# 18 SWINSIDE, WIGAN, GREATER MANCHESTER, WN1 3NQ

## Property details

- Slug: `bcd7f09` (address key hash: `bcd7f09ad73d9a59885c9e545fc33fb59402d46d`)
- Postcode: WN1 3NQ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 81 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £250,000 Jan 2026
- Price per m²: £3,086/m²
- Local average: £438,712 (17 sales)

## Latest sale

- Price: £250,000
- Date: 2026-01-30
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 06/08/2035
- **Current heating cost:** £749/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0735-3048-2208-0665-6204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £250,000 | Detached | +371.7% | £252,629 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-2152-d8ea-e063-4704a8c0bf7d) |
| Sold | 1999-03-26 | £53,000 | Detached | — | £238,387 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/22fe31f7-062e-422d-8f22-a93a2ab59e36) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 SWINSIDE, WIGAN, GREATER MANCHESTER, WN1 3NQ | £250,000 | 30/01/2026 | Detached |
| 18 SWINSIDE, WIGAN, GREATER MANCHESTER, WN1 3NQ | £53,000 | 26/03/1999 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 NORTHCROFT, WIGAN, GREATER MANCHESTER, WN1 3YU | £260,000 | 10/12/2025 | Detached |
| 5 LEYBURN CLOSE, WIGAN, GREATER MANCHESTER, WN1 3NF | £220,000 | 04/07/2025 | Detached |
| 201 PLATT LANE, WIGAN, GREATER MANCHESTER, WN1 3YA | £280,000 | 24/11/2023 | Detached |
| 20 LYEFIELD AVENUE, WIGAN, GREATER MANCHESTER, WN1 3UL | £190,000 | 17/11/2023 | Detached |
| 1 WOODCHURCH, WIGAN, GREATER MANCHESTER, WN1 3YZ | £245,000 | 01/09/2023 | Detached |
| 163 PLATT LANE, WIGAN, GREATER MANCHESTER, WN1 3YA | £190,000 | 08/08/2022 | Detached |
| 21 LEYBURN CLOSE, WIGAN, GREATER MANCHESTER, WN1 3NF | £200,000 | 08/06/2022 | Detached |
| 1 BACLAW CLOSE, WIGAN, GREATER MANCHESTER, WN1 3NP | £255,000 | 31/03/2022 | Detached |
| 14 LYEFIELD AVENUE, WIGAN, GREATER MANCHESTER, WN1 3UL | £270,000 | 25/02/2022 | Detached |

**Area average:** £234,444 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.3%
- **10y growth:** 71.5%

## House Price Index (HM Land Registry)

*Official index for Wigan; Detached series; as of April 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 28.4%
- **10y growth (index):** 66.2%

## Rental Range

*ONS Price Index of Private Rents (Wigan). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £667/mo
- **Realistic:** £741/mo
- **Optimistic:** £815/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wigan (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Wallgate, WN1 | £895/mo | 2 | 1.11 miles | OpenRent |

**Average rent: £895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.3×
- **Monthly cashflow:** £-204/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Dean Trust Rose Bridge | Secondary | 0.3 miles | Requires improvement — 3 May 2023 |
| Holy Family Catholic Primary School, New Springs, Wigan | Primary | 0.5 miles | Outstanding — 11 Mar 2020 |
| CEWE School | Other | 0.5 miles | Good — 2 Jul 2023 |
| Canon Sharples Church of England Primary School and Nursery | Primary | 0.5 miles | Good — 4 Jul 2018 |
| St Catharine's CofE Primary School | Primary | 0.5 miles | Good — 14 Sep 2023 |