Semi-Detached

31 RYDAL CLOSE

BURY, GREATER MANCHESTER, BL9 9LL

£55,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BL9 9LL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Radcliffe Road/Derby High School	0.1 miles
Shop	Unknown	0.2 miles
Train station	Bury, Bolton Street	0.9 miles
Hospital	Bolton Hospice	5.7 miles
University	UCEN Manchester (City Campus)	6.7 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Floor area

38 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£55,000 Jan 2026

Price per m²

£1,447/m²

Local average

£241,547 (64 sales)

Street crime

4 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 14/05/2025

Expiry date: 13/05/2035

Current heating cost: £512/year

Potential heating cost: £338/year

Est. upgrade cost to C: £5,248

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Increase hot water cylinder insulation (£15 - £30)
Change room heaters to condensing boiler (£3,000 - £7,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/01/2026	£55,000	Semi-detached	—	£54,242 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
15 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT	£215,000	05/12/2025	Semi-detached
62 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT	£230,000	07/11/2025	Semi-detached
98 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LQ	£230,000	15/12/2023	Semi-detached
52 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT	£255,000	10/11/2023	Semi-detached
2 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF	£165,000	21/07/2023	Semi-detached
22 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT	£190,000	26/05/2023	Semi-detached
85 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LE	£230,000	19/05/2023	Semi-detached
78 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LB	£210,000	14/04/2023	Semi-detached
111 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LD	£285,000	16/03/2023	Semi-detached
19 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF	£220,000	16/12/2022	Semi-detached
6 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF	£170,000	06/12/2022	Semi-detached
17 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT	£185,000	07/11/2022	Semi-detached
9 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT	£185,000	28/10/2022	Semi-detached
163 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LN	£220,000	21/09/2022	Semi-detached
19 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG	£205,000	31/08/2022	Semi-detached
38 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG	£155,000	22/08/2022	Semi-detached
21 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG	£198,000	11/08/2022	Semi-detached
21 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF	£205,000	28/07/2022	Semi-detached
18 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG	£185,000	20/06/2022	Semi-detached
21 WINDERMERE DRIVE, BURY, GREATER MANCHESTER, BL9 9QQ	£170,000	22/04/2022	Semi-detached

Area average: £205,400 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.5%

10y growth 69.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Bury. Series: Semi-detached. As of March 2026.

1y (index) 2.6%

5y (index) 25%

10y (index) 78.7%

Rental Range

Estimated market rent for Bury. Low = conservative, Realistic = average, Optimistic = best case.

Low £869/mo

Realistic £966/mo

Optimistic £1,063/mo

Based on Local Authority from postcode lookup → Bury.

LHA (30th percentile) floor for Bolton and Bury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Brentwood, BL9	£699/mo	1	0.29 miles	OpenRent
Studio Flat, Brentwood, BL9	£749/mo	1	0.29 miles	OpenRent
1 Bed Flat, Jubilee, BL9	£850/mo	1	0.91 miles	OpenRent
1 Bed Flat, Silver St, BL9	£1,600/mo	1	0.93 miles	OpenRent
1 Bed Flat, Silver St, BL9	£1,600/mo	1	0.94 miles	OpenRent
1 Bed Flat, Silver St, BL9	£1,600/mo	1	0.94 miles	OpenRent
1 Bed Flat, The Rock, BL9	£1,200/mo	1	1.14 miles	OpenRent

Average rent: £1,185/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.18%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 26.2%

Cost-to-rent ratio 3.8×

Monthly cashflow £838/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 63.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	4
Total incidents	4

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Peter's Church of England Primary School	Primary	0.2 miles	Good — 14 Dec 2021
The Derby High School	Secondary	0.3 miles	Good — 4 Dec 2014
Holy Cross College	Other	0.4 miles	— (No rating)
Bury Church of England High School	Secondary	0.4 miles	Requires improvement — 19 Oct 2023
St Luke's CofE Primary School	Primary	0.5 miles	Good — 16 May 2012

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 31 RYDAL CLOSE, BURY, GREATER MANCHESTER, BL9 9LL

## Property details

- Slug: `b7cb1c6` (address key hash: `b7cb1c6ae649633a68baad68e04dc60457ea7db0`)
- Postcode: BL9 9LL
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Semi-detached
- Floor area: 38 m²
- EPC rating: E
- Year built: England and Wales: 1967-1975
- Last sold: £55,000 Jan 2026
- Price per m²: £1,447/m²
- Local average: £241,547 (64 sales)
- Street crime: 4 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £55,000
- Date: 2026-01-16
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 13/05/2035
- **Current heating cost:** £512/year
- **Est. upgrade cost to C:** £5,248

### Recommendations
- A (£100 - £350)
- C (£15 - £30)
- S (£3,000 - £7,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2334-7550-2395-6045)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £55,000 | Semi-detached | — | £54,242 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-df10-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 RYDAL CLOSE, BURY, GREATER MANCHESTER, BL9 9LL | £55,000 | 16/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £215,000 | 05/12/2025 | Semi-detached |
| 62 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £230,000 | 07/11/2025 | Semi-detached |
| 98 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LQ | £230,000 | 15/12/2023 | Semi-detached |
| 52 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £255,000 | 10/11/2023 | Semi-detached |
| 2 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £165,000 | 21/07/2023 | Semi-detached |
| 22 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £190,000 | 26/05/2023 | Semi-detached |
| 85 BRECON DRIVE, BURY, GREATER MANCHESTER, BL9 9LE | £230,000 | 19/05/2023 | Semi-detached |
| 78 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LB | £210,000 | 14/04/2023 | Semi-detached |
| 111 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LD | £285,000 | 16/03/2023 | Semi-detached |
| 19 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £220,000 | 16/12/2022 | Semi-detached |
| 6 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £170,000 | 06/12/2022 | Semi-detached |
| 17 INGLEWHITE CLOSE, BURY, GREATER MANCHESTER, BL9 9NT | £185,000 | 07/11/2022 | Semi-detached |
| 9 RIBCHESTER DRIVE, BURY, GREATER MANCHESTER, BL9 9JT | £185,000 | 28/10/2022 | Semi-detached |
| 163 RADCLIFFE ROAD, BURY, GREATER MANCHESTER, BL9 9LN | £220,000 | 21/09/2022 | Semi-detached |
| 19 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £205,000 | 31/08/2022 | Semi-detached |
| 38 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £155,000 | 22/08/2022 | Semi-detached |
| 21 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £198,000 | 11/08/2022 | Semi-detached |
| 21 PEMBROKE DRIVE, BURY, GREATER MANCHESTER, BL9 9LF | £205,000 | 28/07/2022 | Semi-detached |
| 18 CARDIGAN DRIVE, BURY, GREATER MANCHESTER, BL9 9LG | £185,000 | 20/06/2022 | Semi-detached |
| 21 WINDERMERE DRIVE, BURY, GREATER MANCHESTER, BL9 9QQ | £170,000 | 22/04/2022 | Semi-detached |

**Area average:** £205,400 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.5%
- **10y growth:** 69.8%

## House Price Index (HM Land Registry)

*Official index for Bury; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 25%
- **10y growth (index):** 78.7%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £966/mo
- **Optimistic:** £1,063/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Brentwood, BL9 | £699/mo | 1 | 0.29 miles | OpenRent |
| Studio Flat, Brentwood, BL9 | £749/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Jubilee, BL9 | £850/mo | 1 | 0.91 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.93 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.94 miles | OpenRent |
| 1 Bed Flat, Silver St, BL9 | £1,600/mo | 1 | 0.94 miles | OpenRent |
| 1 Bed Flat, The Rock, BL9 | £1,200/mo | 1 | 1.14 miles | OpenRent |

**Average rent: £1,185/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 2.18% (strong)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 26.2%
- **Cost-to-rent:** 3.8×
- **Monthly cashflow:** £838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 63.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 4 |
| **Total incidents** | **4** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Peter's Church of England Primary School | Primary | 0.2 miles | Good — 14 Dec 2021 |
| The Derby High School | Secondary | 0.3 miles | Good — 4 Dec 2014 |
| Holy Cross College | Other | 0.4 miles | — (No rating) |
| Bury Church of England High School | Secondary | 0.4 miles | Requires improvement — 19 Oct 2023 |
| St Luke's CofE Primary School | Primary | 0.5 miles | Good — 16 May 2012 |