# 71 KIRKGATE, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD18 3LU

## Property details

- Slug: `c02eb2f` (address key hash: `c02eb2f075550e7dff21ba71384d6c981963b546`)
- Postcode: BD18 3LU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 233 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £365,000 Feb 2026
- Price per m²: £1,567/m²
- Local average: £345,600 (5 sales)
- Street crime: 312 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £365,000
- Date: 2026-02-05
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 23/08/2026
- **Current heating cost:** £2,288/year
- **Est. upgrade cost to C:** £15,500

### Recommendations
- Q (£4,000 - £14,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0945-2854-7187-9826-9321)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-05 | £365,000 | Detached | +58.7% | £367,314 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-d768-d8ea-e063-4704a8c0bf7d) |
| Sold | 2017-01-13 | £230,000 | Detached | — | £343,454 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/47844c80-9848-8986-e050-a8c063056488) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 71 KIRKGATE, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD18 3LU | £365,000 | 05/02/2026 | Detached |
| 71 KIRKGATE, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD18 3LU | £230,000 | 13/01/2017 | Detached |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.8%
- **10y growth:** 37.4%

## House Price Index (HM Land Registry)

*Official index for Bradford; Detached series; as of March 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 27.4%
- **10y growth (index):** 55.8%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Durham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Caroline Street, BD18 | £875/mo | 1 | 0.37 miles | OpenRent |
| 2 Bed End Terrace, Caroline Street, BD18 | £915/mo | 2 | 0.44 miles | OpenRent |
| 1 Bed Flat, Highgate, BD9 | £665/mo | 1 | 1.24 miles | OpenRent |

**Average rent: £818/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.24% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 2.9%
- **Cost-to-rent:** 34.8×
- **Monthly cashflow:** £-675/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 118 |
| Anti-social behaviour | 43 |
| Shoplifting | 30 |
| Criminal damage and arson | 24 |
| Public order | 24 |
| Vehicle crime | 19 |
| Burglary | 14 |
| Other theft | 14 |
| Drugs | 12 |
| Other crime | 6 |
| Robbery | 6 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **312** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Wycliffe CofE Primary School | Primary | 0.2 miles | Good — 22 Jun 2023 |
| Bradford Alternative Provision Academy | Other | 0.2 miles | Outstanding — 14 Jun 2023 |
| St Walburga's Catholic Primary School, A Voluntary Academy | Primary | 0.2 miles | Good — 6 Jul 2012 |
| Shipley College | Other | 0.3 miles | — (No rating) |
| Shipley CofE Primary School | Primary | 0.4 miles | Good — 18 Oct 2022 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #17024320
- **Address:** 71 Kirkgate, SHIPLEY, BD18 3LU
- **Certificate Issued:** 20/11/2025
- **Work Completed:** 19/08/2021
- **Items:** 6 window(s), 2 door(s)

### FENSA Certificate #4985171
- **Address:** 71 Kirkgate, SHIPLEY, BD18 3LU
- **Certificate Issued:** 20/08/2007
- **Work Completed:** 10/08/2007
- **Items:** 11 window(s)