Terraced 2 sales on record

55 GABLES CLOSE

LONDON, SOUTHWARK, GREATER LONDON, SE5 7QE

£650,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SE5 7QE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Vestry Road	0.1 miles
Shop	Toad Bakery	0.2 miles
Train station	Denmark Hill	0.6 miles
Hospital	Dental Hospital	0.6 miles
University	University of Wales Trinity Saint David London Campus	1.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

98 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£650,000 May 2026

Price per m²

£6,633/m²

Local average

£1,202,563 (16 sales)

Street crime

1768 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 17/02/2022

Expiry date: 16/02/2032

Current heating cost: £418/year

Potential heating cost: £365/year

Est. upgrade cost to C: £15,700

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Replacement glazing units (£1,000 - £1,400)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	22/05/2026	£650,000	Terraced	+225%	£653,193 to June 2026	View transaction
Sold	28/10/1999	£200,000	Terraced	—	£956,075 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	19/02/2026	£650,000
sold	01/01/2026	£650,000
sold	01/01/2004	£285,000
sold	01/01/2001	£215,000
sold	01/01/1999	£200,000
sold	01/01/1997	£109,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
9 BRUNSWICK VILLAS, LONDON, SOUTHWARK, GREATER LONDON, SE5 7RR	£755,000	23/12/2021	Terraced

Area average: £755,000 (1 sale)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.4%

10y growth 95%

House Price Index (HM Land Registry — official index, not sold-price averages): Southwark. Series: Terraced. As of June 2026.

1y (index) 4%

5y (index) 12.5%

10y (index) 13%

Rental Range

Estimated market rent for Southwark. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,188/mo

Realistic £2,431/mo

Optimistic £2,674/mo

Based on Local Authority from postcode lookup → Southwark.

LHA (30th percentile) floor for Inner South East London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Havil St, SE5	£2,900/mo	2	0.17 miles	OpenRent
1 Bed Flat, Goschen House, SE5	£1,795/mo	1	0.23 miles	OpenRent
2 Bed Flat, Blakes Road, SE15	£1,784/mo	2	0.25 miles	OpenRent
5 Bed Terraced House, Coleman Road, SE5	£4,983/mo	5	0.28 miles	OpenRent
2 Bed Flat, Blakes Road, SE15	£2,250/mo	2	0.3 miles	OpenRent
2 Bed Flat, Tower Mill Road, SE15	£2,699/mo	2	0.37 miles	OpenRent
6 Bed Terraced House, Crofton Road, SE5	£5,200/mo	6	0.4 miles	OpenRent

Average rent: £3,087/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £337,375

Target investor price (1%) £269,900

Gross yield 5%

Cost-to-rent ratio 20.1×

Monthly cashflow £-156/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~145 m² (0.04 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	441
Anti-social behaviour	381
Shoplifting	186
Other theft	155
Theft from the person	146
Public order	93
Vehicle crime	92
Drugs	68
Burglary	66
Robbery	57
Bicycle theft	36
Other crime	23
Possession of weapons	17
Criminal damage and arson	7
Total incidents	1768

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Camberwell College of Arts	Other	0.2 miles	— (No rating)
Spa School Camberwell	Other	0.2 miles	Good — 12 Mar 2023
Oliver Goldsmith Primary School	Primary	0.2 miles	Good — 14 Jul 2022
Brunswick Park Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Arco Academy	Other	0.3 miles	Requires improvement — 11 Nov 2021

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
13/08/2012	19/03/2012	9	1

# 55 GABLES CLOSE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7QE

## Property details

- Slug: `c43de07` (address key hash: `c43de077ed8e7eca240000f0de1807d749b691d1`)
- Postcode: SE5 7QE
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £650,000 May 2026
- Price per m²: £6,633/m²
- Local average: £1,202,563 (16 sales)
- Street crime: 1768 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £650,000
- Date: 2026-05-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 16/02/2032
- **Current heating cost:** £418/year
- **Est. upgrade cost to C:** £15,700

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- O3 (£1,000 - £1,400)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3300-6631-0222-7190-3223)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-22 | £650,000 | Terraced | +225% | £653,193 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-da7b-8052-e063-4804a8c06ee4) |
| Sold | 1999-10-28 | £200,000 | Terraced | — | £956,075 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/fb796b8b-f7e4-42b4-b920-488439b50d49) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 GABLES CLOSE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7QE | £650,000 | 22/05/2026 | Terraced |
| 55 GABLES CLOSE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7QE | £200,000 | 28/10/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [172404743](http://87.117.209.195:8080/listings/bf367f3)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-02-19 | £650,000 |
| sold | 2026-01-01 | £650,000 |
| sold | 2004-01-01 | £285,000 |
| sold | 2001-01-01 | £215,000 |
| sold | 1999-01-01 | £200,000 |
| sold | 1997-01-01 | £109,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BRUNSWICK VILLAS, LONDON, SOUTHWARK, GREATER LONDON, SE5 7RR | £755,000 | 23/12/2021 | Terraced |

**Area average:** £755,000 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.4%
- **10y growth:** 95%

## House Price Index (HM Land Registry)

*Official index for Southwark; Terraced series; as of June 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 12.5%
- **10y growth (index):** 13%

## Rental Range

*ONS Price Index of Private Rents (Southwark). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,188/mo
- **Realistic:** £2,431/mo
- **Optimistic:** £2,674/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner South East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Havil St, SE5 | £2,900/mo | 2 | 0.17 miles | OpenRent |
| 1 Bed Flat, Goschen House, SE5 | £1,795/mo | 1 | 0.23 miles | OpenRent |
| 2 Bed Flat, Blakes Road, SE15 | £1,784/mo | 2 | 0.25 miles | OpenRent |
| 5 Bed Terraced House, Coleman Road, SE5 | £4,983/mo | 5 | 0.28 miles | OpenRent |
| 2 Bed Flat, Blakes Road, SE15 | £2,250/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Tower Mill Road, SE15 | £2,699/mo | 2 | 0.37 miles | OpenRent |
| 6 Bed Terraced House, Crofton Road, SE5 | £5,200/mo | 6 | 0.4 miles | OpenRent |

**Average rent: £3,087/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £337,375
- **Target investor price (1%):** £269,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,699/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-156/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 441 |
| Anti-social behaviour | 381 |
| Shoplifting | 186 |
| Other theft | 155 |
| Theft from the person | 146 |
| Public order | 93 |
| Vehicle crime | 92 |
| Drugs | 68 |
| Burglary | 66 |
| Robbery | 57 |
| Bicycle theft | 36 |
| Other crime | 23 |
| Possession of weapons | 17 |
| Criminal damage and arson | 7 |
| **Total incidents** | **1768** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Camberwell College of Arts | Other | 0.2 miles | — (No rating) |
| Spa School Camberwell | Other | 0.2 miles | Good — 12 Mar 2023 |
| Oliver Goldsmith Primary School | Primary | 0.2 miles | Good — 14 Jul 2022 |
| Brunswick Park Primary School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| Arco Academy | Other | 0.3 miles | Requires improvement — 11 Nov 2021 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9021894
- **Address:** 55 Gables Close, LONDON, SE5 7QE
- **Certificate Issued:** 13/08/2012
- **Work Completed:** 19/03/2012
- **Items:** 9 window(s), 1 door(s)