Flats/Maisonettes 3 sales on record

10A ST CHADS WHARF

YORK, YO23 1LX

£351,000

Location

Map view View on Google Maps View on OpenStreetMap Street View YO23 1LX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Reginald Grove	0.1 miles
Shop	Co-op Food	0.2 miles
Hospital	St Helen's Rehabilitation Hospital	0.8 miles
Train station	Erskine Halt	1.0 miles
University	22 Acres	1.4 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

84 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£351,000 Jan 2026

Price per m²

£4,179/m²

Local average

£275,848 (13 sales)

Street crime

175 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: B

Inspection date: 11/07/2024

Expiry date: 10/07/2034

Current heating cost: £441/year

Potential heating cost: £441/year

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/01/2026	£351,000	Flat	+40.4%	£349,196 to March 2026	View transaction
Sold	31/03/2010	£249,950	Flat	+64.4%	£386,504 to March 2026	View transaction
Sold	25/05/2000	£151,995	Flat	—	£548,997 to March 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£351,000
listed	27/05/2025	£365,000
sold	01/01/2010	£249,950
sold	01/01/2000	£151,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
THISTLE HOUSE 7 JOSEPH TERRY GROVE, YORK, YO23 1FP	£245,000	17/12/2025	Flat
THE RESIDENCE APARTMENT 332 BISHOPTHORPE ROAD, YORK, YO23 1FF	£239,000	01/12/2025	Flat
TERRYS MEWS APARTMENT 8 BISHOPTHORPE ROAD, YORK, YO23 1PG	£273,000	14/11/2025	Flat
14B ST CHADS WHARF, YORK, YO23 1LX	£400,000	16/09/2025	Flat
THE RESIDENCE APARTMENT 317 BISHOPTHORPE ROAD, YORK, YO23 1FF	£450,000	22/08/2025	Flat
THE RESIDENCE APARTMENT 223 BISHOPTHORPE ROAD, YORK, YO23 1DQ	£205,000	20/02/2025	Flat
THE RESIDENCE APARTMENT 310 BISHOPTHORPE ROAD, YORK, YO23 1FF	£437,500	19/12/2023	Flat
THE RESIDENCE APARTMENT 328 BISHOPTHORPE ROAD, YORK, YO23 1FF	£245,000	08/11/2023	Flat
TERRYS MEWS APARTMENT 19 BISHOPTHORPE ROAD, YORK, YO23 1PG	£285,000	13/10/2023	Flat
THE RESIDENCE APARTMENT 224 BISHOPTHORPE ROAD, YORK, YO23 1DQ	£435,000	05/10/2023	Flat
THE RESIDENCE APARTMENT 212 BISHOPTHORPE ROAD, YORK, YO23 1DQ	£430,000	30/06/2023	Flat
CAROUSEL HOUSE 25 JOSEPH TERRY GROVE, YORK, YO23 1FJ	£340,000	14/06/2023	Flat
14B ST CHADS WHARF, YORK, YO23 1LX	£380,000	13/06/2023	Flat
THE RESIDENCE APARTMENT 207 BISHOPTHORPE ROAD, YORK, YO23 1DQ	£367,500	19/05/2023	Flat
ASH HOUSE 7 BISHOPTHORPE ROAD, YORK, YO23 1LU	£290,000	17/03/2023	Flat
THE RESIDENCE APARTMENT 514 BISHOPTHORPE ROAD, YORK, YO23 1FF	£1,270,775	28/02/2023	Flat
THE CLOCK TOWER FLAT 18 BISHOPTHORPE ROAD, YORK, YO23 1DE	£380,000	23/12/2022	Flat
THE CLOCK TOWER FLAT 22 BISHOPTHORPE ROAD, YORK, YO23 1DE	£599,950	22/12/2022	Flat
RIVERSIDE LODGE 3 BISHOPTHORPE ROAD, YORK, YO23 1LJ	£395,000	21/12/2022	Flat
THE CLOCK TOWER FLAT 19 BISHOPTHORPE ROAD, YORK, YO23 1DE	£740,000	20/12/2022	Flat

Area average: £420,386 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Piccadilly, York, YO1 9NX	£450,000	2	Flat	0.91 mi
Piccadilly, York, YO1	£399,995	2	Flat	0.99 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.6%

10y growth -5.9%

House Price Index (HM Land Registry — official index, not sold-price averages): York. Series: Flats and maisonettes. As of March 2026.

1y (index) -1.3%

5y (index) 5%

10y (index) 23.6%

Rental Range

Estimated market rent for York. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,064/mo

Realistic £1,182/mo

Optimistic £1,300/mo

Based on Local Authority from postcode lookup → York.

LHA (30th percentile) floor for York: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Joseph Terry Grove, YO23	£1,450/mo	2	0.17 miles	OpenRent
2 Bed Terraced House, Derwent Road, YO10	£1,515/mo	2	0.52 miles	OpenRent
2 Bed Terraced House, Colenso Street, YO23	£1,200/mo	2	0.69 miles	OpenRent

Average rent: £1,388/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £181,250

Target investor price (1%) £145,000

Gross yield 5%

Cost-to-rent ratio 20.2×

Monthly cashflow £-102/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	74
Anti-social behaviour	33
Public order	14
Other theft	13
Criminal damage and arson	12
Drugs	9
Shoplifting	8
Other crime	4
Burglary	3
Bicycle theft	2
Vehicle crime	2
Possession of weapons	1
Total incidents	175

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Knavesmire Primary School	Primary	0.2 miles	Outstanding — 20 Nov 2022
York Steiner School	Other	0.3 miles	Good — 13 Mar 2022
Danesgate Community	Other	0.4 miles	Good — 20 Dec 2012
Millthorpe School	Secondary	0.5 miles	Good — 29 Apr 2024
OneSchool Global York Campus	Other	0.7 miles	— (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 10A ST CHADS WHARF, YORK, YO23 1LX

## Property details

- Slug: `b926dc6` (address key hash: `b926dc6d75911c4555f45b749f6f4a3071178dab`)
- Postcode: YO23 1LX
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 84 m²
- EPC rating: B
- Year built: England and Wales: 1996-2002
- Last sold: £351,000 Jan 2026
- Price per m²: £4,179/m²
- Local average: £275,848 (13 sales)
- Street crime: 175 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £351,000
- Date: 2026-01-20
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 10/07/2034
- **Current heating cost:** £441/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4900-3999-0022-3398-3343)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-20 | £351,000 | Flat | +40.4% | £349,196 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-8ba7-8922-e063-4804a8c094d0) |
| Sold | 2010-03-31 | £249,950 | Flat | +64.4% | £386,504 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/36489562-9dfa-41cd-8d6f-10f12bee5305) |
| Sold | 2000-05-25 | £151,995 | Flat | — | £548,997 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/93a2d923-6a47-4a14-a644-8de3b048092f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10A ST CHADS WHARF, YORK, YO23 1LX | £351,000 | 20/01/2026 | Flat |
| 10A ST CHADS WHARF, YORK, YO23 1LX | £249,950 | 31/03/2010 | Flat |
| 10A ST CHADS WHARF, YORK, YO23 1LX | £151,995 | 25/05/2000 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162450986](http://87.117.209.195:8080/listings/310758e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £351,000 |
| listed | 2025-05-27 | £365,000 |
| sold | 2010-01-01 | £249,950 |
| sold | 2000-01-01 | £151,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THISTLE HOUSE 7 JOSEPH TERRY GROVE, YORK, YO23 1FP | £245,000 | 17/12/2025 | Flat |
| THE RESIDENCE APARTMENT 332 BISHOPTHORPE ROAD, YORK, YO23 1FF | £239,000 | 01/12/2025 | Flat |
| TERRYS MEWS APARTMENT 8 BISHOPTHORPE ROAD, YORK, YO23 1PG | £273,000 | 14/11/2025 | Flat |
| 14B ST CHADS WHARF, YORK, YO23 1LX | £400,000 | 16/09/2025 | Flat |
| THE RESIDENCE APARTMENT 317 BISHOPTHORPE ROAD, YORK, YO23 1FF | £450,000 | 22/08/2025 | Flat |
| THE RESIDENCE APARTMENT 223 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £205,000 | 20/02/2025 | Flat |
| THE RESIDENCE APARTMENT 310 BISHOPTHORPE ROAD, YORK, YO23 1FF | £437,500 | 19/12/2023 | Flat |
| THE RESIDENCE APARTMENT 328 BISHOPTHORPE ROAD, YORK, YO23 1FF | £245,000 | 08/11/2023 | Flat |
| TERRYS MEWS APARTMENT 19 BISHOPTHORPE ROAD, YORK, YO23 1PG | £285,000 | 13/10/2023 | Flat |
| THE RESIDENCE APARTMENT 224 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £435,000 | 05/10/2023 | Flat |
| THE RESIDENCE APARTMENT 212 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £430,000 | 30/06/2023 | Flat |
| CAROUSEL HOUSE 25 JOSEPH TERRY GROVE, YORK, YO23 1FJ | £340,000 | 14/06/2023 | Flat |
| 14B ST CHADS WHARF, YORK, YO23 1LX | £380,000 | 13/06/2023 | Flat |
| THE RESIDENCE APARTMENT 207 BISHOPTHORPE ROAD, YORK, YO23 1DQ | £367,500 | 19/05/2023 | Flat |
| ASH HOUSE 7 BISHOPTHORPE ROAD, YORK, YO23 1LU | £290,000 | 17/03/2023 | Flat |
| THE RESIDENCE APARTMENT 514 BISHOPTHORPE ROAD, YORK, YO23 1FF | £1,270,775 | 28/02/2023 | Flat |
| THE CLOCK TOWER FLAT 18 BISHOPTHORPE ROAD, YORK, YO23 1DE | £380,000 | 23/12/2022 | Flat |
| THE CLOCK TOWER FLAT 22 BISHOPTHORPE ROAD, YORK, YO23 1DE | £599,950 | 22/12/2022 | Flat |
| RIVERSIDE LODGE 3 BISHOPTHORPE ROAD, YORK, YO23 1LJ | £395,000 | 21/12/2022 | Flat |
| THE CLOCK TOWER FLAT 19 BISHOPTHORPE ROAD, YORK, YO23 1DE | £740,000 | 20/12/2022 | Flat |

**Area average:** £420,386 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Piccadilly, York, YO1 9NX](http://87.117.209.195:8080/listings/bf6518d) | £450,000 | 2 | Flat | 0.91 mi |
| [Piccadilly, York, YO1](http://87.117.209.195:8080/listings/5c3e7b3) | £399,995 | 2 | Flat | 0.99 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.6%
- **10y growth:** -5.9%

## House Price Index (HM Land Registry)

*Official index for York; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.3%
- **5y growth (index):** 5%
- **10y growth (index):** 23.6%

## Rental Range

*ONS Price Index of Private Rents (York). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,064/mo
- **Realistic:** £1,182/mo
- **Optimistic:** £1,300/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for York (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Joseph Terry Grove, YO23 | £1,450/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Terraced House, Derwent Road, YO10 | £1,515/mo | 2 | 0.52 miles | OpenRent |
| 2 Bed Terraced House, Colenso Street, YO23 | £1,200/mo | 2 | 0.69 miles | OpenRent |

**Average rent: £1,388/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.2×
- **Monthly cashflow:** £-102/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 74 |
| Anti-social behaviour | 33 |
| Public order | 14 |
| Other theft | 13 |
| Criminal damage and arson | 12 |
| Drugs | 9 |
| Shoplifting | 8 |
| Other crime | 4 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Vehicle crime | 2 |
| Possession of weapons | 1 |
| **Total incidents** | **175** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Knavesmire Primary School | Primary | 0.2 miles | Outstanding — 20 Nov 2022 |
| York Steiner School | Other | 0.3 miles | Good — 13 Mar 2022 |
| Danesgate Community | Other | 0.4 miles | Good — 20 Dec 2012 |
| Millthorpe School | Secondary | 0.5 miles | Good — 29 Apr 2024 |
| OneSchool Global York Campus | Other | 0.7 miles | — (No rating) |