# 59 PUTTNEY DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2SJ

## Property details

- Slug: `c743794` (address key hash: `c743794bc0010626d6d144a3f15090ef74b8b952`)
- Postcode: ME10 2SJ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 80 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £325,000 Jan 2026
- Price per m²: £4,063/m²
- Local average: £321,840 (64 sales)
- Street crime: 119 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £325,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 23/07/2035
- **Current heating cost:** £771/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2144-6530-2725-4281)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £325,000 | Semi-detached | +164.2% | £321,972 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-06d6-591c-e063-4704a8c00c31) |
| Sold | 2003-04-25 | £123,000 | Semi-detached | — | £287,802 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/64c453d4-ce77-47d4-a1ea-9251f2148dff) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 59 PUTTNEY DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2SJ | £325,000 | 23/01/2026 | Semi-detached |
| 59 PUTTNEY DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2SJ | £123,000 | 25/04/2003 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 CLERKE DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RY | £250,000 | 18/12/2025 | Semi-detached |
| 50 CLERKE DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RY | £242,000 | 28/11/2025 | Semi-detached |
| 12 GROVEHURST AVENUE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RL | £266,500 | 29/09/2023 | Semi-detached |
| 16 CLERKE DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RY | £243,000 | 07/07/2023 | Semi-detached |
| 26 GREGORY CLOSE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2UD | £202,500 | 27/06/2023 | Semi-detached |
| 39 RECREATION WAY, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RD | £317,500 | 24/11/2022 | Semi-detached |
| 20 GREGORY CLOSE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2UD | £293,000 | 31/10/2022 | Semi-detached |
| 35 ADISHAM GREEN, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RQ | £275,000 | 22/09/2022 | Semi-detached |
| 47 BEAUVOIR DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2TN | £205,000 | 19/08/2022 | Semi-detached |
| 38 VAUGHAN DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2UB | £315,000 | 22/04/2022 | Semi-detached |
| 50 BEAUVOIR DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2TQ | £318,000 | 18/03/2022 | Semi-detached |
| 30 BEAUVOIR DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2TQ | £332,000 | 03/11/2021 | Semi-detached |
| 67 MILLER CLOSE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2DE | £282,500 | 01/11/2021 | Semi-detached |
| 12 AYLEWYN GREEN, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RS | £222,000 | 29/10/2021 | Semi-detached |
| 25 PUTTNEY DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2SJ | £280,000 | 30/09/2021 | Semi-detached |
| 3 EDYNGHAM CLOSE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2SN | £278,000 | 29/09/2021 | Semi-detached |
| 10 GROVEHURST AVENUE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RL | £210,000 | 10/09/2021 | Semi-detached |
| 77 VAUGHAN DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2UB | £235,000 | 02/07/2021 | Semi-detached |
| 12 CLERKE DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2RY | £225,000 | 01/07/2021 | Semi-detached |
| 19 VAUGHAN DRIVE, KEMSLEY, SITTINGBOURNE, SWALE, KENT, ME10 2UA | £291,000 | 29/06/2021 | Semi-detached |

**Area average:** £264,150 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.7%
- **10y growth:** 32.5%

## House Price Index (HM Land Registry)

*Official index for Swale; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.6%
- **5y growth (index):** 13%
- **10y growth (index):** 38.3%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Taillour Close, ME10 | £1,250/mo | 2 | 0.25 miles | OpenRent |
| 2 Bed Terraced House, Taillour Close, ME10 | £1,350/mo | 2 | 0.27 miles | OpenRent |

**Average rent: £1,300/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-135/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 44 |
| Violence and sexual offences | 27 |
| Criminal damage and arson | 12 |
| Shoplifting | 9 |
| Public order | 7 |
| Other crime | 6 |
| Other theft | 6 |
| Drugs | 4 |
| Burglary | 3 |
| Possession of weapons | 1 |
| **Total incidents** | **119** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kemsley Primary Academy | Primary | 0.3 miles | Good — 6 Mar 2015 |
| Regis Manor Primary School | Primary | 0.6 miles | Good — 28 Mar 2018 |
| Milton Court Primary Academy | Primary | 0.7 miles | Good — 13 Oct 2019 |
| KITE College | Other | 1.0 miles | — (No rating) |
| Sunny Bank Primary School | Primary | 1.3 miles | Good — 16 Sep 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14749035
- **Address:** 59 Puttney Drive, Kemsley, ME10 2SJ
- **Certificate Issued:** 22/08/2021
- **Work Completed:** 09/08/2021
- **Items:** 8 window(s), 2 door(s)
