Terraced 2 sales on record

109 SPRING LANE

CANTERBURY, KENT, CT1 1SW

£285,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CT1 1SW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Barton Manor School	0.0 miles
Shop	St Martins Hill	0.3 miles
University	University of the Creative Arts	0.6 miles
Train station	Canterbury East	1.1 miles
Hospital	Estuary View Medical Centre	6.0 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

90 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£285,000 Mar 2026

Price per m²

£3,167/m²

Local average

£318,611 (27 sales)

Street crime

413 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

This certificate expired on 28/07/2026. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 29/07/2016

Expiry date: 28/07/2026 (expired)

Current heating cost: £665/year

Potential heating cost: £480/year

Est. upgrade cost to C: £19,325

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	25/03/2026	£285,000	Terraced	+21.3%	£284,407 to April 2026	View transaction
Sold	28/11/2016	£235,000	Terraced	—	£288,191 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
57 PILGRIMS WAY, CANTERBURY, KENT, CT1 1XU	£263,000	24/04/2024	Terraced
19 KENT AVENUE, CANTERBURY, KENT, CT1 1RR	£280,000	29/07/2022	Terraced
4 DEVON ROAD, CANTERBURY, KENT, CT1 1RP	£230,000	17/05/2022	Terraced
4 DEVON ROAD, CANTERBURY, KENT, CT1 1RP	£243,000	17/05/2022	Terraced

Area average: £254,000 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.3%

10y growth 7.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Canterbury. Series: Terraced. As of April 2026.

1y (index) 0.3%

5y (index) 8%

10y (index) 29.9%

Rental Range

Estimated market rent for Canterbury. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,151/mo

Realistic £1,279/mo

Optimistic £1,407/mo

Based on Local Authority from postcode lookup → Canterbury.

LHA (30th percentile) floor for Canterbury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Maisonette, New Dover Road, CT1	£1,125/mo	1	0.43 miles	OpenRent
7 Bed Terraced House, Church St, CT1	£2,225/mo	7	0.68 miles	OpenRent
3 Bed Flat, Upper Bridge Street, CT1	£1,285/mo	3	0.73 miles	OpenRent

Average rent: £1,545/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.45%

Max investor price (0.8%) £160,625

Target investor price (1%) £128,500

Gross yield 5.4%

Cost-to-rent ratio 18.5×

Monthly cashflow £9/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	120
Anti-social behaviour	110
Shoplifting	71
Criminal damage and arson	31
Other theft	27
Public order	14
Vehicle crime	12
Drugs	8
Burglary	5
Other crime	5
Robbery	4
Bicycle theft	2
Possession of weapons	2
Theft from the person	2
Total incidents	413

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Barton Manor School	Secondary	0.1 miles	— (No rating)
Pilgrims' Way Primary School	Primary	0.2 miles	Good — 19 Oct 2022
The Worthgate School	Other	0.4 miles	— (No rating)
Barton Court Grammar School	Secondary	0.4 miles	Good — 8 Mar 2020
Newingate School	Other	0.4 miles	Good — 9 Jun 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
01/09/2008	08/08/2008	1	1
07/08/2007	20/07/2007	3	—

# 109 SPRING LANE, CANTERBURY, KENT, CT1 1SW

## Property details

- Slug: `b525d71` (address key hash: `b525d71cc1fa6fd5ee12ed4344827e8f44c3753d`)
- Postcode: CT1 1SW
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 90 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £285,000 Mar 2026
- Price per m²: £3,167/m²
- Local average: £318,611 (27 sales)
- Street crime: 413 incidents within 1 mile (May 2026)

## Latest sale

- Price: £285,000
- Date: 2026-03-25
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/07/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £665/year
- **Est. upgrade cost to C:** £19,325

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0141-2861-7732-9326-7425)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-25 | £285,000 | Terraced | +21.3% | £284,407 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-19ce-b8d0-e063-4704a8c08d98) |
| Sold | 2016-11-28 | £235,000 | Terraced | — | £288,191 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/42a5a709-4d77-56e8-e050-a8c06205331e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 SPRING LANE, CANTERBURY, KENT, CT1 1SW | £285,000 | 25/03/2026 | Terraced |
| 109 SPRING LANE, CANTERBURY, KENT, CT1 1SW | £235,000 | 28/11/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 57 PILGRIMS WAY, CANTERBURY, KENT, CT1 1XU | £263,000 | 24/04/2024 | Terraced |
| 19 KENT AVENUE, CANTERBURY, KENT, CT1 1RR | £280,000 | 29/07/2022 | Terraced |
| 4 DEVON ROAD, CANTERBURY, KENT, CT1 1RP | £230,000 | 17/05/2022 | Terraced |
| 4 DEVON ROAD, CANTERBURY, KENT, CT1 1RP | £243,000 | 17/05/2022 | Terraced |

**Area average:** £254,000 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.3%
- **10y growth:** 7.4%

## House Price Index (HM Land Registry)

*Official index for Canterbury; Terraced series; as of April 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 8%
- **10y growth (index):** 29.9%

## Rental Range

*ONS Price Index of Private Rents (Canterbury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,151/mo
- **Realistic:** £1,279/mo
- **Optimistic:** £1,407/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Canterbury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, New Dover Road, CT1 | £1,125/mo | 1 | 0.43 miles | OpenRent |
| 7 Bed Terraced House, Church St, CT1 | £2,225/mo | 7 | 0.68 miles | OpenRent |
| 3 Bed Flat, Upper Bridge Street, CT1 | £1,285/mo | 3 | 0.73 miles | OpenRent |

**Average rent: £1,545/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £160,625
- **Target investor price (1%):** £128,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,285/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.5×
- **Monthly cashflow:** £9/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 120 |
| Anti-social behaviour | 110 |
| Shoplifting | 71 |
| Criminal damage and arson | 31 |
| Other theft | 27 |
| Public order | 14 |
| Vehicle crime | 12 |
| Drugs | 8 |
| Burglary | 5 |
| Other crime | 5 |
| Robbery | 4 |
| Bicycle theft | 2 |
| Possession of weapons | 2 |
| Theft from the person | 2 |
| **Total incidents** | **413** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Barton Manor School | Secondary | 0.1 miles | — (No rating) |
| Pilgrims' Way Primary School | Primary | 0.2 miles | Good — 19 Oct 2022 |
| The Worthgate School | Other | 0.4 miles | — (No rating) |
| Barton Court Grammar School | Secondary | 0.4 miles | Good — 8 Mar 2020 |
| Newingate School | Other | 0.4 miles | Good — 9 Jun 2024 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #5955800
- **Address:** 109 Spring Lane, CANTERBURY, CT1 1SW
- **Certificate Issued:** 01/09/2008
- **Work Completed:** 08/08/2008
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #4941530
- **Address:** 109 Spring Lane, CANTERBURY, CT1 1SW
- **Certificate Issued:** 07/08/2007
- **Work Completed:** 20/07/2007
- **Items:** 3 window(s)