# 4 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE

## Property details

- Slug: `c562eae` (address key hash: `c562eae92a8ae3df7a50cb655cf6aa3ddb216252`)
- Postcode: NE63 0FE
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 79 m²
- EPC rating: B
- Last sold: £175,000 Jan 2026
- Price per m²: £2,215/m²
- Local average: £168,107 (23 sales)
- Street crime: 133 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £175,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Current heating cost:** £472/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9228-3028-4303-8577-4200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £175,000 | Semi-detached | +11.5% | £172,978 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-3204-591c-e063-4704a8c00c31) |
| Sold | 2021-01-22 | £156,995 | Semi-detached | -90.8% | £199,063 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/42c129e4-dcc1-60a9-e063-4804a8c0c25d) |
| Sold | 2018-01-31 | £1,700,000 | Other | — | £2,374,362 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/87e1551e-e997-6405-e053-6c04a8c0b2ee) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £175,000 | 23/01/2026 | Semi-detached |
| 4 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £156,995 | 22/01/2021 | Semi-detached |
| 4 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £1,700,000 | 31/01/2018 | Other |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 KILBOURN STREET, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FF | £162,500 | 28/11/2025 | Semi-detached |
| 8 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £175,000 | 12/03/2024 | Semi-detached |
| 38 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £187,995 | 29/09/2023 | Semi-detached |
| 34 LYNDHURST ROAD, ASHINGTON, NORTHUMBERLAND, NE63 9SS | £155,000 | 22/09/2023 | Semi-detached |
| 36 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £187,995 | 25/08/2023 | Semi-detached |
| 34 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £185,995 | 28/07/2023 | Semi-detached |
| 32 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £185,995 | 24/07/2023 | Semi-detached |
| 30 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £214,995 | 30/06/2023 | Semi-detached |
| BLESSED HOUSE HARRISON CRESCENT, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FD | £187,995 | 29/06/2023 | Semi-detached |
| 20 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £189,995 | 27/06/2023 | Semi-detached |
| 28 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £214,995 | 22/06/2023 | Semi-detached |
| 26 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £200,000 | 19/06/2023 | Semi-detached |
| 24 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £218,995 | 09/06/2023 | Semi-detached |
| THE DOBSON HARRISON CRESCENT, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FD | £197,995 | 17/02/2023 | Semi-detached |
| 19 HIGHFIELD DRIVE, ASHINGTON, NORTHUMBERLAND, NE63 9SR | £205,000 | 22/12/2022 | Semi-detached |
| 10 LAIDLER CLOSE, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FG | £185,995 | 22/12/2022 | Semi-detached |
| 22 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £186,100 | 21/12/2022 | Semi-detached |
| 15 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £185,995 | 16/12/2022 | Semi-detached |
| 17 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £185,995 | 16/12/2022 | Semi-detached |
| 13 FLOYD WAY, ESSENDENE RISE, ASHINGTON, NORTHUMBERLAND, NE63 0FE | £185,995 | 02/12/2022 | Semi-detached |

**Area average:** £190,027 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.1%
- **10y growth:** 56.9%

## House Price Index (HM Land Registry)

*Official index for Northumberland; Semi-detached series; as of February 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 25.9%
- **10y growth (index):** 49.5%

## Rental Range

*ONS Price Index of Private Rents (Northumberland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £604/mo
- **Realistic:** £671/mo
- **Optimistic:** £738/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northumberland (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Highfield Drive, NE63 | £850/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Terraced House, Newbiggin Road, NE63 | £795/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed Terraced House, Sycamore St, NE63 | £675/mo | 3 | 0.6 miles | OpenRent |

**Average rent: £773/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.3×
- **Monthly cashflow:** £1/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 40 |
| Criminal damage and arson | 21 |
| Anti-social behaviour | 19 |
| Shoplifting | 15 |
| Public order | 7 |
| Other crime | 6 |
| Burglary | 5 |
| Other theft | 5 |
| Drugs | 4 |
| Robbery | 4 |
| Vehicle crime | 4 |
| Possession of weapons | 3 |
| **Total incidents** | **133** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| NCEA Bishop's Primary School | Primary | 0.4 miles | Good — 7 Dec 2022 |
| NCEA Duke's Secondary School | Secondary | 0.4 miles | Requires improvement — 24 Jul 2023 |
| NCEA Castle School | Other | 0.5 miles | Good — 19 Jan 2023 |
| St Aidan's Catholic Primary School, Ashington | Primary | 0.6 miles | Good — 1 Feb 2022 |
| NCEA Thomas Bewick C of E Primary School | Primary | 0.7 miles | Good — 16 Jun 2024 |