Terraced 4 sales on record

14 CHURCH STREET

HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA

£322,500

Location

Map view View on Google Maps View on OpenStreetMap Street View DY9 0NA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Walton & Hipkiss	0.1 miles
Bus stop	Free Church	0.1 miles
Train station	Hagley	0.2 miles
Hospital	First Aid Hut	6.8 miles
University	Birmingham City University, Bournville Campus	8.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

82 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£322,500 Apr 2026

Price per m²

£3,933/m²

Local average

£206,364 (12 sales)

Street crime

14 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 07/07/2020

Expiry date: 06/07/2030

Current heating cost: £783/year

Potential heating cost: £559/year

Est. upgrade cost to C: £19,725

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/04/2026	£322,500	Terraced	+29%	£322,500 to April 2026	View transaction
Sold	28/10/2020	£250,000	Terraced	+29.9%	£295,508 to April 2026	View transaction
Sold	14/08/2015	£192,500	Terraced	+10%	£287,614 to April 2026	View transaction
Sold	08/06/2007	£175,000	Terraced	—	£285,927 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£322,500
listed	26/11/2025	£325,000
sold	01/01/2020	£250,000
sold	01/01/2015	£192,500
sold	01/01/2007	£175,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
6 HAYBRIDGE AVENUE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XG	£330,000	08/04/2022	Terraced
22 WORCESTER CLOSE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NP	£420,000	10/12/2021	Terraced
15 THE SIDINGS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XT	£415,000	12/10/2021	Terraced
44 STATION ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NU	£350,000	29/09/2021	Terraced
3 WEST HAGLEY MEWS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NZ	£370,000	28/09/2021	Terraced
36 KIDDERMINSTER ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0QD	£428,500	11/08/2021	Terraced

Area average: £385,583 (6 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.9%

10y growth 10.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Bromsgrove. Series: Terraced. As of April 2026.

1y (index) 0.1%

5y (index) 17%

10y (index) 46%

Rental Range

Estimated market rent for Bromsgrove. Low = conservative, Realistic = average, Optimistic = best case.

Low £881/mo

Realistic £979/mo

Optimistic £1,077/mo

Based on Local Authority from postcode lookup → Bromsgrove.

LHA (30th percentile) floor for Black Country: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Newlands Close, DY9	£985/mo	2	0.81 miles	OpenRent
2 Bed Flat, Birmingham Road, DY9	£750/mo	2	1.13 miles	OpenRent

Average rent: £868/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.27%

Max investor price (0.8%) £108,500

Target investor price (1%) £86,800

Gross yield 3.2%

Cost-to-rent ratio 31×

Monthly cashflow £-514/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	7
Public order	4
Shoplifting	2
Robbery	1
Total incidents	14

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hagley Catholic High School	Secondary	0.2 miles	Good — 13 Nov 2019
Haybridge High School and Sixth Form	Secondary	0.3 miles	Good — 13 Nov 2022
Hagley Primary School	Primary	0.4 miles	Good — 21 Sep 2022
Pedmore CE Primary School	Primary	1.3 miles	Good — 24 Jun 2015
Sunfield Garden School and Children's Home	Other	1.4 miles	Good — 17 Jun 2024

FENSA

No FENSA certificates found for this address.

# 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA

## Property details

- Slug: `b563cee` (address key hash: `b563cee41fad1f9b11d73550fd888a0e3c0f652b`)
- Postcode: DY9 0NA
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 82 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £322,500 Apr 2026
- Price per m²: £3,933/m²
- Local average: £206,364 (12 sales)
- Street crime: 14 incidents within 1 mile (May 2026)

## Latest sale

- Price: £322,500
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/07/2030
- **Current heating cost:** £783/year
- **Est. upgrade cost to C:** £19,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-2853-7136-2800-1111)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £322,500 | Terraced | +29% | £322,500 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1400-b8d0-e063-4704a8c08d98) |
| Sold | 2020-10-28 | £250,000 | Terraced | +29.9% | £295,508 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b82222ec-e5d7-6691-e053-6b04a8c02fb2) |
| Sold | 2015-08-14 | £192,500 | Terraced | +10% | £287,614 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/65edae97-ebb0-4454-8321-95e67e7e524b) |
| Sold | 2007-06-08 | £175,000 | Terraced | — | £285,927 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cb3ecaeb-33d6-40f7-ad40-935aad63cf97) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £322,500 | 02/04/2026 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £250,000 | 28/10/2020 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £192,500 | 14/08/2015 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £175,000 | 08/06/2007 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169754741](http://87.117.209.195:8080/listings/1e37382)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £322,500 |
| listed | 2025-11-26 | £325,000 |
| sold | 2020-01-01 | £250,000 |
| sold | 2015-01-01 | £192,500 |
| sold | 2007-01-01 | £175,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 HAYBRIDGE AVENUE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XG | £330,000 | 08/04/2022 | Terraced |
| 22 WORCESTER CLOSE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NP | £420,000 | 10/12/2021 | Terraced |
| 15 THE SIDINGS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XT | £415,000 | 12/10/2021 | Terraced |
| 44 STATION ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NU | £350,000 | 29/09/2021 | Terraced |
| 3 WEST HAGLEY MEWS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NZ | £370,000 | 28/09/2021 | Terraced |
| 36 KIDDERMINSTER ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0QD | £428,500 | 11/08/2021 | Terraced |

**Area average:** £385,583 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.9%
- **10y growth:** 10.1%

## House Price Index (HM Land Registry)

*Official index for Bromsgrove; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 17%
- **10y growth (index):** 46%

## Rental Range

*ONS Price Index of Private Rents (Bromsgrove). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Black Country (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Newlands Close, DY9 | £985/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed Flat, Birmingham Road, DY9 | £750/mo | 2 | 1.13 miles | OpenRent |

**Average rent: £868/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £108,500
- **Target investor price (1%):** £86,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £868/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31×
- **Monthly cashflow:** £-514/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 7 |
| Public order | 4 |
| Shoplifting | 2 |
| Robbery | 1 |
| **Total incidents** | **14** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hagley Catholic High School | Secondary | 0.2 miles | Good — 13 Nov 2019 |
| Haybridge High School and Sixth Form | Secondary | 0.3 miles | Good — 13 Nov 2022 |
| Hagley Primary School | Primary | 0.4 miles | Good — 21 Sep 2022 |
| Pedmore CE Primary School | Primary | 1.3 miles | Good — 24 Jun 2015 |
| Sunfield Garden School and Children's Home | Other | 1.4 miles | Good — 17 Jun 2024 |