# 103 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG

## Property details

- Slug: `c4afab7` (address key hash: `c4afab76ff259686cbf4684ab09954ab8af31052`)
- Postcode: ME11 5AG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 3
- Floor area: 105 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £155,000 Apr 2015
- Price per m²: £1,476/m²
- Local average: £232,700 (5 sales)
- Street crime: 74 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £155,000
- Date: 2015-04-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £960/year

### Recommendations
- A3 (2,700)
- Q (14,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9198-2952-6262-4678-7930)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2015-04-16 | £155,000 | Terraced | — | £239,637 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/ba5bf0a1-fac6-4ba6-b2b2-ec9ff1be5447) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 103 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £155,000 | 16/04/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £250,000 | 20/03/2026 | Terraced |
| 59 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £290,000 | 10/11/2025 | Terraced |
| MILL COTTAGES 4 NORTH ROAD, QUEENBOROUGH, SWALE, KENT, ME11 5EX | £173,500 | 03/09/2025 | Terraced |
| 56 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £280,000 | 13/07/2023 | Terraced |
| 32 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS | £218,500 | 28/04/2023 | Terraced |
| 1 SEAVIEW TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5EY | £215,000 | 28/04/2023 | Terraced |
| 21 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS | £211,000 | 04/11/2022 | Terraced |
| 3 SOMERSET TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5EW | £275,000 | 30/09/2022 | Terraced |
| 1 WOODHALL TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5AH | £255,000 | 30/08/2022 | Terraced |
| 23 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS | £210,000 | 15/07/2022 | Terraced |
| 59 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £268,000 | 28/09/2021 | Terraced |
| 20 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS | £190,000 | 27/09/2021 | Terraced |
| 157 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AQ | £200,000 | 30/06/2021 | Terraced |

**Area average:** £233,538 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.4%
- **10y growth:** 54.9%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of February 2026.*

- **1y growth (index):** 0.6%
- **5y growth (index):** 12.1%
- **10y growth (index):** 41.4%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Manor Road, ME11 | £1,350/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Semi-Detached House, Hawthorn Avenue, ME12 | £1,900/mo | 3 | 0.9 miles | OpenRent |

**Average rent: £1,625/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.05% (strong)
- **Max investor price (0.8%):** £203,125
- **Target investor price (1%):** £162,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,625/mo).*

- **Gross yield:** 12.6%
- **Cost-to-rent:** 7.9×
- **Monthly cashflow:** £827/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 28 |
| Anti-social behaviour | 9 |
| Vehicle crime | 7 |
| Other theft | 6 |
| Shoplifting | 6 |
| Criminal damage and arson | 5 |
| Other crime | 5 |
| Drugs | 3 |
| Public order | 2 |
| Bicycle theft | 1 |
| Burglary | 1 |
| Theft from the person | 1 |
| **Total incidents** | **74** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Queenborough School and Nursery | Primary | 0.5 miles | Outstanding — 25 Sep 2023 |
| West Minster Primary School | Primary | 1.1 miles | Good — 12 Jan 2017 |
| St Edward's Catholic Primary School | Primary | 1.5 miles | — (Inspected (no overall grade)) |
| Halfway Houses Primary School | Primary | 1.6 miles | Good — 21 May 2015 |
| Rose Street Primary School | Primary | 1.6 miles | Requires improvement — 31 Jan 2023 |