# 12 FLAT 1-2 UPPER PARLIAMENT STREET, LIVERPOOL, MERSEYSIDE, L8 1TE

## Property details

- Slug: `c9e4ae2` (address key hash: `c9e4ae2ce4a9d7ed3318b5d1414d4d2376827b51`)
- Postcode: L8 1TE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Other
- Last sold: £310,000 May 2013
- Local average: £129,700 (5 sales)
- Street crime: 1467 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £310,000
- Date: 2013-05-23
- Type: O
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2013-05-23 | £310,000 | Other | — | £604,422 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/21e5feb6-ff71-2439-e050-a8c06205342e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 FLAT 1-2 UPPER PARLIAMENT STREET, LIVERPOOL, MERSEYSIDE, L8 1TE | £310,000 | 23/05/2013 | Other |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -99.8%
- **10y growth:** -99.8%

## House Price Index (HM Land Registry)

*Official index for Liverpool; All dwelling types series; as of July 2026.*

- **1y growth (index):** 8.1%
- **5y growth (index):** 26.7%
- **10y growth (index):** 70.9%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £822/mo
- **Realistic:** £913/mo
- **Optimistic:** £1,004/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Parliament Street, L8 | £1,250/mo | 2 | 0.33 miles | OpenRent |
| 2 Bed Flat, Back Colquitt Street, L1 | £1,150/mo | 2 | 0.53 miles | OpenRent |
| 1 Bed Flat, Princes Road, L8 | £825/mo | 1 | 0.58 miles | OpenRent |

**Average rent: £1,075/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.5×
- **Monthly cashflow:** £-211/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 420 |
| Drugs | 341 |
| Shoplifting | 184 |
| Public order | 124 |
| Anti-social behaviour | 112 |
| Other theft | 89 |
| Criminal damage and arson | 52 |
| Burglary | 29 |
| Vehicle crime | 23 |
| Possession of weapons | 22 |
| Other crime | 21 |
| Theft from the person | 21 |
| Robbery | 16 |
| Bicycle theft | 13 |
| **Total incidents** | **1467** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Patrick's Catholic Primary School | Primary | 0.2 miles | Good — 19 Dec 2023 |
| Liverpool Life Sciences UTC | Secondary | 0.2 miles | Good — 9 Mar 2016 |
| The Studio School Liverpool | Secondary | 0.2 miles | Good — 10 Jun 2015 |
| Windsor Community Primary School | Primary | 0.3 miles | Requires improvement — 26 Nov 2023 |
| Lipa School | Other | 0.3 miles | Requires improvement — 13 May 2024 |