# 10A ST CHADS WHARF, YORK, YO23 1LX

## Property details

- Slug: `b926dc6` (address key hash: `b926dc6d75911c4555f45b749f6f4a3071178dab`)
- Postcode: YO23 1LX
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 84 m²
- EPC rating: B
- Year built: England and Wales: 1996-2002
- Last sold: £351,000 Jan 2026
- Price per m²: £4,179/m²
- Local average: £275,848 (13 sales)
- Street crime: 175 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £351,000
- Date: 2026-01-20
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 10/07/2034
- **Current heating cost:** £441/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4900-3999-0022-3398-3343)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-20 | £351,000 | Flat | +40.4% | £349,196 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-8ba7-8922-e063-4804a8c094d0) |
| Sold | 2010-03-31 | £249,950 | Flat | +64.4% | £386,504 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/36489562-9dfa-41cd-8d6f-10f12bee5305) |
| Sold | 2000-05-25 | £151,995 | Flat | — | £548,997 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/93a2d923-6a47-4a14-a644-8de3b048092f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10A ST CHADS WHARF, YORK, YO23 1LX | £351,000 | 20/01/2026 | Flat |
| 10A ST CHADS WHARF, YORK, YO23 1LX | £249,950 | 31/03/2010 | Flat |
| 10A ST CHADS WHARF, YORK, YO23 1LX | £151,995 | 25/05/2000 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162450986](http://87.117.209.195:8080/listings/310758e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £351,000 |
| listed | 2025-05-27 | £365,000 |
| sold | 2010-01-01 | £249,950 |
| sold | 2000-01-01 | £151,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THISTLE HOUSE 7 JOSEPH TERRY GROVE, YORK, YO23 1FP | £245,000 | 17/12/2025 | Flat |
| THE RESIDENCE APARTMENT 332 BISHOPTHORPE ROAD, YORK, YO23 1FF | £239,000 | 01/12/2025 | Flat |
| TERRYS MEWS APARTMENT 8 BISHOPTHORPE ROAD, YORK, YO23 1PG | £273,000 | 14/11/2025 | Flat |
| 14B ST CHADS WHARF, YORK, YO23 1LX | £400,000 | 16/09/2025 | Flat |
| THE RESIDENCE APARTMENT 317 BISHOPTHORPE ROAD, YORK, YO23 1FF | £450,000 | 22/08/2025 | Flat |
| THE RESIDENCE APARTMENT 223 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £205,000 | 20/02/2025 | Flat |
| THE RESIDENCE APARTMENT 310 BISHOPTHORPE ROAD, YORK, YO23 1FF | £437,500 | 19/12/2023 | Flat |
| THE RESIDENCE APARTMENT 328 BISHOPTHORPE ROAD, YORK, YO23 1FF | £245,000 | 08/11/2023 | Flat |
| TERRYS MEWS APARTMENT 19 BISHOPTHORPE ROAD, YORK, YO23 1PG | £285,000 | 13/10/2023 | Flat |
| THE RESIDENCE APARTMENT 224 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £435,000 | 05/10/2023 | Flat |
| THE RESIDENCE APARTMENT 212 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £430,000 | 30/06/2023 | Flat |
| CAROUSEL HOUSE 25 JOSEPH TERRY GROVE, YORK, YO23 1FJ | £340,000 | 14/06/2023 | Flat |
| 14B ST CHADS WHARF, YORK, YO23 1LX | £380,000 | 13/06/2023 | Flat |
| THE RESIDENCE APARTMENT 207 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £367,500 | 19/05/2023 | Flat |
| ASH HOUSE 7 BISHOPTHORPE ROAD, YORK, YO23 1LU | £290,000 | 17/03/2023 | Flat |
| THE RESIDENCE APARTMENT 514 BISHOPTHORPE ROAD, YORK, YO23 1FF | £1,270,775 | 28/02/2023 | Flat |
| THE CLOCK TOWER FLAT 18 BISHOPTHORPE ROAD, YORK, YO23 1DE | £380,000 | 23/12/2022 | Flat |
| THE CLOCK TOWER FLAT 22 BISHOPTHORPE ROAD, YORK, YO23 1DE | £599,950 | 22/12/2022 | Flat |
| RIVERSIDE LODGE 3 BISHOPTHORPE ROAD, YORK, YO23 1LJ | £395,000 | 21/12/2022 | Flat |
| THE CLOCK TOWER FLAT 19 BISHOPTHORPE ROAD, YORK, YO23 1DE | £740,000 | 20/12/2022 | Flat |

**Area average:** £420,386 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Piccadilly, York, YO1 9NX](http://87.117.209.195:8080/listings/bf6518d) | £450,000 | 2 | Flat | 0.91 mi |
| [Piccadilly, York, YO1](http://87.117.209.195:8080/listings/5c3e7b3) | £399,995 | 2 | Flat | 0.99 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.6%
- **10y growth:** -5.9%

## House Price Index (HM Land Registry)

*Official index for York; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.3%
- **5y growth (index):** 5%
- **10y growth (index):** 23.6%

## Rental Range

*ONS Price Index of Private Rents (York). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,064/mo
- **Realistic:** £1,182/mo
- **Optimistic:** £1,300/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for York (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Joseph Terry Grove, YO23 | £1,450/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Terraced House, Derwent Road, YO10 | £1,515/mo | 2 | 0.52 miles | OpenRent |
| 2 Bed Terraced House, Colenso Street, YO23 | £1,200/mo | 2 | 0.69 miles | OpenRent |

**Average rent: £1,388/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.2×
- **Monthly cashflow:** £-102/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 74 |
| Anti-social behaviour | 33 |
| Public order | 14 |
| Other theft | 13 |
| Criminal damage and arson | 12 |
| Drugs | 9 |
| Shoplifting | 8 |
| Other crime | 4 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Vehicle crime | 2 |
| Possession of weapons | 1 |
| **Total incidents** | **175** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Knavesmire Primary School | Primary | 0.2 miles | Outstanding — 20 Nov 2022 |
| York Steiner School | Other | 0.3 miles | Good — 13 Mar 2022 |
| Danesgate Community | Other | 0.4 miles | Good — 20 Dec 2012 |
| Millthorpe School | Secondary | 0.5 miles | Good — 29 Apr 2024 |
| OneSchool Global York Campus | Other | 0.7 miles | — (No rating) |