Terraced

79 MELBOURNE STREET

DERBY, CITY OF DERBY, DE1 2GF

£152,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DE1 2GF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Shop	Beauty Rose	0.1 miles
Train station	Derby	0.5 miles
University	Britannia Mill	1.2 miles
Hospital	Kingsway Hospital	1.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

122 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£152,000 Jan 2026

Price per m²

£1,246/m²

Local average

£181,185 (31 sales)

Street crime

1255 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 03/07/2020

Expiry date: 02/07/2030

Current heating cost: £1,216/year

Potential heating cost: £733/year

Est. upgrade cost to C: £21,823

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Increase hot water cylinder insulation (£15 - £30)
Hot water cylinder thermostat (£200 - £400)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£152,000	Terraced	—	£151,853 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£152,000
listed	17/06/2025	£165,000
sold	01/01/2004	£94,500
sold	01/01/2001	£45,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
23 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF	£105,000	20/12/2023	Terraced
110 OSMASTON ROAD, DERBY, CITY OF DERBY, DE1 2RD	£230,000	17/06/2022	Terraced
77 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF	£147,000	10/06/2022	Terraced
8 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GE	£135,000	19/04/2022	Terraced
14 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GE	£110,000	01/09/2021	Terraced

Area average: £145,400 (5 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.1%

10y growth 11.7%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Derby. Series: Terraced. As of April 2026.

1y (index) 1.8%

5y (index) 19.1%

10y (index) 50.4%

Rental Range

Estimated market rent for Derby. Low = conservative, Realistic = average, Optimistic = best case.

Low £767/mo

Realistic £852/mo

Optimistic £937/mo

Based on Local Authority from postcode lookup → Derby.

LHA (30th percentile) floor for Derby: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Melbourne St, DE1	£675/mo	1	0.06 miles	OpenRent
Studio Flat, Leopold Street, DE1	£400/mo	1	0.07 miles	OpenRent

Average rent: £538/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.35%

Max investor price (0.8%) £67,250

Target investor price (1%) £53,800

Gross yield 4.2%

Cost-to-rent ratio 23.6×

Monthly cashflow £-139/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	443
Anti-social behaviour	175
Drugs	148
Public order	130
Shoplifting	80
Other theft	76
Criminal damage and arson	59
Burglary	31
Vehicle crime	23
Other crime	22
Robbery	20
Possession of weapons	18
Theft from the person	16
Bicycle theft	14
Total incidents	1255

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' Church of England Aided Infant School	Primary	0.1 miles	Good — 6 Dec 2018
St Joseph's Catholic Voluntary Academy	Primary	0.3 miles	Good — 1 Jul 2016
Rosehill Infant and Nursery School	Primary	0.3 miles	Good — 26 May 2020
St James' Church of England Aided Junior School	Primary	0.4 miles	Good — 24 Apr 2024
Derby St Chad's CofE Nursery and Infant School	Primary	0.4 miles	Good — 26 Jul 2023

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
03/04/2017	13/02/2017	10	—

# 79 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF

## Property details

- Slug: `bf461ba` (address key hash: `bf461bae59b4a34ee47a80c17c6121c33ebd16ba`)
- Postcode: DE1 2GF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 122 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £152,000 Jan 2026
- Price per m²: £1,246/m²
- Local average: £181,185 (31 sales)
- Street crime: 1255 incidents within 1 mile (May 2026)

## Latest sale

- Price: £152,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 02/07/2030
- **Current heating cost:** £1,216/year
- **Est. upgrade cost to C:** £21,823

### Recommendations
- Q (£4,000 - £14,000)
- C (£15 - £30)
- F (£200 - £400)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0578-4036-6233-6650-8274)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £152,000 | Terraced | — | £151,853 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0ad8-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF | £152,000 | 23/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163432292](http://87.117.209.195:8080/listings/7a2c8b0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £152,000 |
| listed | 2025-06-17 | £165,000 |
| sold | 2004-01-01 | £94,500 |
| sold | 2001-01-01 | £45,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF | £105,000 | 20/12/2023 | Terraced |
| 110 OSMASTON ROAD, DERBY, CITY OF DERBY, DE1 2RD | £230,000 | 17/06/2022 | Terraced |
| 77 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GF | £147,000 | 10/06/2022 | Terraced |
| 8 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GE | £135,000 | 19/04/2022 | Terraced |
| 14 MELBOURNE STREET, DERBY, CITY OF DERBY, DE1 2GE | £110,000 | 01/09/2021 | Terraced |

**Area average:** £145,400 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.1%
- **10y growth:** 11.7%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Terraced series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 19.1%
- **10y growth (index):** 50.4%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £767/mo
- **Realistic:** £852/mo
- **Optimistic:** £937/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Melbourne St, DE1 | £675/mo | 1 | 0.06 miles | OpenRent |
| Studio Flat, Leopold Street, DE1 | £400/mo | 1 | 0.07 miles | OpenRent |

**Average rent: £538/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £67,250
- **Target investor price (1%):** £53,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £538/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 23.6×
- **Monthly cashflow:** £-139/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 443 |
| Anti-social behaviour | 175 |
| Drugs | 148 |
| Public order | 130 |
| Shoplifting | 80 |
| Other theft | 76 |
| Criminal damage and arson | 59 |
| Burglary | 31 |
| Vehicle crime | 23 |
| Other crime | 22 |
| Robbery | 20 |
| Possession of weapons | 18 |
| Theft from the person | 16 |
| Bicycle theft | 14 |
| **Total incidents** | **1255** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St James' Church of England Aided Infant School | Primary | 0.1 miles | Good — 6 Dec 2018 |
| St Joseph's Catholic Voluntary Academy | Primary | 0.3 miles | Good — 1 Jul 2016 |
| Rosehill Infant and Nursery School | Primary | 0.3 miles | Good — 26 May 2020 |
| St James' Church of England Aided Junior School | Primary | 0.4 miles | Good — 24 Apr 2024 |
| Derby St Chad's CofE Nursery and Infant School | Primary | 0.4 miles | Good — 26 Jul 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #12272191
- **Address:** 79 Melbourne Street, DERBY, DE1 2GF
- **Certificate Issued:** 03/04/2017
- **Work Completed:** 13/02/2017
- **Items:** 10 window(s)