# 11 RAISELANDS ROAD, CARLISLE, CUMBERLAND, CA2 6HJ

## Property details

- Slug: `c8d1def` (address key hash: `c8d1def0aa437a56e7a2d289725bf8b751a38bba`)
- Postcode: CA2 6HJ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 84 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £162,000 Mar 2026
- Price per m²: £1,929/m²
- Local average: £120,431 (63 sales)
- Street crime: 195 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £162,000
- Date: 2026-03-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/11/2035
- **Current heating cost:** £834/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6612-4055-9102-0229-1496)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £162,000 | Terraced | — | £162,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f290-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 RAISELANDS ROAD, CARLISLE, CUMBERLAND, CA2 6HJ | £162,000 | 06/03/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 ROSEHILL DRIVE, CARLISLE, CUMBERLAND, CA2 6HL | £150,000 | 17/12/2025 | Terraced |
| 14 WINSCALE WAY, CARLISLE, CUMBERLAND, CA2 6HQ | £147,500 | 01/12/2023 | Terraced |
| 49 GREENSIDE ROAD, CARLISLE, CUMBERLAND, CA2 6HP | £130,000 | 28/04/2023 | Terraced |
| 15 RAISELANDS ROAD, CARLISLE, CUMBERLAND, CA2 6HJ | £130,000 | 12/04/2023 | Terraced |
| 68 WINSCALE WAY, CARLISLE, CUMBERLAND, CA2 6HW | £100,000 | 28/03/2023 | Terraced |
| 5 RAISELANDS ROAD, CARLISLE, CUMBERLAND, CA2 6HJ | £82,000 | 21/03/2023 | Terraced |
| 43 NEWLAITHES AVENUE, CARLISLE, CUMBRIA, CA2 6PX | £133,000 | 02/12/2022 | Terraced |
| 10 GREENSIDE ROAD, CARLISLE, CUMBERLAND, CA2 6HN | £92,000 | 30/11/2022 | Terraced |
| 134 NEWLAITHES AVENUE, CARLISLE, CUMBRIA, CA2 6QD | £112,500 | 23/11/2022 | Terraced |
| 198 RICHARDSON STREET, CARLISLE, CUMBRIA, CA2 6AN | £45,000 | 11/11/2022 | Terraced |
| 46 LEVENS DRIVE, CARLISLE, CUMBRIA, CA2 6JE | £140,000 | 27/10/2022 | Terraced |
| 22 HALLIN CRESCENT, CARLISLE, CUMBRIA, CA2 6JA | £114,000 | 31/08/2022 | Terraced |
| 12 GREENSIDE ROAD, CARLISLE, CUMBRIA, CA2 6HN | £97,500 | 31/08/2022 | Terraced |
| 13 RAISELANDS ROAD, CARLISLE, CUMBRIA, CA2 6HJ | £116,500 | 26/08/2022 | Terraced |
| 37 LEVENS DRIVE, CARLISLE, CUMBRIA, CA2 6JE | £115,000 | 14/03/2022 | Terraced |
| 69 LEVENS DRIVE, CARLISLE, CUMBRIA, CA2 6HZ | £105,000 | 21/02/2022 | Terraced |
| 74 NEWLAITHES AVENUE, CARLISLE, CUMBRIA, CA2 6QB | £95,000 | 31/01/2022 | Terraced |
| 3 KINGRIGG, CARLISLE, CUMBRIA, CA2 6QF | £119,950 | 21/01/2022 | Terraced |
| 7 WINSCALE WAY, CARLISLE, CUMBRIA, CA2 6HG | £81,000 | 19/01/2022 | Terraced |
| 16 ROSEHILL DRIVE, CARLISLE, CUMBRIA, CA2 6HL | £75,000 | 16/12/2021 | Terraced |

**Area average:** £109,048 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 29.2%
- **10y growth:** 39.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Edmunds Terrace, CA2 | £750/mo | 2 | 0.3 miles | OpenRent |
| 3 Bed Semi-Detached House, Waldegrave Road, CA2 | £950/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed End Terrace, Dalston Road, CA2 | £1,300/mo | 3 | 0.63 miles | OpenRent |
| 2 Bed Flat, Norfolk Street, CA2 | £750/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £530/mo | 2 | 0.69 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £725/mo | 2 | 0.7 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £750/mo | 2 | 0.7 miles | OpenRent |
| 2 Bed Terraced House, Crummock St, CA2 | £795/mo | 2 | 0.73 miles | OpenRent |
| 3 Bed End Terrace, Shady Grove Road, CA2 | £695/mo | 3 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Collingwood Street, CA2 | £800/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed Terraced House, Granville Road, CA2 | £825/mo | 2 | 0.88 miles | OpenRent |
| 2 Bed Terraced House, Newcastle Street, CA2 | £725/mo | 2 | 0.88 miles | OpenRent |
| 2 Bed Flat, Reeth Road, CA2 | £645/mo | 2 | 0.91 miles | OpenRent |
| 2 Bed Penthouse, Shaddon Mill, CA2 | £800/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Terraced House, Tithebarn St, CA2 | £795/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £789/mo (15 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 18×
- **Monthly cashflow:** £12/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 84 |
| Public order | 25 |
| Criminal damage and arson | 24 |
| Shoplifting | 14 |
| Other theft | 13 |
| Other crime | 9 |
| Anti-social behaviour | 6 |
| Drugs | 6 |
| Vehicle crime | 6 |
| Burglary | 3 |
| Possession of weapons | 2 |
| Robbery | 2 |
| Bicycle theft | 1 |
| **Total incidents** | **195** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Newlaithes Junior School | Primary | 0.2 miles | Good — 10 Mar 2020 |
| Newlaithes Infant School | Primary | 0.3 miles | Good — 8 Feb 2023 |
| Richard Rose Morton Academy | Secondary | 0.6 miles | Requires improvement — 16 Jan 2023 |
| St Bede's Catholic Primary School | Primary | 0.7 miles | Good — 7 May 2015 |
| Cummersdale School | Primary | 0.7 miles | Good — 5 Jul 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2049007
- **Address:** 11 Raiselands Road, Carlisle, CA2 6HJ
- **Certificate Issued:** 20/09/2004
- **Work Completed:** 03/08/2004
- **Items:** 1 window(s), 2 door(s)