Detached

5 CENTRAL DRIVE

ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD

£305,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 9LD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Central Drive	0.0 miles
Shop	Headlines	0.1 miles
Train station	Ulverston	0.5 miles
University	University of Cumbria in Barrow	7.5 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

94 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£305,000 Jul 2026

Price per m²

£3,245/m²

Local average

£477,583 (24 sales)

Street crime

50 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 23/06/2025

Expiry date: 22/06/2035

Current heating cost: £1,051/year

Potential heating cost: £784/year

Est. upgrade cost to C: £17,785

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Floor insulation (suspended floor) (£5,000 - £10,000)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/07/2026	£305,000	Detached	—	£305,000 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£305,000
listed	01/07/2025	£315,000
sold	01/01/1995	£67,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
3 QUAKER FOLD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9NE	£615,000	09/12/2025	Detached
9 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD	£285,000	13/06/2025	Detached
PINE RIGG SPRINGFIELD ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0EJ	£825,000	08/12/2023	Detached
4 HILLSIDE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LB	£425,000	07/12/2023	Detached
2 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD	£213,333	30/08/2023	Detached
7 PEPPERPOT DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9TB	£365,000	31/03/2023	Detached
110 OAKWOOD DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9JU	£243,000	29/03/2023	Detached
18 HALLFIELD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9TA	£420,000	21/09/2022	Detached
3 HALLFIELD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9TA	£378,000	08/06/2022	Detached
6 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD	£260,000	04/03/2022	Detached
34 ROWAN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9JA	£410,000	13/01/2022	Detached
12A YEWBARROW ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9JS	£375,000	20/12/2021	Detached
3 URSWICK ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9LG	£500,000	16/12/2021	Detached
8 MOUNTBARROW ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9NH	£275,000	01/12/2021	Detached
9 URSWICK ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9LG	£525,000	08/11/2021	Detached
3 BEECHLANDS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9SQ	£480,000	08/11/2021	Detached

Area average: £412,146 (16 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.4%

10y growth 120.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of July 2026.

1y (index) 4%

5y (index) 27.9%

10y (index) 53.3%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £878/mo

Realistic £975/mo

Optimistic £1,073/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Empress Terrace, LA12	£900/mo	3	1.08 miles	OpenRent

Average rent: £900/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 3.5%

Cost-to-rent ratio 28.2×

Monthly cashflow £-416/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	27
Criminal damage and arson	9
Public order	6
Anti-social behaviour	3
Other theft	2
Drugs	1
Other crime	1
Possession of weapons	1
Total incidents	50

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Croftlands Infant School	Primary	0.1 miles	Good — 15 Jan 2024
Croftlands Junior School	Primary	0.1 miles	Good — 31 Dec 2012
Ulverston Victoria High School	Secondary	0.3 miles	Good — 18 Dec 2013
St Mary's Catholic Primary School, Ulverston	Primary	0.4 miles	Good — 15 Dec 2010
Sir John Barrow School	Primary	0.6 miles	Outstanding — 9 May 2023

FENSA

No FENSA certificates found for this address.

# 5 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD

## Property details

- Slug: `bdd2784` (address key hash: `bdd27845ef861f82340b71b65963e5f3d4cc75cf`)
- Postcode: LA12 9LD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 94 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £305,000 Jul 2026
- Price per m²: £3,245/m²
- Local average: £477,583 (24 sales)
- Street crime: 50 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £305,000
- Date: 2026-07-27
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/06/2035
- **Current heating cost:** £1,051/year
- **Est. upgrade cost to C:** £17,785

### Recommendations
- A (£900 - £1,200)
- W1 (£5,000 - £10,000)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-2947-5560-2925-4131)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-27 | £305,000 | Detached | — | £305,000 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5a7b802c-6f1a-1886-e063-4704a8c021ae) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD | £305,000 | 27/07/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164023445](http://87.117.209.195:8080/listings/1ba2fa2)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £305,000 |
| listed | 2025-07-01 | £315,000 |
| sold | 1995-01-01 | £67,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 QUAKER FOLD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9NE | £615,000 | 09/12/2025 | Detached |
| 9 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD | £285,000 | 13/06/2025 | Detached |
| PINE RIGG SPRINGFIELD ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0EJ | £825,000 | 08/12/2023 | Detached |
| 4 HILLSIDE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LB | £425,000 | 07/12/2023 | Detached |
| 2 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD | £213,333 | 30/08/2023 | Detached |
| 7 PEPPERPOT DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9TB | £365,000 | 31/03/2023 | Detached |
| 110 OAKWOOD DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9JU | £243,000 | 29/03/2023 | Detached |
| 18 HALLFIELD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9TA | £420,000 | 21/09/2022 | Detached |
| 3 HALLFIELD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9TA | £378,000 | 08/06/2022 | Detached |
| 6 CENTRAL DRIVE, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9LD | £260,000 | 04/03/2022 | Detached |
| 34 ROWAN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9JA | £410,000 | 13/01/2022 | Detached |
| 12A YEWBARROW ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9JS | £375,000 | 20/12/2021 | Detached |
| 3 URSWICK ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9LG | £500,000 | 16/12/2021 | Detached |
| 8 MOUNTBARROW ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9NH | £275,000 | 01/12/2021 | Detached |
| 9 URSWICK ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9LG | £525,000 | 08/11/2021 | Detached |
| 3 BEECHLANDS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9SQ | £480,000 | 08/11/2021 | Detached |

**Area average:** £412,146 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.4%
- **10y growth:** 120.9%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of July 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 27.9%
- **10y growth (index):** 53.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Empress Terrace, LA12 | £900/mo | 3 | 1.08 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.2×
- **Monthly cashflow:** £-416/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 27 |
| Criminal damage and arson | 9 |
| Public order | 6 |
| Anti-social behaviour | 3 |
| Other theft | 2 |
| Drugs | 1 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **50** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Croftlands Infant School | Primary | 0.1 miles | Good — 15 Jan 2024 |
| Croftlands Junior School | Primary | 0.1 miles | Good — 31 Dec 2012 |
| Ulverston Victoria High School | Secondary | 0.3 miles | Good — 18 Dec 2013 |
| St Mary's Catholic Primary School, Ulverston | Primary | 0.4 miles | Good — 15 Dec 2010 |
| Sir John Barrow School | Primary | 0.6 miles | Outstanding — 9 May 2023 |