# 19 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP

## Property details

- Slug: `c2ffc5d` (address key hash: `c2ffc5d538c37643a03f4e0f58e0e12653997d57`)
- Postcode: NG31 7DP
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 64 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £156,500 Apr 2026
- Price per m²: £2,445/m²
- Local average: £174,419 (55 sales)
- Street crime: 332 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £156,500
- Date: 2026-04-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 14/01/2036
- **Current heating cost:** £735/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2795-5590-2096-4825)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £156,500 | Terraced | +52.7% | £155,254 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-288c-b8d0-e063-4704a8c08d98) |
| Sold | 2018-05-03 | £102,500 | Terraced | +38.5% | £132,890 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/7011b109-8c45-8ed6-e053-6b04a8c075c1) |
| Sold | 2012-02-03 | £74,000 | Terraced | — | £124,836 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/827e9966-d6f5-4877-aac4-c92b2b031161) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £156,500 | 10/04/2026 | Terraced |
| 19 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £102,500 | 03/05/2018 | Terraced |
| 19 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £74,000 | 03/02/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171268559](http://87.117.209.195:8080/listings/3a7a98a)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-21 | £160,000 |
| sold | 2026-01-01 | £156,500 |
| sold | 2018-01-01 | £102,500 |
| sold | 2012-01-01 | £74,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £147,500 | 12/12/2025 | Terraced |
| 4 HILLINGFORD WAY, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7PJ | £163,000 | 28/01/2025 | Terraced |
| 84 DYSART ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DJ | £122,000 | 27/11/2023 | Terraced |
| 37 DEXTER AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7EL | £150,000 | 28/07/2023 | Terraced |
| 53 DEXTER AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7EL | £175,000 | 27/04/2023 | Terraced |
| 110 DYSART ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DW | £102,000 | 13/02/2023 | Terraced |
| 32 HILLINGFORD WAY, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7PJ | £157,500 | 25/11/2022 | Terraced |
| 28 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £136,000 | 21/11/2022 | Terraced |
| 17 RYDE AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DY | £143,000 | 11/11/2022 | Terraced |
| 126 DYSART ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DU | £145,000 | 07/10/2022 | Terraced |
| 27 KINGSTON AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DS | £130,000 | 26/08/2022 | Terraced |
| 5 BECKETTS CLOSE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7GE | £207,000 | 01/07/2022 | Terraced |
| 38 BRADING AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DT | £120,000 | 01/06/2022 | Terraced |
| 50 DYSART ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DD | £135,000 | 27/05/2022 | Terraced |
| 35 RYDE AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DY | £157,000 | 23/05/2022 | Terraced |
| 24 COWES ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DP | £112,500 | 25/04/2022 | Terraced |
| 9 WESTBOURNE PLACE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DH | £122,000 | 08/04/2022 | Terraced |
| 9 KINGSTON AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DS | £145,000 | 01/04/2022 | Terraced |
| 15 KINGSTON AVENUE, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DS | £98,000 | 31/03/2022 | Terraced |
| 92 DYSART ROAD, GRANTHAM, SOUTH KESTEVEN, LINCOLNSHIRE, NG31 7DW | £153,000 | 21/12/2021 | Terraced |

**Area average:** £141,025 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Ladysmith Terrace, Gonerby Hill Foot, NG31](http://87.117.209.195:8080/listings/43850e0) | £150,000 | 3 | Terraced | 0.96 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.4%
- **10y growth:** 68.2%

## House Price Index (HM Land Registry)

*Official index for South Kesteven; Terraced series; as of May 2026.*

- **1y growth (index):** 1.4%
- **5y growth (index):** 15.3%
- **10y growth (index):** 45.1%

## Rental Range

*ONS Price Index of Private Rents (South Kesteven). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £757/mo
- **Realistic:** £841/mo
- **Optimistic:** £925/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grantham & Newark (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Brading Avenue, NG31 | £775/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Semi-Detached House, Church Row, NG31 | £2,150/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Harlaxton Road, NG31 | £750/mo | 2 | 0.46 miles | OpenRent |
| 2 Bed Terraced House, College Street, NG31 | £795/mo | 2 | 0.85 miles | OpenRent |

**Average rent: £1,118/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £98,125
- **Target investor price (1%):** £78,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £785/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.6×
- **Monthly cashflow:** £65/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 131 |
| Anti-social behaviour | 60 |
| Shoplifting | 48 |
| Public order | 29 |
| Criminal damage and arson | 17 |
| Vehicle crime | 10 |
| Other crime | 8 |
| Other theft | 8 |
| Burglary | 7 |
| Drugs | 5 |
| Robbery | 4 |
| Bicycle theft | 3 |
| Possession of weapons | 2 |
| **Total incidents** | **332** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Isaac Newton Primary School | Primary | 0.2 miles | Requires improvement — 28 Feb 2023 |
| West Grantham Church of England Secondary Academy | Secondary | 0.3 miles | Good — 29 Feb 2024 |
| Huntingtower Community Primary Academy | Primary | 0.6 miles | Good — 9 Dec 2021 |
| West Grantham Church of England Primary Academy | Primary | 0.6 miles | Good — 21 Nov 2023 |
| St Wulfram's National Church of England Primary School | Primary | 0.7 miles | Requires improvement — 2 May 2022 |