# 4 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ

## Property details

- Slug: `bf3aa7f` (address key hash: `bf3aa7f4259cff60937e1e0c6524878c4cc0b3d9`)
- Postcode: TN24 0PZ
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Last sold: £140,000 Mar 2026
- Local average: £155,250 (8 sales)
- Street crime: 147 incidents within 1 mile (May 2026)

## Latest sale

- Price: £140,000
- Date: 2026-03-02
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-02 | £140,000 | Flat | — | £141,037 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1b6d-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ | £140,000 | 02/03/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [172820282](http://87.117.209.195:8080/listings/45519d1)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-03 | £1,150 |
| sold | 2026-01-01 | £140,000 |
| sold | 2004-01-01 | £127,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 WHITE WILLOW CLOSE, ASHFORD, KENT, TN24 0SB | £155,000 | 01/12/2025 | Flat |
| 6 RICHARD HILLARY CLOSE, ASHFORD, KENT, TN24 0SF | £155,000 | 09/08/2023 | Flat |
| 53 EAST STOUR WAY, ASHFORD, KENT, TN24 0SX | £150,000 | 14/04/2023 | Flat |
| 125 EARLSWORTH ROAD, WILLESBOROUGH, ASHFORD, KENT, TN24 0GU | £164,995 | 06/04/2023 | Flat |
| 40 RICHARD HILLARY CLOSE, ASHFORD, KENT, TN24 0SF | £138,000 | 14/12/2022 | Flat |
| 14 EAST STOUR WAY, ASHFORD, KENT, TN24 0SX | £156,000 | 13/12/2022 | Flat |
| 47 WHITE WILLOW CLOSE, ASHFORD, KENT, TN24 0RX | £170,000 | 08/12/2022 | Flat |
| 49 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ | £153,000 | 18/11/2022 | Flat |
| 47 EAST STOUR WAY, ASHFORD, KENT, TN24 0SX | £162,000 | 11/11/2022 | Flat |
| 62 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ | £170,000 | 04/11/2022 | Flat |
| 22 WHITE WILLOW CLOSE, ASHFORD, KENT, TN24 0SB | £165,000 | 12/10/2022 | Flat |
| 62 EAST STOUR WAY, ASHFORD, KENT, TN24 0SX | £145,000 | 11/08/2022 | Flat |
| 4 JACOBS OAK, ASHFORD, KENT, TN24 0QT | £155,000 | 02/08/2022 | Flat |
| 36 WHITE WILLOW CLOSE, ASHFORD, KENT, TN24 0SB | £150,000 | 29/07/2022 | Flat |
| 47 RICHARD HILLARY CLOSE, ASHFORD, KENT, TN24 0SF | £165,100 | 15/07/2022 | Flat |
| 39 RICHARD HILLARY CLOSE, ASHFORD, KENT, TN24 0SF | £170,000 | 30/06/2022 | Flat |
| 8 KINGS PROSPECT, ASHFORD, KENT, TN24 0JB | £180,495 | 30/06/2022 | Flat |
| 8 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ | £145,000 | 28/06/2022 | Flat |
| 54 RIVERBANK WAY, ASHFORD, KENT, TN24 0PZ | £149,995 | 20/05/2022 | Flat |
| 5 KINGS PROSPECT, ASHFORD, KENT, TN24 0GX | £182,500 | 13/05/2022 | Flat |

**Area average:** £159,104 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.3%
- **10y growth:** 42.7%

## House Price Index (HM Land Registry)

*Official index for Ashford; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -1.1%
- **5y growth (index):** 3.3%
- **10y growth (index):** 21.6%

## Rental Range

*ONS Price Index of Private Rents (Ashford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,120/mo
- **Realistic:** £1,244/mo
- **Optimistic:** £1,368/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Ashford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Richard Hillary Close, TN24 | £1,200/mo | 2 | 0.2 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 55 |
| Anti-social behaviour | 27 |
| Shoplifting | 26 |
| Criminal damage and arson | 10 |
| Other theft | 8 |
| Other crime | 7 |
| Public order | 4 |
| Vehicle crime | 4 |
| Burglary | 3 |
| Bicycle theft | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **147** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| East Stour Primary School | Primary | 0.1 miles | Good — 23 Jul 2015 |
| Finberry Primary School | Primary | 0.8 miles | Good — 18 Oct 2018 |
| The North School | Secondary | 1.0 miles | Good — 19 Oct 2017 |
| Kingsnorth Church of England Primary School | Primary | 1.1 miles | Good — 10 Apr 2013 |
| Furley Park Primary Academy | Primary | 1.1 miles | — (Inspected (no overall grade)) |