Semi-Detached 2 sales on record

28 HOLT DRIVE

MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB

£225,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DE4 3BB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hooley Estate	0.1 miles
Shop	Abbeybrook Cactus Nursery	0.3 miles
Train station	Matlock Riverside	0.3 miles
Hospital	Whitworth Hospital	0.4 miles
University	University of Derby	5.5 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

65 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£225,000 May 2026

Price per m²

£3,462/m²

Local average

£267,711 (35 sales)

Street crime

64 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 26/11/2025

Expiry date: 25/11/2035

Current heating cost: £956/year

Potential heating cost: £614/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	01/05/2026	£225,000	Semi-detached	+77.2%	£227,161 to June 2026	View transaction
Sold	27/07/2012	£127,000	Semi-detached	—	£218,457 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	14/01/2026	£225,000
sold	01/01/2026	£225,000
sold	01/01/2012	£127,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
49 MORLEDGE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SB	£276,000	29/11/2023	Semi-detached
11 BLACK ROCKS AVENUE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3ND	£230,000	24/11/2023	Semi-detached
222 BAKEWELL ROAD, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BA	£150,000	20/10/2023	Semi-detached
24 STANTON MOOR VIEW, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3NE	£181,000	22/11/2022	Semi-detached
6 ASHTREE CLOSE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SJ	£410,000	14/10/2022	Semi-detached
7 ELM AVENUE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BE	£190,000	01/09/2022	Semi-detached
23 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB	£200,000	26/08/2022	Semi-detached
36 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB	£185,000	19/08/2022	Semi-detached
6 COLLINGWOOD CRESCENT, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3TB	£350,000	06/07/2022	Semi-detached
39 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB	£181,000	21/04/2022	Semi-detached
9 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB	£215,000	11/04/2022	Semi-detached
10 MORLEDGE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SD	£330,000	18/03/2022	Semi-detached
192 BAKEWELL ROAD, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BA	£165,000	24/02/2022	Semi-detached
14 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB	£130,000	17/12/2021	Semi-detached
7 MEADOW PLACE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SE	£285,000	24/09/2021	Semi-detached

Area average: £231,867 (15 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 3-bedroom count for this property).

Address	Price	Beds	Type	Distance
New Street, Matlock, DE4	£195,000	2	Semi-detached	0.83 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.8%

10y growth 46.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Derbyshire Dales. Series: Semi-detached. As of June 2026.

1y (index) 12.6%

5y (index) 22.6%

10y (index) 53.2%

Rental Range

Estimated market rent for Derbyshire Dales. Low = conservative, Realistic = average, Optimistic = best case.

Low £729/mo

Realistic £810/mo

Optimistic £891/mo

Based on Local Authority from postcode lookup → Derbyshire Dales.

LHA (30th percentile) floor for Peaks & Dales: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Bank Road, DE4	£1,700/mo	3	0.82 miles	OpenRent

Average rent: £1,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.76%

Max investor price (0.8%) £212,500

Target investor price (1%) £170,000

Gross yield 9.1%

Cost-to-rent ratio 11×

Monthly cashflow £619/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 11.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~169 m² (0.04 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	29
Shoplifting	8
Anti-social behaviour	6
Criminal damage and arson	4
Drugs	4
Other theft	3
Public order	3
Vehicle crime	3
Theft from the person	2
Burglary	1
Robbery	1
Total incidents	64

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
All Saints CofE Junior School	Primary	0.3 miles	Good — 21 Dec 2012
All Saints CofE Infant School	Primary	0.5 miles	Good — 6 Jul 2011
Darley Dale Primary School	Primary	1.1 miles	Good — 13 Jan 2020
Castle View Primary School	Primary	1.1 miles	Requires improvement — 28 Sep 2022
St Joseph's Catholic Voluntary Academy	Primary	1.1 miles	Good — 14 Oct 2019

FENSA

No FENSA certificates found for this address.

# 28 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB

## Property details

- Slug: `be27cc3` (address key hash: `be27cc32c56cf7e1b59098cdb3ffeee7781f8236`)
- Postcode: DE4 3BB
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 65 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £225,000 May 2026
- Price per m²: £3,462/m²
- Local average: £267,711 (35 sales)
- Street crime: 64 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £225,000
- Date: 2026-05-01
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 25/11/2035
- **Current heating cost:** £956/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9296-0207-7605-9600-0310)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-01 | £225,000 | Semi-detached | +77.2% | £227,161 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-4d79-8052-e063-4804a8c06ee4) |
| Sold | 2012-07-27 | £127,000 | Semi-detached | — | £218,457 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/9862f0fc-fabe-4b2a-90a9-4813456c28fe) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £225,000 | 01/05/2026 | Semi-detached |
| 28 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £127,000 | 27/07/2012 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170986979](http://87.117.209.195:8080/listings/9a6696d)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-14 | £225,000 |
| sold | 2026-01-01 | £225,000 |
| sold | 2012-01-01 | £127,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 MORLEDGE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SB | £276,000 | 29/11/2023 | Semi-detached |
| 11 BLACK ROCKS AVENUE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3ND | £230,000 | 24/11/2023 | Semi-detached |
| 222 BAKEWELL ROAD, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BA | £150,000 | 20/10/2023 | Semi-detached |
| 24 STANTON MOOR VIEW, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3NE | £181,000 | 22/11/2022 | Semi-detached |
| 6 ASHTREE CLOSE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SJ | £410,000 | 14/10/2022 | Semi-detached |
| 7 ELM AVENUE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BE | £190,000 | 01/09/2022 | Semi-detached |
| 23 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £200,000 | 26/08/2022 | Semi-detached |
| 36 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £185,000 | 19/08/2022 | Semi-detached |
| 6 COLLINGWOOD CRESCENT, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3TB | £350,000 | 06/07/2022 | Semi-detached |
| 39 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £181,000 | 21/04/2022 | Semi-detached |
| 9 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £215,000 | 11/04/2022 | Semi-detached |
| 10 MORLEDGE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SD | £330,000 | 18/03/2022 | Semi-detached |
| 192 BAKEWELL ROAD, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BA | £165,000 | 24/02/2022 | Semi-detached |
| 14 HOLT DRIVE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3BB | £130,000 | 17/12/2021 | Semi-detached |
| 7 MEADOW PLACE, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 3SE | £285,000 | 24/09/2021 | Semi-detached |

**Area average:** £231,867 (15 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 3-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [New Street, Matlock, DE4](http://87.117.209.195:8080/listings/83747dd) | £195,000 | 2 | Semi-detached | 0.83 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** 46.3%

## House Price Index (HM Land Registry)

*Official index for Derbyshire Dales; Semi-detached series; as of June 2026.*

- **1y growth (index):** 12.6%
- **5y growth (index):** 22.6%
- **10y growth (index):** 53.2%

## Rental Range

*ONS Price Index of Private Rents (Derbyshire Dales). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £729/mo
- **Realistic:** £810/mo
- **Optimistic:** £891/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peaks & Dales (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Bank Road, DE4 | £1,700/mo | 3 | 0.82 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 9.1%
- **Cost-to-rent:** 11×
- **Monthly cashflow:** £619/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 29 |
| Shoplifting | 8 |
| Anti-social behaviour | 6 |
| Criminal damage and arson | 4 |
| Drugs | 4 |
| Other theft | 3 |
| Public order | 3 |
| Vehicle crime | 3 |
| Theft from the person | 2 |
| Burglary | 1 |
| Robbery | 1 |
| **Total incidents** | **64** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| All Saints CofE Junior School | Primary | 0.3 miles | Good — 21 Dec 2012 |
| All Saints CofE Infant School | Primary | 0.5 miles | Good — 6 Jul 2011 |
| Darley Dale Primary School | Primary | 1.1 miles | Good — 13 Jan 2020 |
| Castle View Primary School | Primary | 1.1 miles | Requires improvement — 28 Sep 2022 |
| St Joseph's Catholic Voluntary Academy | Primary | 1.1 miles | Good — 14 Oct 2019 |