Terraced 2 sales on record

54 WHITEHALL GARDENS

LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EH

£635,000

Location

Map view View on Google Maps View on OpenStreetMap Street View E4 6EH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Kings Road / Friday Hill	0.1 miles
Shop	The Bakineer	0.2 miles
Train station	Chingford	0.3 miles
Hospital	North London Hospice Winchmore Hill	4.3 miles
University	Arden University Stratford Campus	5.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

120 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£635,000 Apr 2026

Price per m²

£5,292/m²

Local average

£606,474 (68 sales)

Street crime

178 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 15/07/2025

Expiry date: 14/07/2035

Current heating cost: £985/year

Potential heating cost: £692/year

Est. upgrade cost to C: £25,950

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Draughtproof single-glazed windows (£150 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/04/2026	£635,000	Terraced	+522.5%	£633,184 to June 2026	View transaction
Sold	11/08/1999	£102,000	Terraced	—	£675,266 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£635,000
listed	04/09/2025	£650,000
sold	01/01/2004	£275,500
sold	01/01/1999	£102,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
2 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN	£800,000	29/01/2026	Terraced
43 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG	£700,000	12/12/2025	Terraced
58 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB	£600,000	28/11/2025	Terraced
43 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN	£570,000	01/09/2025	Terraced
45 QUEENS GROVE ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BT	£780,000	27/07/2023	Terraced
20 QUEENS GROVE ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BT	£850,000	12/06/2023	Terraced
45 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN	£576,000	23/11/2022	Terraced
34 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB	£591,000	15/11/2022	Terraced
36 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG	£620,000	03/11/2022	Terraced
55 KINGS ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7HP	£570,000	04/08/2022	Terraced
63 KINGS ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7HP	£550,000	28/06/2022	Terraced
17 GLENDOWER ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BS	£692,000	13/06/2022	Terraced
12 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB	£300,200	25/05/2022	Terraced
39 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN	£550,000	11/05/2022	Terraced
58 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB	£541,500	06/05/2022	Terraced
27 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB	£580,000	27/04/2022	Terraced
108 WHITEHALL GARDENS, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EJ	£560,000	08/04/2022	Terraced
71 WYEMEAD CRESCENT, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6HN	£437,500	07/03/2022	Terraced
21 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG	£559,000	09/02/2022	Terraced
46 KIMBERLEY ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6DF	£691,000	30/09/2021	Terraced

Area average: £605,910 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.4%

10y growth 33.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Waltham Forest. Series: Terraced. As of June 2026.

1y (index) 3.9%

5y (index) 14.3%

10y (index) 33.8%

Rental Range

Estimated market rent for Waltham Forest. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,589/mo

Realistic £1,765/mo

Optimistic £1,942/mo

Based on Local Authority from postcode lookup → Waltham Forest.

LHA (30th percentile) floor for Peterborough: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Beresford Road, E4	£1,650/mo	1	0.11 miles	OpenRent
Studio Flat, Victoria Road, E4	£1,175/mo	1	0.25 miles	OpenRent
2 Bed Flat, Chingford, E4	£1,750/mo	2	0.27 miles	OpenRent
2 Bed Flat, Station Road, E4	£1,700/mo	2	0.27 miles	OpenRent
Studio Flat, Station Road, E4	£1,200/mo	1	0.31 miles	OpenRent
1 Bed Flat, Station Road, E4	£1,250/mo	1	0.34 miles	OpenRent
3 Bed Terraced House, Weale Road, E4	£2,500/mo	3	0.38 miles	OpenRent
2 Bed Flat, Ridgeway Court, E4	£1,800/mo	2	0.43 miles	OpenRent
3 Bed Semi-Detached House, Wittenham Way, E4	£2,495/mo	3	0.43 miles	OpenRent
3 Bed Maisonette, Wittenham Way, E4	£2,500/mo	3	0.43 miles	OpenRent
3 Bed Maisonette, Wittenham Way, E4	£2,500/mo	3	0.43 miles	OpenRent
3 Bed Semi-Detached House, Wittenham Way, E4	£2,450/mo	3	0.43 miles	OpenRent
3 Bed Semi-Detached House, Wittenham Way, E4	£2,475/mo	3	0.43 miles	OpenRent
Studio Flat, Station Road, E4	£1,000/mo	1	0.45 miles	OpenRent
2 Bed Flat, Empress House, E4	£1,650/mo	2	0.5 miles	OpenRent
3 Bed Semi-Detached House, Waltham Way, E4	£4,000/mo	3	1.24 miles	OpenRent

Average rent: £2,006/mo (16 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.28%

Max investor price (0.8%) £221,875

Target investor price (1%) £177,500

Gross yield 3.4%

Cost-to-rent ratio 29.8×

Monthly cashflow £-928/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~182 m² (0.04 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	65
Anti-social behaviour	47
Public order	14
Vehicle crime	14
Other theft	11
Drugs	8
Shoplifting	8
Burglary	4
Robbery	3
Theft from the person	3
Criminal damage and arson	1
Total incidents	178

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chingford CofE Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
St Mary's Catholic Primary School	Primary	0.3 miles	Good — 5 Mar 2024
Heathcote School & Science College	Secondary	0.3 miles	Good — 25 Oct 2018
Whitehall Primary School	Primary	0.3 miles	Good — 25 Oct 2012
Normanhurst School	Other	0.3 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
29/12/2008	08/11/2008	2	1

# 54 WHITEHALL GARDENS, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EH

## Property details

- Slug: `c4a98d0` (address key hash: `c4a98d0e0738e36689ca3807892eaabf5f7141e4`)
- Postcode: E4 6EH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 120 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £635,000 Apr 2026
- Price per m²: £5,292/m²
- Local average: £606,474 (68 sales)
- Street crime: 178 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £635,000
- Date: 2026-04-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 14/07/2035
- **Current heating cost:** £985/year
- **Est. upgrade cost to C:** £25,950

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- D (£150 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0835-9723-5500-0525-2292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-21 | £635,000 | Terraced | +522.5% | £633,184 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-512c-8052-e063-4804a8c06ee4) |
| Sold | 1999-08-11 | £102,000 | Terraced | — | £675,266 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/32a5fc1b-323a-4ebe-b518-08345a47657c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 WHITEHALL GARDENS, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EH | £635,000 | 21/04/2026 | Terraced |
| 54 WHITEHALL GARDENS, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EH | £102,000 | 11/08/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166571930](http://87.117.209.195:8080/listings/acd87c2)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £635,000 |
| listed | 2025-09-04 | £650,000 |
| sold | 2004-01-01 | £275,500 |
| sold | 1999-01-01 | £102,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN | £800,000 | 29/01/2026 | Terraced |
| 43 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG | £700,000 | 12/12/2025 | Terraced |
| 58 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB | £600,000 | 28/11/2025 | Terraced |
| 43 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN | £570,000 | 01/09/2025 | Terraced |
| 45 QUEENS GROVE ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BT | £780,000 | 27/07/2023 | Terraced |
| 20 QUEENS GROVE ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BT | £850,000 | 12/06/2023 | Terraced |
| 45 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN | £576,000 | 23/11/2022 | Terraced |
| 34 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB | £591,000 | 15/11/2022 | Terraced |
| 36 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG | £620,000 | 03/11/2022 | Terraced |
| 55 KINGS ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7HP | £570,000 | 04/08/2022 | Terraced |
| 63 KINGS ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7HP | £550,000 | 28/06/2022 | Terraced |
| 17 GLENDOWER ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BS | £692,000 | 13/06/2022 | Terraced |
| 12 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB | £300,200 | 25/05/2022 | Terraced |
| 39 RICHMOND ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7BN | £550,000 | 11/05/2022 | Terraced |
| 58 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB | £541,500 | 06/05/2022 | Terraced |
| 27 STANLEY ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DB | £580,000 | 27/04/2022 | Terraced |
| 108 WHITEHALL GARDENS, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6EJ | £560,000 | 08/04/2022 | Terraced |
| 71 WYEMEAD CRESCENT, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6HN | £437,500 | 07/03/2022 | Terraced |
| 21 GARFIELD ROAD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 7DG | £559,000 | 09/02/2022 | Terraced |
| 46 KIMBERLEY ROAD, CHINGFORD, LONDON, WALTHAM FOREST, GREATER LONDON, E4 6DF | £691,000 | 30/09/2021 | Terraced |

**Area average:** £605,910 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.4%
- **10y growth:** 33.2%

## House Price Index (HM Land Registry)

*Official index for Waltham Forest; Terraced series; as of June 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 14.3%
- **10y growth (index):** 33.8%

## Rental Range

*ONS Price Index of Private Rents (Waltham Forest). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,589/mo
- **Realistic:** £1,765/mo
- **Optimistic:** £1,942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Beresford Road, E4 | £1,650/mo | 1 | 0.11 miles | OpenRent |
| Studio Flat, Victoria Road, E4 | £1,175/mo | 1 | 0.25 miles | OpenRent |
| 2 Bed Flat, Chingford, E4 | £1,750/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, Station Road, E4 | £1,700/mo | 2 | 0.27 miles | OpenRent |
| Studio Flat, Station Road, E4 | £1,200/mo | 1 | 0.31 miles | OpenRent |
| 1 Bed Flat, Station Road, E4 | £1,250/mo | 1 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Weale Road, E4 | £2,500/mo | 3 | 0.38 miles | OpenRent |
| 2 Bed Flat, Ridgeway Court, E4 | £1,800/mo | 2 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Wittenham Way, E4 | £2,495/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Maisonette, Wittenham Way, E4 | £2,500/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Maisonette, Wittenham Way, E4 | £2,500/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Wittenham Way, E4 | £2,450/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Wittenham Way, E4 | £2,475/mo | 3 | 0.43 miles | OpenRent |
| Studio Flat, Station Road, E4 | £1,000/mo | 1 | 0.45 miles | OpenRent |
| 2 Bed Flat, Empress House, E4 | £1,650/mo | 2 | 0.5 miles | OpenRent |
| 3 Bed Semi-Detached House, Waltham Way, E4 | £4,000/mo | 3 | 1.24 miles | OpenRent |

**Average rent: £2,006/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £221,875
- **Target investor price (1%):** £177,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,775/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.8×
- **Monthly cashflow:** £-928/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 65 |
| Anti-social behaviour | 47 |
| Public order | 14 |
| Vehicle crime | 14 |
| Other theft | 11 |
| Drugs | 8 |
| Shoplifting | 8 |
| Burglary | 4 |
| Robbery | 3 |
| Theft from the person | 3 |
| Criminal damage and arson | 1 |
| **Total incidents** | **178** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chingford CofE Primary School | Primary | 0.2 miles | — (Inspected (no overall grade)) |
| St Mary's Catholic Primary School | Primary | 0.3 miles | Good — 5 Mar 2024 |
| Heathcote School & Science College | Secondary | 0.3 miles | Good — 25 Oct 2018 |
| Whitehall Primary School | Primary | 0.3 miles | Good — 25 Oct 2012 |
| Normanhurst School | Other | 0.3 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6247978
- **Address:** 54 Whitehall Gardens, LONDON, E4 6EH
- **Certificate Issued:** 29/12/2008
- **Work Completed:** 08/11/2008
- **Items:** 2 window(s), 1 door(s)