# 31 RYDAL CLOSE, BURY, GREATER MANCHESTER, BL9 9LL

## Property details

- Slug: `b7cb1c6` (address key hash: `b7cb1c6ae649633a68baad68e04dc60457ea7db0`)
- Postcode: BL9 9LL
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Semi-detached
- Floor area: 38 m²
- EPC rating: E
- Year built: England and Wales: 1967-1975
- Last sold: £55,000 Jan 2026
- Price per m²: £1,447/m²
- Local average: £241,547 (64 sales)
- Street crime: 4 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £55,000
- Date: 2026-01-16
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 13/05/2035
- **Current heating cost:** £512/year
- **Est. upgrade cost to C:** £5,248

### Recommendations
- A (£100 - £350)
- C (£15 - £30)
- S (£3,000 - £7,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2334-7550-2395-6045)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £55,000 | Semi-detached | — | £54,242 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-df10-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 RYDAL CLOSE, BURY, GREATER MANCHESTER, BL9 9LL | £55,000 | 16/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £215,000 | 05/12/2025 | Semi-detached |
| 62 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £230,000 | 07/11/2025 | Semi-detached |
| 98 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LQ | £230,000 | 15/12/2023 | Semi-detached |
| 52 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £255,000 | 10/11/2023 | Semi-detached |
| 2 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £165,000 | 21/07/2023 | Semi-detached |
| 22 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £190,000 | 26/05/2023 | Semi-detached |
| 85 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LE | £230,000 | 19/05/2023 | Semi-detached |
| 78 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LB | £210,000 | 14/04/2023 | Semi-detached |
| 111 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LD | £285,000 | 16/03/2023 | Semi-detached |
| 19 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £220,000 | 16/12/2022 | Semi-detached |
| 6 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £170,000 | 06/12/2022 | Semi-detached |
| 17 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £185,000 | 07/11/2022 | Semi-detached |
| 9 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £185,000 | 28/10/2022 | Semi-detached |
| 163 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LN | £220,000 | 21/09/2022 | Semi-detached |
| 19 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £205,000 | 31/08/2022 | Semi-detached |
| 38 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £155,000 | 22/08/2022 | Semi-detached |
| 21 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £198,000 | 11/08/2022 | Semi-detached |
| 21 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £205,000 | 28/07/2022 | Semi-detached |
| 18 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £185,000 | 20/06/2022 | Semi-detached |
| 21 WINDERMERE DRIVE, BURY, GREATER MANCHESTER, BL9 9QQ | £170,000 | 22/04/2022 | Semi-detached |

**Area average:** £205,400 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.5%
- **10y growth:** 69.8%

## House Price Index (HM Land Registry)

*Official index for Bury; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 25%
- **10y growth (index):** 78.7%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £966/mo
- **Optimistic:** £1,063/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Brentwood, BL9 | £699/mo | 1 | 0.29 miles | OpenRent |
| Studio Flat, Brentwood, BL9 | £749/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Jubilee, BL9 | £850/mo | 1 | 0.91 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.93 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.94 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.94 miles | OpenRent |
| 1 Bed Flat, The Rock, BL9 | £1,200/mo | 1 | 1.14 miles | OpenRent |

**Average rent: £1,185/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 2.18% (strong)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 26.2%
- **Cost-to-rent:** 3.8×
- **Monthly cashflow:** £838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 63.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 4 |
| **Total incidents** | **4** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Peter's Church of England Primary School | Primary | 0.2 miles | Good — 14 Dec 2021 |
| The Derby High School | Secondary | 0.3 miles | Good — 4 Dec 2014 |
| Holy Cross College | Other | 0.4 miles | — (No rating) |
| Bury Church of England High School | Secondary | 0.4 miles | Requires improvement — 19 Oct 2023 |
| St Luke's CofE Primary School | Primary | 0.5 miles | Good — 16 May 2012 |