# 81 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ

## Property details

- Slug: `c295263` (address key hash: `c295263aca10e60113c61fee27985199a7f37322`)
- Postcode: ME7 3PZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 53 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £250,000 Jan 2026
- Price per m²: £4,717/m²
- Local average: £247,686 (117 sales)
- Street crime: 59 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £250,000
- Date: 2026-01-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 11/05/2031
- **Current heating cost:** £360/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2852-3050-2299-7655)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £250,000 | Terraced | +385.4% | £249,497 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-0601-591c-e063-4704a8c00c31) |
| Sold | 1998-06-04 | £51,500 | Terraced | — | £287,011 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/29f3824d-dd1f-497b-a979-66a46ce85aed) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £250,000 | 21/01/2026 | Terraced |
| 81 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £51,500 | 04/06/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £223,000 | 16/12/2025 | Terraced |
| 71 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £220,000 | 26/11/2025 | Terraced |
| 79 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £250,000 | 21/03/2025 | Terraced |
| 62 GREENFINCHES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PW | £272,500 | 08/12/2023 | Terraced |
| 85 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £235,000 | 27/10/2023 | Terraced |
| 37 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PY | £360,000 | 14/12/2022 | Terraced |
| 88 THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £365,000 | 27/07/2022 | Terraced |
| 28 GREENFINCHES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PN | £272,000 | 10/03/2022 | Terraced |
| 64A THE EVERGLADES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PZ | £335,000 | 30/11/2021 | Terraced |
| 48 SHEPHERDS GATE, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3TG | £242,000 | 23/08/2021 | Terraced |
| 47 GREENFINCHES, HEMPSTEAD, GILLINGHAM, MEDWAY, ME7 3PW | £200,000 | 24/06/2021 | Terraced |

**Area average:** £270,409 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.1%
- **10y growth:** 30.2%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of March 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 17%
- **10y growth (index):** 45.5%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, Pine Grove, ME7 | £1,150/mo | 1 | 0.32 miles | OpenRent |

**Average rent: £1,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £25/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 17 |
| Shoplifting | 15 |
| Anti-social behaviour | 9 |
| Public order | 4 |
| Other crime | 3 |
| Other theft | 3 |
| Vehicle crime | 3 |
| Criminal damage and arson | 2 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **59** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hempstead Infant School | Primary | 0.4 miles | Good — 4 Oct 2018 |
| Hempstead Junior School | Primary | 0.5 miles | Good — 8 Nov 2013 |
| Bryony School | Other | 0.9 miles | Good — 16 Jan 2023 |
| Fairview Community Primary School | Primary | 0.9 miles | Good — 29 Jun 2015 |
| Kingfisher Community Primary School | Primary | 1.2 miles | Good — 9 Oct 2019 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #12934664
- **Address:** 81 The Everglades, Hempstead, ME7 3PZ
- **Certificate Issued:** 14/05/2018
- **Work Completed:** 12/04/2018
- **Items:** 1 door(s)

### FENSA Certificate #281333
- **Address:** 81 The Everglades, Hempstead, ME7 3PZ
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 09/08/2002
- **Items:** 6 window(s)