# 1 COTTAGE CLOSE, HARROW, GREATER LONDON, HA2 0HA

## Property details

- Slug: `b68c5ad` (address key hash: `b68c5adf422bed22b5e331c821b67e53aaab9898`)
- Postcode: HA2 0HA
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 153 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £860,000 Feb 2026
- Price per m²: £5,621/m²
- Local average: £524,909 (51 sales)
- Street crime: 485 incidents within 1 mile (May 2026)

## Latest sale

- Price: £860,000
- Date: 2026-02-12
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 11/03/2035
- **Current heating cost:** £721/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7635-0927-9400-0222-7296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-12 | £860,000 | Terraced | +79.2% | £856,563 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-79df-8922-e063-4804a8c094d0) |
| Sold | 2005-06-29 | £480,000 | Terraced | — | £1,065,835 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e2f55975-c409-4e59-b461-f7c0c39b6b1a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 COTTAGE CLOSE, HARROW, GREATER LONDON, HA2 0HA | £860,000 | 12/02/2026 | Terraced |
| 1 COTTAGE CLOSE, HARROW, GREATER LONDON, HA2 0HA | £480,000 | 29/06/2005 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169794815](http://87.117.209.195:8080/listings/e1ad3ac)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £860,000 |
| listed | 2025-11-27 | £535,000 |
| sold | 2005-01-01 | £480,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 LIFFORD COURT ROXETH HILL, HARROW, GREATER LONDON, HA2 0JH | £525,000 | 12/11/2025 | Terraced |
| 5 COTTAGE CLOSE, HARROW, GREATER LONDON, HA2 0HA | £675,000 | 16/09/2022 | Terraced |
| 89 ROXETH HILL, HARROW, GREATER LONDON, HA2 0JL | £580,000 | 16/08/2022 | Terraced |
| 100 HIGH STREET, HARROW, GREATER LONDON, HA1 3LP | £1,615,000 | 15/10/2021 | Terraced |
| 18 ASHBOURNE AVENUE, HARROW, GREATER LONDON, HA2 0JS | £630,000 | 15/09/2021 | Terraced |

**Area average:** £805,000 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.7%
- **10y growth:** 7.2%

## House Price Index (HM Land Registry)

*Official index for Harrow; Terraced series; as of April 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 7.9%
- **10y growth (index):** 20.3%

## Rental Range

*ONS Price Index of Private Rents (Harrow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,583/mo
- **Realistic:** £1,759/mo
- **Optimistic:** £1,935/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Shaftesbury Avenue, HA2 | £1,800/mo | 2 | 0.53 miles | OpenRent |

**Average rent: £1,800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 2.5%
- **Cost-to-rent:** 39.8×
- **Monthly cashflow:** £-1,792/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 139 |
| Anti-social behaviour | 128 |
| Shoplifting | 57 |
| Other theft | 35 |
| Vehicle crime | 27 |
| Drugs | 23 |
| Public order | 21 |
| Robbery | 19 |
| Theft from the person | 16 |
| Burglary | 8 |
| Possession of weapons | 6 |
| Other crime | 5 |
| Criminal damage and arson | 1 |
| **Total incidents** | **485** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Dominic's Sixth Form College | Other | 0.1 miles | — (No rating) |
| Roxeth Primary School | Primary | 0.1 miles | — (Inspected (no overall grade)) |
| The John Lyon School | Other | 0.3 miles | — (No rating) |
| Hillview Nursery School | Nursery | 0.3 miles | Good — 19 Oct 2012 |
| Harrow School | Other | 0.4 miles | — (No rating) |