# 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH

## Property details

- Slug: `bc4d71f` (address key hash: `bc4d71f3e0882e3e9686998cad46f17f666f5f4d`)
- Postcode: SK13 7EH
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 114 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £190,000 Mar 2026
- Price per m²: £1,667/m²
- Local average: £281,515 (31 sales)
- Street crime: 81 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £190,000
- Date: 2026-03-12
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/08/2035
- **Current heating cost:** £1,914/year
- **Est. upgrade cost to C:** £26,800

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2209-5580-2695-7365)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £190,000 | Semi-detached | +46.2% | £186,833 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-e954-b8d0-e063-4704a8c08d98) |
| Sold | 2012-10-26 | £130,000 | Semi-detached | — | £236,404 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/649b470e-1269-4646-ab8d-5ffbb04b5619) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £190,000 | 12/03/2026 | Semi-detached |
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £130,000 | 26/10/2012 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164674268](http://87.117.209.195:8080/listings/9a72da9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £190,000 |
| listed | 2025-07-18 | £190,000 |
| sold | 2012-01-01 | £130,000 |
| sold | 2001-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH | £190,000 | 22/12/2021 | Semi-detached |
| 70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £175,000 | 27/08/2021 | Semi-detached |

**Area average:** £182,500 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.2%
- **10y growth:** 63.3%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 27.8%
- **10y growth (index):** 61.9%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Glossop Road, SK13 | £950/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 26 |
| Anti-social behaviour | 13 |
| Public order | 13 |
| Shoplifting | 7 |
| Other theft | 6 |
| Criminal damage and arson | 4 |
| Drugs | 3 |
| Other crime | 2 |
| Robbery | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **81** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Gamesley Early Excellence Centre | Nursery | 0.2 miles | Good — 2 Jul 2024 |
| Gamesley Primary School | Primary | 0.2 miles | Good — 14 Jun 2023 |
| Dinting Church of England Voluntary Aided Primary School | Primary | 0.5 miles | Good — 27 Mar 2013 |
| St Margaret's Catholic Voluntary Academy | Primary | 0.5 miles | Good — 3 Nov 2016 |
| Glossopdale School and Sixth Form | Secondary | 0.7 miles | Good — 7 Dec 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5857814
- **Address:** 72 Cottage Lane, GLOSSOP, SK13 7EH
- **Certificate Issued:** 21/07/2008
- **Work Completed:** 02/07/2008
- **Items:** 8 window(s), 1 door(s)