# 16 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL

## Property details

- Slug: `b889f52` (address key hash: `b889f5222f6f2cc2de8308ed83a7e2ff43115b95`)
- Postcode: SG19 2UL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 100 m²
- EPC rating: B
- Year built: England and Wales: 1996-2002
- Last sold: £365,000 Feb 2026
- Price per m²: £3,650/m²
- Local average: £345,229 (24 sales)
- Street crime: 60 incidents within 1 mile (May 2026)

## Latest sale

- Price: £365,000
- Date: 2026-02-20
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 14/05/2035
- **Current heating cost:** £604/year
- **Est. upgrade cost to C:** £5,000

### Recommendations
- N (£4,000 - £6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2785-0550-2295-5085)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £365,000 | Semi-detached | +46% | £365,348 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-b912-b8d0-e063-4704a8c08d98) |
| Sold | 2015-07-03 | £250,000 | Semi-detached | — | £390,253 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/15b91fb6-0748-4902-9f4c-f58761407b01) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL | £365,000 | 20/02/2026 | Semi-detached |
| 16 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL | £250,000 | 03/07/2015 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162067901](http://87.117.209.195:8080/listings/17b0f6d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £365,000 |
| listed | 2025-05-16 | £365,000 |
| sold | 2015-01-01 | £250,000 |
| sold | 2008-01-01 | £179,000 |
| sold | 1997-01-01 | £63,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 JUBILEE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1RR | £345,000 | 12/12/2025 | Semi-detached |
| 38 JUBILEE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1RR | £345,000 | 12/12/2025 | Semi-detached |
| 37 JUBILEE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1RR | £348,000 | 30/11/2023 | Semi-detached |
| 27 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL | £285,000 | 19/05/2023 | Semi-detached |
| 2 DOVE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UT | £335,000 | 19/05/2023 | Semi-detached |
| 4 DOVE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UT | £375,000 | 21/12/2022 | Semi-detached |
| 24 DOVE CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UT | £345,000 | 05/12/2022 | Semi-detached |
| 48 MERLIN DRIVE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UN | £365,000 | 17/11/2022 | Semi-detached |
| 5 STARLING CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TQ | £364,500 | 24/10/2022 | Semi-detached |
| 7 ROBIN CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TB | £325,000 | 06/10/2022 | Semi-detached |
| 10 OSPREY CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TW | £321,000 | 01/09/2022 | Semi-detached |
| 9 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL | £299,950 | 11/08/2022 | Semi-detached |
| 19 PRINCE GEORGES DRIVE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1RN | £285,000 | 28/07/2022 | Semi-detached |
| 21 FALCON CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TA | £386,000 | 15/07/2022 | Semi-detached |
| 21 ROBIN CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TB | £335,000 | 24/06/2022 | Semi-detached |
| 8 WEAVERS GREEN, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TR | £318,000 | 22/06/2022 | Semi-detached |
| 4 FALCON CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TA | £329,950 | 23/03/2022 | Semi-detached |
| 3 LARKS RISE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2TU | £295,000 | 11/02/2022 | Semi-detached |
| 39 PARTRIDGE PIECE, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UP | £339,950 | 03/12/2021 | Semi-detached |
| 9 THE FINCHES, SANDY, CENTRAL BEDFORDSHIRE, SG19 2UL | £249,950 | 28/10/2021 | Semi-detached |

**Area average:** £329,615 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.9%
- **10y growth:** 20.8%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 21.7%
- **10y growth (index):** 39.7%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,122/mo
- **Realistic:** £1,247/mo
- **Optimistic:** £1,372/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £155,875
- **Target investor price (1%):** £124,700

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 25 |
| Anti-social behaviour | 9 |
| Criminal damage and arson | 5 |
| Other crime | 4 |
| Vehicle crime | 4 |
| Other theft | 3 |
| Public order | 3 |
| Drugs | 2 |
| Shoplifting | 2 |
| Bicycle theft | 1 |
| Burglary | 1 |
| Theft from the person | 1 |
| **Total incidents** | **60** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Maple Tree Primary School | Primary | 0.1 miles | Good — 2 Jul 2014 |
| Sandy Secondary School | Secondary | 0.3 miles | Requires improvement — 28 Mar 2023 |
| Robert Peel Primary School | Primary | 0.6 miles | Good — 1 Mar 2011 |
| Laburnum Primary School | Primary | 0.8 miles | Inadequate — 15 May 2023 |
| St Swithun's Church of England VC Primary School | Primary | 1.1 miles | Good — 10 Mar 2017 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #11376111
- **Address:** 16 The Finches, SANDY, SG19 2UL
- **Certificate Issued:** 28/12/2015
- **Work Completed:** 20/11/2015
- **Items:** 2 door(s)

### FENSA Certificate #11177619
- **Address:** 16 The Finches, SANDY, SG19 2UL
- **Certificate Issued:** 04/09/2015
- **Work Completed:** 17/08/2015
- **Items:** 12 window(s), 1 door(s)