Terraced

14 GRAFTON TERRACE

CARDIFF, CF14 6AU

£200,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CF14 6AU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Access Garage Doors	0.1 miles
Bus stop	Porthamal Gardens	0.1 miles
Train station	Birchgrove	0.2 miles
University	University of South Wales	2.3 miles
Hospital	Saint David's Hospital	2.7 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

77 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£200,000 Jan 2026

Price per m²

£2,597/m²

Local average

£299,905 (69 sales)

Street crime

142 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 09/10/2025

Expiry date: 08/10/2035

Current heating cost: £651/year

Potential heating cost: £603/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/01/2026	£200,000	Terraced	—	£201,161 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
15 TY WERN AVENUE, CARDIFF, CF14 6AW	£413,000	27/11/2025	Terraced
75 PORTHAMAL ROAD, CARDIFF, CF14 6AQ	£355,000	27/09/2023	Terraced
34 PORTHAMAL ROAD, CARDIFF, CF14 6AR	£315,000	26/09/2023	Terraced
17 THE GRAYLANDS, CARDIFF, CF14 6AS	£394,000	30/09/2022	Terraced
83 TY WERN ROAD, CARDIFF, CF14 4SE	£372,000	20/09/2022	Terraced
13 TY WERN AVENUE, CARDIFF, CF14 6AW	£428,000	30/05/2022	Terraced
19 TY WERN AVENUE, CARDIFF, CF14 6AW	£394,000	07/04/2022	Terraced
4 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT	£390,000	28/02/2022	Terraced
22 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT	£376,000	13/12/2021	Terraced
35 TY WERN AVENUE, CARDIFF, CF14 6AW	£340,000	10/12/2021	Terraced
6 GRAFTON TERRACE, CARDIFF, CF14 6AU	£367,250	22/10/2021	Terraced
14 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT	£325,000	29/06/2021	Terraced
25 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT	£375,000	19/06/2021	Terraced

Area average: £372,635 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.1%

10y growth 49%

House Price Index (HM Land Registry — official index, not sold-price averages): Cardiff. Series: Terraced. As of March 2026.

1y (index) 2.2%

5y (index) 23.4%

10y (index) 50.1%

Rental Range

Estimated market rent for Cardiff. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,041/mo

Realistic £1,157/mo

Optimistic £1,273/mo

Based on Local Authority from postcode lookup → Cardiff.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Heol Dewi Sant, CF14	£1,395/mo	3	0.34 miles	OpenRent
3 Bed Terraced House, Toftingall Avenue, CF14	£1,400/mo	3	0.38 miles	OpenRent
3 Bed Maisonette, Birchgrove, CF14	£2,100/mo	3	0.6 miles	OpenRent
3 Bed Detached House, St Ambrose Road, CF14	£1,700/mo	3	0.66 miles	OpenRent
3 Bed Flat, Whitchurch Road, CF14	£1,725/mo	3	1.14 miles	OpenRent
3 Bed Flat, Heath, CF14	£1,725/mo	3	1.17 miles	OpenRent
3 Bed Flat, Whitchurch Road, CF14	£1,725/mo	3	1.17 miles	OpenRent

Average rent: £1,681/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.86%

Max investor price (0.8%) £215,625

Target investor price (1%) £172,500

Gross yield 10.4%

Cost-to-rent ratio 9.7×

Monthly cashflow £740/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 15.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	41
Shoplifting	30
Anti-social behaviour	16
Criminal damage and arson	14
Public order	12
Vehicle crime	11
Other theft	9
Other crime	3
Burglary	2
Drugs	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	142

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Rhiwbeina Primary School	Other	0.5 miles	— (No rating)
Birchgrove Primary School	Other	0.7 miles	— (No rating)
Ton-Yr-Ywen Primary School	Other	0.7 miles	— (No rating)
Greenhill Special School	Other	0.8 miles	— (No rating)
Llanishen Fach Primary School	Other	0.8 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
05/04/2026	16/03/2026	—	1

# 14 GRAFTON TERRACE, CARDIFF, CF14 6AU

## Property details

- Slug: `c97ebde` (address key hash: `c97ebdebfb191720da2784051fcd44c413da88e7`)
- Postcode: CF14 6AU
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 77 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £200,000 Jan 2026
- Price per m²: £2,597/m²
- Local average: £299,905 (69 sales)
- Street crime: 142 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £200,000
- Date: 2026-01-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 08/10/2035
- **Current heating cost:** £651/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0590-3410-0922-6505-3053)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £200,000 | Terraced | — | £201,161 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-8887-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 GRAFTON TERRACE, CARDIFF, CF14 6AU | £200,000 | 16/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 TY WERN AVENUE, CARDIFF, CF14 6AW | £413,000 | 27/11/2025 | Terraced |
| 75 PORTHAMAL ROAD, CARDIFF, CF14 6AQ | £355,000 | 27/09/2023 | Terraced |
| 34 PORTHAMAL ROAD, CARDIFF, CF14 6AR | £315,000 | 26/09/2023 | Terraced |
| 17 THE GRAYLANDS, CARDIFF, CF14 6AS | £394,000 | 30/09/2022 | Terraced |
| 83 TY WERN ROAD, CARDIFF, CF14 4SE | £372,000 | 20/09/2022 | Terraced |
| 13 TY WERN AVENUE, CARDIFF, CF14 6AW | £428,000 | 30/05/2022 | Terraced |
| 19 TY WERN AVENUE, CARDIFF, CF14 6AW | £394,000 | 07/04/2022 | Terraced |
| 4 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT | £390,000 | 28/02/2022 | Terraced |
| 22 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT | £376,000 | 13/12/2021 | Terraced |
| 35 TY WERN AVENUE, CARDIFF, CF14 6AW | £340,000 | 10/12/2021 | Terraced |
| 6 GRAFTON TERRACE, CARDIFF, CF14 6AU | £367,250 | 22/10/2021 | Terraced |
| 14 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT | £325,000 | 29/06/2021 | Terraced |
| 25 LANSDOWNE AVENUE, RHIWBINA, CARDIFF, CF14 6AT | £375,000 | 19/06/2021 | Terraced |

**Area average:** £372,635 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 49%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Terraced series; as of March 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 23.4%
- **10y growth (index):** 50.1%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Heol Dewi Sant, CF14 | £1,395/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Toftingall Avenue, CF14 | £1,400/mo | 3 | 0.38 miles | OpenRent |
| 3 Bed Maisonette, Birchgrove, CF14 | £2,100/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed Detached House, St Ambrose Road, CF14 | £1,700/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Flat, Whitchurch Road, CF14 | £1,725/mo | 3 | 1.14 miles | OpenRent |
| 3 Bed Flat, Heath, CF14 | £1,725/mo | 3 | 1.17 miles | OpenRent |
| 3 Bed Flat, Whitchurch Road, CF14 | £1,725/mo | 3 | 1.17 miles | OpenRent |

**Average rent: £1,681/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £215,625
- **Target investor price (1%):** £172,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,725/mo).*

- **Gross yield:** 10.4%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £740/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 41 |
| Shoplifting | 30 |
| Anti-social behaviour | 16 |
| Criminal damage and arson | 14 |
| Public order | 12 |
| Vehicle crime | 11 |
| Other theft | 9 |
| Other crime | 3 |
| Burglary | 2 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **142** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Rhiwbeina Primary School | Other | 0.5 miles | — (No rating) |
| Birchgrove Primary School | Other | 0.7 miles | — (No rating) |
| Ton-Yr-Ywen Primary School | Other | 0.7 miles | — (No rating) |
| Greenhill Special School | Other | 0.8 miles | — (No rating) |
| Llanishen Fach Primary School | Other | 0.8 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #17234007
- **Address:** 14 Grafton Terrace, CARDIFF, CF14 6AU
- **Certificate Issued:** 05/04/2026
- **Work Completed:** 16/03/2026
- **Items:** 1 door(s)