Other 3 sales on record

105 CHURCH STREET

ST HELENS, MERSEYSIDE, WA10 1AJ

£400,000

Location

Map view View on Google Maps View on OpenStreetMap Street View WA10 1AJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Hair by Michael Ford	0.0 miles
Bus stop	CHURCH ST/HALL ST	0.1 miles
Train station	St Helens Central	0.1 miles
Hospital	St Helens Hospital	1.0 miles
University	University of Chester - Warrington Campus	8.0 miles

Property details

Tenure

Leasehold

Property type

Other

Last sold

£400,000 Jan 2026

Local average

£342,118 (17 sales)

Street crime

442 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/01/2026	£400,000	Other	+300%	£399,262 to March 2026	View transaction
Sold	30/07/2020	£100,000	Other	-20%	£145,430 to March 2026	View transaction
Sold	22/06/2017	£125,000	Other	—	£198,897 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
113 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ	£400,000	21/01/2026	Other
41 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX	£162,000	30/07/2025	Other
103 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ	£34,000	30/06/2025	Other
2 BICKERSTAFFE STREET, ST HELENS, MERSEYSIDE, WA10 1DH	£200,000	30/11/2023	Other
68 BICKERSTAFFE STREET, ST HELENS, MERSEYSIDE, WA10 1DS	£100,000	08/06/2023	Other
29 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX	£265,000	10/11/2022	Other
29 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX	£265,000	10/11/2022	Other
34 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DL	£90,000	05/08/2022	Other
28 - 30 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DW	£235,000	26/04/2022	Other
12 - 14 GEORGE STREET, ST HELENS, MERSEYSIDE, WA10 1BU	£49,000	09/03/2022	Other
71 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX	£1,440,000	24/01/2022	Other
29 - 31 SHAW STREET, ST HELENS, MERSEYSIDE, WA10 1DG	£25,000	21/10/2021	Other
19 - 27 SHAW STREET, ST HELENS, MERSEYSIDE, WA10 1DF	£260,000	01/10/2021	Other
20 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DL	£97,000	24/06/2021	Other

Area average: £258,714 (14 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.9%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: All dwelling types. As of March 2026.

1y (index) 3.9%

5y (index) 31.5%

10y (index) 78.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: GRADAN - RAVEN SPV LTD (16929315)

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £704/mo

Realistic £782/mo

Optimistic £860/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Vernon St, WA9	£750/mo	2	0.39 miles	OpenRent

Average rent: £750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.19%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 2.3%

Cost-to-rent ratio 44.4×

Monthly cashflow £-925/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -9.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	165
Shoplifting	60
Criminal damage and arson	43
Drugs	39
Anti-social behaviour	36
Public order	30
Vehicle crime	21
Other theft	17
Other crime	12
Burglary	9
Robbery	4
Bicycle theft	3
Possession of weapons	3
Total incidents	442

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Holy Cross Catholic Primary School	Primary	0.3 miles	Good — 5 Dec 2021
Parish Church of England Primary School, St Helens	Primary	0.4 miles	Outstanding — 12 Feb 2016
St Helens College	Other	0.4 miles	— (No rating)
Launchpad Centre	Other	0.4 miles	Good — 24 Mar 2017
This Is My Education - TIME	Other	0.4 miles	Inadequate — 10 May 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 105 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ

## Property details

- Slug: `c13d8c8` (address key hash: `c13d8c829ae65b9bd2a37b8fa20b67f2fc059b82`)
- Postcode: WA10 1AJ
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Other
- Last sold: £400,000 Jan 2026
- Local average: £342,118 (17 sales)
- Street crime: 442 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £400,000
- Date: 2026-01-21
- Type: O
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £400,000 | Other | +300% | £399,262 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-e169-591c-e063-4704a8c00c31) |
| Sold | 2020-07-30 | £100,000 | Other | -20% | £145,430 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/bc8936bc-4c0e-0e2c-e053-6c04a8c0dbf4) |
| Sold | 2017-06-22 | £125,000 | Other | — | £198,897 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/55bdcae6-dfad-521d-e053-6b04a8c0dd7a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 105 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ | £400,000 | 21/01/2026 | Other |
| 105 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ | £100,000 | 30/07/2020 | Other |
| 105 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ | £125,000 | 22/06/2017 | Other |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 113 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ | £400,000 | 21/01/2026 | Other |
| 41 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX | £162,000 | 30/07/2025 | Other |
| 103 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AJ | £34,000 | 30/06/2025 | Other |
| 2 BICKERSTAFFE STREET, ST HELENS, MERSEYSIDE, WA10 1DH | £200,000 | 30/11/2023 | Other |
| 68 BICKERSTAFFE STREET, ST HELENS, MERSEYSIDE, WA10 1DS | £100,000 | 08/06/2023 | Other |
| 29 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX | £265,000 | 10/11/2022 | Other |
| 29 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX | £265,000 | 10/11/2022 | Other |
| 34 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DL | £90,000 | 05/08/2022 | Other |
| 28 - 30 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DW | £235,000 | 26/04/2022 | Other |
| 12 - 14 GEORGE STREET, ST HELENS, MERSEYSIDE, WA10 1BU | £49,000 | 09/03/2022 | Other |
| 71 CHURCH STREET, ST HELENS, MERSEYSIDE, WA10 1AX | £1,440,000 | 24/01/2022 | Other |
| 29 - 31 SHAW STREET, ST HELENS, MERSEYSIDE, WA10 1DG | £25,000 | 21/10/2021 | Other |
| 19 - 27 SHAW STREET, ST HELENS, MERSEYSIDE, WA10 1DF | £260,000 | 01/10/2021 | Other |
| 20 HALL STREET, ST HELENS, MERSEYSIDE, WA10 1DL | £97,000 | 24/06/2021 | Other |

**Area average:** £258,714 (14 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.9%

## House Price Index (HM Land Registry)

*Official index for St Helens; All dwelling types series; as of March 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 31.5%
- **10y growth (index):** 78.5%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £704/mo
- **Realistic:** £782/mo
- **Optimistic:** £860/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Vernon St, WA9 | £750/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.19% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 2.3%
- **Cost-to-rent:** 44.4×
- **Monthly cashflow:** £-925/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 165 |
| Shoplifting | 60 |
| Criminal damage and arson | 43 |
| Drugs | 39 |
| Anti-social behaviour | 36 |
| Public order | 30 |
| Vehicle crime | 21 |
| Other theft | 17 |
| Other crime | 12 |
| Burglary | 9 |
| Robbery | 4 |
| Bicycle theft | 3 |
| Possession of weapons | 3 |
| **Total incidents** | **442** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holy Cross Catholic Primary School | Primary | 0.3 miles | Good — 5 Dec 2021 |
| Parish Church of England Primary School, St Helens | Primary | 0.4 miles | Outstanding — 12 Feb 2016 |
| St Helens College | Other | 0.4 miles | — (No rating) |
| Launchpad Centre | Other | 0.4 miles | Good — 24 Mar 2017 |
| This Is My Education - TIME | Other | 0.4 miles | Inadequate — 10 May 2023 |