# 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA

## Property details

- Slug: `b563cee` (address key hash: `b563cee41fad1f9b11d73550fd888a0e3c0f652b`)
- Postcode: DY9 0NA
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 82 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £322,500 Apr 2026
- Price per m²: £3,933/m²
- Local average: £206,364 (12 sales)
- Street crime: 14 incidents within 1 mile (May 2026)

## Latest sale

- Price: £322,500
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/07/2030
- **Current heating cost:** £783/year
- **Est. upgrade cost to C:** £19,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-2853-7136-2800-1111)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £322,500 | Terraced | +29% | £322,500 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1400-b8d0-e063-4704a8c08d98) |
| Sold | 2020-10-28 | £250,000 | Terraced | +29.9% | £295,508 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b82222ec-e5d7-6691-e053-6b04a8c02fb2) |
| Sold | 2015-08-14 | £192,500 | Terraced | +10% | £287,614 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/65edae97-ebb0-4454-8321-95e67e7e524b) |
| Sold | 2007-06-08 | £175,000 | Terraced | — | £285,927 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cb3ecaeb-33d6-40f7-ad40-935aad63cf97) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £322,500 | 02/04/2026 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £250,000 | 28/10/2020 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £192,500 | 14/08/2015 | Terraced |
| 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £175,000 | 08/06/2007 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169754741](http://87.117.209.195:8080/listings/1e37382)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £322,500 |
| listed | 2025-11-26 | £325,000 |
| sold | 2020-01-01 | £250,000 |
| sold | 2015-01-01 | £192,500 |
| sold | 2007-01-01 | £175,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 HAYBRIDGE AVENUE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XG | £330,000 | 08/04/2022 | Terraced |
| 22 WORCESTER CLOSE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NP | £420,000 | 10/12/2021 | Terraced |
| 15 THE SIDINGS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XT | £415,000 | 12/10/2021 | Terraced |
| 44 STATION ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NU | £350,000 | 29/09/2021 | Terraced |
| 3 WEST HAGLEY MEWS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NZ | £370,000 | 28/09/2021 | Terraced |
| 36 KIDDERMINSTER ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0QD | £428,500 | 11/08/2021 | Terraced |

**Area average:** £385,583 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15%
- **10y growth:** 9.1%

## House Price Index (HM Land Registry)

*Official index for Bromsgrove; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 17%
- **10y growth (index):** 46%

## Rental Range

*ONS Price Index of Private Rents (Bromsgrove). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Black Country (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Newlands Close, DY9 | £985/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed Flat, Birmingham Road, DY9 | £750/mo | 2 | 1.13 miles | OpenRent |

**Average rent: £868/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £108,500
- **Target investor price (1%):** £86,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £868/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31×
- **Monthly cashflow:** £-514/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 7 |
| Public order | 4 |
| Shoplifting | 2 |
| Robbery | 1 |
| **Total incidents** | **14** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hagley Catholic High School | Secondary | 0.2 miles | Good — 13 Nov 2019 |
| Haybridge High School and Sixth Form | Secondary | 0.3 miles | Good — 13 Nov 2022 |
| Hagley Primary School | Primary | 0.4 miles | Good — 21 Sep 2022 |
| Pedmore CE Primary School | Primary | 1.3 miles | Good — 24 Jun 2015 |
| Sunfield Garden School and Children's Home | Other | 1.4 miles | Good — 17 Jun 2024 |