# 1 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN

## Property details

- Slug: `b5c11f6` (address key hash: `b5c11f61288cab233632912c9f7973e8c09288d2`)
- Postcode: SK23 7PN
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 63 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £125,000 Mar 2026
- Price per m²: £1,984/m²
- Local average: £227,991 (33 sales)
- Street crime: 12 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £125,000
- Date: 2026-03-17
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/10/2035
- **Current heating cost:** £1,153/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9370-2681-6500-2405-1501)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-17 | £125,000 | Terraced | — | £122,544 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-eab0-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £125,000 | 17/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167812553](http://87.117.209.195:8080/listings/3e0cc92)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £125,000 |
| listed | 2025-10-04 | £125,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £213,000 | 12/12/2025 | Terraced |
| 130 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £80,000 | 07/08/2025 | Terraced |
| 8 LAKE VIEW, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QD | £155,000 | 19/10/2023 | Terraced |
| 3 OLD ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QN | £213,000 | 28/09/2023 | Terraced |
| 196 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PH | £190,000 | 28/07/2022 | Terraced |
| 70 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 21/04/2022 | Terraced |
| 11 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £190,000 | 04/03/2022 | Terraced |
| 82 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 02/03/2022 | Terraced |
| BROADHEY BARN 4 DIGLEE ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PW | £650,000 | 03/11/2021 | Terraced |
| 58 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 29/10/2021 | Terraced |
| 37 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PQ | £255,000 | 25/10/2021 | Terraced |
| 64 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 12/10/2021 | Terraced |

**Area average:** £226,333 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.3%
- **10y growth:** 10.7%

## House Price Index (HM Land Registry)

*Official index for High Peak; Terraced series; as of May 2026.*

- **1y growth (index):** 4.3%
- **5y growth (index):** 25.1%
- **10y growth (index):** 57.6%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Station Road, SK23 | £875/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Detached House, Buxton Rd, SK23 | £1,300/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Terraced House, Buxton Road, SK23 | £895/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Flat, Church Road, SK22 | £850/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £980/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £110,625
- **Target investor price (1%):** £88,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £885/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £279/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 4 |
| Anti-social behaviour | 3 |
| Shoplifting | 2 |
| Burglary | 1 |
| Other theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **12** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Furness Vale Primary and Nursery School | Primary | 0.1 miles | — (Inspected (no overall grade)) |
| Newtown Primary School (High Peak Federation) | Primary | 1.1 miles | Good — 12 May 2024 |
| Buxworth Primary School | Primary | 1.3 miles | Good — 1 Dec 2022 |
| New Mills School | Secondary | 1.3 miles | Requires improvement — 20 Oct 2022 |
| St George's CofE Primary School | Primary | 1.4 miles | Requires improvement — 3 Apr 2022 |