Terraced

21 PENN GARDENS

ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DL

£112,750

Location

Map view View on Google Maps View on OpenStreetMap Street View CH65 8DL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ellesmere Port, Heathfield Road / Oldfield Road	0.1 miles
Shop	Orrel opticians	0.1 miles
Train station	Ellesmere Port	0.3 miles
University	Creative Campus, Kingsway	5.2 miles
Hospital	The Mulberry Centre	6.0 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

68 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£112,750 Feb 2026

Price per m²

£1,658/m²

Local average

£153,506 (32 sales)

Street crime

301 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 09/04/2018

Expiry date: 08/04/2028

Current heating cost: £685/year

Potential heating cost: £590/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (14,000)
Floor insulation (solid floor) (6,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/02/2026	£112,750	Terraced	—	£111,696 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£112,750
listed	22/05/2025	£120,000
sold	01/01/2006	£89,445

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
17 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF	£124,000	04/12/2025	Terraced
20 PRIESTFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BH	£91,000	26/11/2025	Terraced
43 DUDLEY ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DQ	£93,000	15/12/2023	Terraced
4 VICTORIA MEWS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8JP	£110,000	13/12/2023	Terraced
6 PENN GARDENS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DL	£95,000	01/12/2023	Terraced
50A FLATT LANE, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DP	£115,000	15/11/2023	Terraced
45 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BU	£110,000	26/10/2023	Terraced
20 BRIARFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BE	£115,000	19/05/2023	Terraced
29 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF	£115,000	16/05/2023	Terraced
26 ENFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BY	£105,000	11/05/2023	Terraced
2 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BS	£96,000	31/03/2023	Terraced
6 VICTORIA MEWS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8JP	£92,500	15/12/2022	Terraced
5 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF	£117,000	15/12/2022	Terraced
78 HEATHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DJ	£110,500	05/12/2022	Terraced
6 DUDLEY ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DG	£115,000	31/10/2022	Terraced
39 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BU	£115,500	28/10/2022	Terraced
29 BEECHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BQ	£85,000	20/09/2022	Terraced
13 FLATT LANE, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DN	£137,000	26/08/2022	Terraced
82 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DE	£97,000	26/08/2022	Terraced
25 HEATHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DH	£105,000	19/08/2022	Terraced

Area average: £107,175 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 41.7%

10y growth 71.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire West and Chester. Series: Terraced. As of April 2026.

1y (index) 2.7%

5y (index) 21.3%

10y (index) 52.7%

Rental Range

Estimated market rent for Cheshire West and Chester. Low = conservative, Realistic = average, Optimistic = best case.

Low £877/mo

Realistic £974/mo

Optimistic £1,071/mo

Based on Local Authority from postcode lookup → Cheshire West and Chester.

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Ellesmere Port, CH65	£550/mo	1	0.22 miles	OpenRent
4 Bed End Terrace, Errington Avenue, CH65	£1,224/mo	4	0.37 miles	OpenRent
1 Bed Flat, Wilkinson St, CH65	£625/mo	1	0.39 miles	OpenRent

Average rent: £800/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £78,125

Target investor price (1%) £62,500

Gross yield 6.7%

Cost-to-rent ratio 15×

Monthly cashflow £93/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	140
Anti-social behaviour	44
Public order	38
Criminal damage and arson	21
Drugs	15
Other theft	11
Shoplifting	9
Possession of weapons	7
Burglary	6
Other crime	5
Vehicle crime	2
Bicycle theft	1
Robbery	1
Theft from the person	1
Total incidents	301

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
William Stockton Community Primary School	Primary	0.1 miles	Good — 10 Jul 2018
Ellesmere Port Church of England College	Secondary	0.2 miles	Good — 14 Jun 2023
Cambridge Road Community Primary and Nursery School	Primary	0.3 miles	Good — 21 Nov 2023
Westminster Community Primary School	Primary	0.4 miles	Good — 18 Sep 2024
Wolverham Primary and Nursery School	Primary	0.6 miles	Outstanding — 20 Jan 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
12/04/2026	02/04/2026	1	—

# 21 PENN GARDENS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DL

## Property details

- Slug: `c593f2b` (address key hash: `c593f2ba67d64523d16b89f0954b97f69b180934`)
- Postcode: CH65 8DL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 68 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £112,750 Feb 2026
- Price per m²: £1,658/m²
- Local average: £153,506 (32 sales)
- Street crime: 301 incidents within 1 mile (May 2026)

## Latest sale

- Price: £112,750
- Date: 2026-02-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/04/2028
- **Current heating cost:** £685/year

### Recommendations
- Q (14,000)
- W2 (6,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8148-6924-8700-7051-7902)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-23 | £112,750 | Terraced | — | £111,696 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-eb56-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 PENN GARDENS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DL | £112,750 | 23/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162298292](http://87.117.209.195:8080/listings/b82d619)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £112,750 |
| listed | 2025-05-22 | £120,000 |
| sold | 2006-01-01 | £89,445 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF | £124,000 | 04/12/2025 | Terraced |
| 20 PRIESTFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BH | £91,000 | 26/11/2025 | Terraced |
| 43 DUDLEY ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DQ | £93,000 | 15/12/2023 | Terraced |
| 4 VICTORIA MEWS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8JP | £110,000 | 13/12/2023 | Terraced |
| 6 PENN GARDENS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DL | £95,000 | 01/12/2023 | Terraced |
| 50A FLATT LANE, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DP | £115,000 | 15/11/2023 | Terraced |
| 45 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BU | £110,000 | 26/10/2023 | Terraced |
| 20 BRIARFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BE | £115,000 | 19/05/2023 | Terraced |
| 29 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF | £115,000 | 16/05/2023 | Terraced |
| 26 ENFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BY | £105,000 | 11/05/2023 | Terraced |
| 2 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BS | £96,000 | 31/03/2023 | Terraced |
| 6 VICTORIA MEWS, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8JP | £92,500 | 15/12/2022 | Terraced |
| 5 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DF | £117,000 | 15/12/2022 | Terraced |
| 78 HEATHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DJ | £110,500 | 05/12/2022 | Terraced |
| 6 DUDLEY ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DG | £115,000 | 31/10/2022 | Terraced |
| 39 VICTORIA ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BU | £115,500 | 28/10/2022 | Terraced |
| 29 BEECHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8BQ | £85,000 | 20/09/2022 | Terraced |
| 13 FLATT LANE, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DN | £137,000 | 26/08/2022 | Terraced |
| 82 OLDFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DE | £97,000 | 26/08/2022 | Terraced |
| 25 HEATHFIELD ROAD, ELLESMERE PORT, CHESHIRE WEST AND CHESTER, CH65 8DH | £105,000 | 19/08/2022 | Terraced |

**Area average:** £107,175 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 41.7%
- **10y growth:** 71.7%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; Terraced series; as of April 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 21.3%
- **10y growth (index):** 52.7%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £877/mo
- **Realistic:** £974/mo
- **Optimistic:** £1,071/mo

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Ellesmere Port, CH65 | £550/mo | 1 | 0.22 miles | OpenRent |
| 4 Bed End Terrace, Errington Avenue, CH65 | £1,224/mo | 4 | 0.37 miles | OpenRent |
| 1 Bed Flat, Wilkinson St, CH65 | £625/mo | 1 | 0.39 miles | OpenRent |

**Average rent: £800/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £78,125
- **Target investor price (1%):** £62,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £625/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 15×
- **Monthly cashflow:** £93/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 140 |
| Anti-social behaviour | 44 |
| Public order | 38 |
| Criminal damage and arson | 21 |
| Drugs | 15 |
| Other theft | 11 |
| Shoplifting | 9 |
| Possession of weapons | 7 |
| Burglary | 6 |
| Other crime | 5 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **301** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| William Stockton Community Primary School | Primary | 0.1 miles | Good — 10 Jul 2018 |
| Ellesmere Port Church of England College | Secondary | 0.2 miles | Good — 14 Jun 2023 |
| Cambridge Road Community Primary and Nursery School | Primary | 0.3 miles | Good — 21 Nov 2023 |
| Westminster Community Primary School | Primary | 0.4 miles | Good — 18 Sep 2024 |
| Wolverham Primary and Nursery School | Primary | 0.6 miles | Outstanding — 20 Jan 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #17240092
- **Address:** 21 Penn Gardens, ELLESMERE PORT, CH65 8DL
- **Certificate Issued:** 12/04/2026
- **Work Completed:** 02/04/2026
- **Items:** 1 window(s)