Semi-Detached 2 sales on record

72 COTTAGE LANE

GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH

£190,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SK13 7EH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gamesley, Melandra Castle Road / adjacent Edale Crescent	0.1 miles
Shop	Screwfix	0.3 miles
Train station	Dinting	0.4 miles
Hospital	Tameside General Hospital	4.8 miles
University	Fallowfield Reception and Richmond Amenities Building	9.6 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

114 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£190,000 Mar 2026

Price per m²

£1,667/m²

Local average

£281,515 (31 sales)

Street crime

81 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 11/08/2025

Expiry date: 10/08/2035

Current heating cost: £1,914/year

Potential heating cost: £959/year

Est. upgrade cost to C: £26,800

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/03/2026	£190,000	Semi-detached	+46.2%	£186,833 to May 2026	View transaction
Sold	26/10/2012	£130,000	Semi-detached	—	£236,404 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£190,000
listed	18/07/2025	£190,000
sold	01/01/2012	£130,000
sold	01/01/2001	£55,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH	£190,000	22/12/2021	Semi-detached
70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH	£175,000	27/08/2021	Semi-detached

Area average: £182,500 (2 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).

Address	Price	Beds	Type	Distance
Arundel Grange, Glossop, SK13	£269,950	3	Semi-detached	0.65 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.2%

10y growth 63.3%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Semi-detached. As of May 2026.

1y (index) 5.1%

5y (index) 27.8%

10y (index) 61.9%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: ERBELON LIMITED (01546724)

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £826/mo

Realistic £918/mo

Optimistic £1,010/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Detached House, Glossop Road, SK13	£950/mo	2	0.39 miles	OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £118,750

Target investor price (1%) £95,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £82/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~306 m² (0.08 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	26
Anti-social behaviour	13
Public order	13
Shoplifting	7
Other theft	6
Criminal damage and arson	4
Drugs	3
Other crime	2
Robbery	2
Vehicle crime	2
Bicycle theft	1
Burglary	1
Possession of weapons	1
Total incidents	81

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Gamesley Early Excellence Centre	Nursery	0.2 miles	Good — 2 Jul 2024
Gamesley Primary School	Primary	0.2 miles	Good — 14 Jun 2023
Dinting Church of England Voluntary Aided Primary School	Primary	0.5 miles	Good — 27 Mar 2013
St Margaret's Catholic Voluntary Academy	Primary	0.5 miles	Good — 3 Nov 2016
Glossopdale School and Sixth Form	Secondary	0.7 miles	Good — 7 Dec 2023

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
21/07/2008	02/07/2008	8	1

# 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH

## Property details

- Slug: `bc4d71f` (address key hash: `bc4d71f3e0882e3e9686998cad46f17f666f5f4d`)
- Postcode: SK13 7EH
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 114 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £190,000 Mar 2026
- Price per m²: £1,667/m²
- Local average: £281,515 (31 sales)
- Street crime: 81 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £190,000
- Date: 2026-03-12
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/08/2035
- **Current heating cost:** £1,914/year
- **Est. upgrade cost to C:** £26,800

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2209-5580-2695-7365)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £190,000 | Semi-detached | +46.2% | £186,833 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-e954-b8d0-e063-4704a8c08d98) |
| Sold | 2012-10-26 | £130,000 | Semi-detached | — | £236,404 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/649b470e-1269-4646-ab8d-5ffbb04b5619) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £190,000 | 12/03/2026 | Semi-detached |
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £130,000 | 26/10/2012 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164674268](http://87.117.209.195:8080/listings/9a72da9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £190,000 |
| listed | 2025-07-18 | £190,000 |
| sold | 2012-01-01 | £130,000 |
| sold | 2001-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH | £190,000 | 22/12/2021 | Semi-detached |
| 70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £175,000 | 27/08/2021 | Semi-detached |

**Area average:** £182,500 (2 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Arundel Grange, Glossop, SK13](http://87.117.209.195:8080/listings/477a4a4) | £269,950 | 3 | Semi-detached | 0.65 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.2%
- **10y growth:** 63.3%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 27.8%
- **10y growth (index):** 61.9%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Glossop Road, SK13 | £950/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 26 |
| Anti-social behaviour | 13 |
| Public order | 13 |
| Shoplifting | 7 |
| Other theft | 6 |
| Criminal damage and arson | 4 |
| Drugs | 3 |
| Other crime | 2 |
| Robbery | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **81** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Gamesley Early Excellence Centre | Nursery | 0.2 miles | Good — 2 Jul 2024 |
| Gamesley Primary School | Primary | 0.2 miles | Good — 14 Jun 2023 |
| Dinting Church of England Voluntary Aided Primary School | Primary | 0.5 miles | Good — 27 Mar 2013 |
| St Margaret's Catholic Voluntary Academy | Primary | 0.5 miles | Good — 3 Nov 2016 |
| Glossopdale School and Sixth Form | Secondary | 0.7 miles | Good — 7 Dec 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5857814
- **Address:** 72 Cottage Lane, GLOSSOP, SK13 7EH
- **Certificate Issued:** 21/07/2008
- **Work Completed:** 02/07/2008
- **Items:** 8 window(s), 1 door(s)