIDDENHAM, BEDFORD, MK40 4BJ | £680,000 | 16/09/2022 | Detached |
| 40 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE | £1,300,000 | 14/07/2022 | Detached |
| 6 FRANKLYN GARDENS, BIDDENHAM, BEDFORD, MK40 4QD | £507,500 | 07/07/2022 | Detached |
| 9 LUCAS COURT, BIDDENHAM, BEDFORD, MK40 4RN | £695,000 | 06/07/2022 | Detached |

**Area average:** £686,460 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.5%
- **10y growth:** 23.7%

## House Price Index (HM Land Registry)

*Official index for Bedford; Detached series; as of April 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 21.7%
- **10y growth (index):** 43.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, King George Avenue, MK40 | £1,950/mo | 3 | 0.57 miles | OpenRent |
| 3 Bed Terraced House, Coventry Road, MK40 | £1,500/mo | 3 | 0.97 miles | OpenRent |
| 3 Bed Semi-Detached House, Queensbury Close, MK40 | £3,500/mo | 3 | 0.99 miles | OpenRent |

**Average rent: £2,317/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £243,750
- **Target investor price (1%):** £195,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,950/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.4×
- **Monthly cashflow:** £37/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 27 |
| Anti-social behaviour | 26 |
| Other theft | 9 |
| Vehicle crime | 9 |
| Criminal damage and arson | 8 |
| Burglary | 3 |
| Public order | 3 |
| Shoplifting | 3 |
| Other crime | 2 |
| Bicycle theft | 1 |
| Robbery | 1 |
| **Total incidents** | **92** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St James' CofE Academy | Primary | 0.2 miles | Good — 24 Apr 2012 |
| Biddenham International School and Sports College | Secondary | 0.5 miles | Good — 30 Apr 2019 |
| Great Ouse Primary Academy | Primary | 0.6 miles | Good — 2 May 2022 |
| Westfield Primary School | Primary | 0.7 miles | Good — 18 Jul 2022 |
| Great Denham Primary School | Primary | 0.7 miles | Outstanding — 2 Jul 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2158172
- **Address:** 13 Deep Spinney, Biddenham, MK40 4QJ
- **Certificate Issued:** 26/10/2004
- **Work Completed:** 15/11/2002
- **Items:** 9 window(s), 2 door(s)