# 97 CURBAR ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AY

## Property details

- Slug: `b1eca32` (address key hash: `b1eca32077524448df694487d687a0c21c5fedeb`)
- Postcode: B42 2AY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 67 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £200,000 Jan 2026
- Price per m²: £2,985/m²
- Local average: £209,866 (26 sales)
- Street crime: 216 incidents within 1 mile (May 2026)

## Latest sale

- Price: £200,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 16/09/2035
- **Current heating cost:** £957/year
- **Est. upgrade cost to C:** £18,750

### Recommendations
- A (£900 - £1,200)
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6400-7731-0222-6593-3153)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £200,000 | Terraced | — | £204,183 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-c524-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 CURBAR ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AY | £200,000 | 30/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167630753](http://87.117.209.195:8080/listings/bf96e7a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £200,000 |
| listed | 2025-09-30 | £200,000 |
| sold | 2005-01-01 | £99,999 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 78 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AS | £197,500 | 11/12/2025 | Terraced |
| 15 LONGSTONE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DW | £165,000 | 05/12/2025 | Terraced |
| 168 CURBAR ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AX | £228,500 | 05/12/2025 | Terraced |
| 58 LONGSTONE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DP | £185,000 | 31/10/2025 | Terraced |
| 93 TIDESWELL ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DU | £230,000 | 26/03/2025 | Terraced |
| 148 TIDESWELL ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DS | £210,000 | 21/02/2025 | Terraced |
| 130 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2BB | £218,000 | 25/09/2024 | Terraced |
| 81 ROWDALE ROAD, GREAT BARR, BIRMINGHAM, WEST MIDLANDS, B42 2DQ | £225,000 | 20/12/2023 | Terraced |
| 50 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AS | £190,000 | 29/09/2023 | Terraced |
| 100 CURBAR ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AX | £184,000 | 15/09/2023 | Terraced |
| 56 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AS | £110,000 | 17/08/2023 | Terraced |
| 9 ROWDALE ROAD, GREAT BARR, BIRMINGHAM, WEST MIDLANDS, B42 2DG | £210,000 | 11/08/2023 | Terraced |
| 42 CURBAR ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AU | £200,000 | 04/08/2023 | Terraced |
| 83 IPSWICH CRESCENT, BIRMINGHAM, WEST MIDLANDS, B42 1LY | £227,500 | 02/08/2023 | Terraced |
| 97 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2BA | £190,000 | 28/04/2023 | Terraced |
| 111 ROWDALE ROAD, GREAT BARR, BIRMINGHAM, WEST MIDLANDS, B42 2DQ | £185,000 | 06/04/2023 | Terraced |
| 39 LONGSTONE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DW | £214,000 | 27/01/2023 | Terraced |
| 116 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2BB | £215,000 | 19/12/2022 | Terraced |
| 91 LONGSTONE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2DN | £230,000 | 29/11/2022 | Terraced |
| 8 STERNDALE ROAD, BIRMINGHAM, WEST MIDLANDS, B42 2AS | £210,077 | 25/11/2022 | Terraced |

**Area average:** £201,229 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22%
- **10y growth:** 58.7%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.8%
- **10y growth (index):** 60.2%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £979/mo
- **Realistic:** £1,088/mo
- **Optimistic:** £1,197/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Tame Close, B42 | £1,195/mo | 2 | 0.76 miles | OpenRent |

**Average rent: £1,195/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £149,375
- **Target investor price (1%):** £119,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,195/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £263/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 91 |
| Vehicle crime | 24 |
| Public order | 22 |
| Shoplifting | 19 |
| Criminal damage and arson | 18 |
| Other theft | 13 |
| Burglary | 10 |
| Possession of weapons | 6 |
| Anti-social behaviour | 3 |
| Drugs | 3 |
| Other crime | 3 |
| Robbery | 3 |
| Theft from the person | 1 |
| **Total incidents** | **216** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Perry Beeches Nursery School | Nursery | 0.4 miles | Good — 22 Oct 2012 |
| Beeches Junior School | Primary | 0.5 miles | Good — 4 Nov 2013 |
| Beeches Infant School | Primary | 0.5 miles | Good — 20 Jul 2017 |
| Priestley Smith School | Other | 0.5 miles | Outstanding — 25 Feb 2015 |
| Arena Academy | Secondary | 0.5 miles | — (Inspected (no overall grade)) |