# BASSENDENE TWEED MILL LANE, COCKERMOUTH, CUMBERLAND, CA13 9DE

## Property details

- Slug: `b1e1a6d` (address key hash: `b1e1a6d30d9466ef90294673f06cf2e0fda2f54f`)
- Postcode: CA13 9DE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 92 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £370,000 Apr 2026
- Price per m²: £4,022/m²
- Local average: £346,185 (22 sales)
- Street crime: 39 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £370,000
- Date: 2026-04-29
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 31/10/2026
- **Current heating cost:** £789/year

### Recommendations
- W2 (6,000)
- N (6,000)
- X (2,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0798-2999-7259-0836-3900)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-29 | £370,000 | Detached | — | £375,835 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-35f6-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| BASSENDENE TWEED MILL LANE, COCKERMOUTH, CUMBERLAND, CA13 9DE | £370,000 | 29/04/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ROSEBANK VICARAGE LANE, COCKERMOUTH, CUMBERLAND, CA13 9DG | £485,000 | 05/12/2025 | Detached |
| 21 VICARAGE LANE, COCKERMOUTH, CUMBERLAND, CA13 9DQ | £299,000 | 22/08/2025 | Detached |
| 7 LODGE CLOSE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9ET | £460,000 | 20/12/2022 | Detached |
| 7 NORWOOD DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9EP | £295,000 | 21/11/2022 | Detached |
| MILL GROVE 1 TWEED MILL LANE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DE | £315,000 | 20/09/2022 | Detached |
| 26 LOWSCALES DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DS | £310,000 | 08/09/2022 | Detached |
| 4 CHALLONER COURT, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9RN | £392,000 | 31/05/2022 | Detached |
| 8 NORWOOD DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9EP | £275,000 | 27/05/2022 | Detached |
| 11 NORWOOD DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9EP | £290,000 | 10/02/2022 | Detached |
| MILL GROVE 6 TWEED MILL LANE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DE | £425,000 | 01/02/2022 | Detached |
| THE SHIELING LORTON ROAD, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DF | £370,000 | 09/12/2021 | Detached |
| 31 CULGARTH AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9PL | £265,000 | 17/09/2021 | Detached |

**Area average:** £348,417 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 9.4%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of June 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 18.6%
- **10y growth (index):** 54%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £965/mo
- **Optimistic:** £1,062/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Cockermouth, CA13 | £750/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Kirkgate Corner, CA13 | £625/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, St Helens St, CA13 | £980/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Semi-Detached House, Loweswater Close, CA13 | £850/mo | 2 | 0.47 miles | OpenRent |

**Average rent: £801/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 2.6%
- **Cost-to-rent:** 38.5×
- **Monthly cashflow:** £-762/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 26 |
| Public order | 8 |
| Anti-social behaviour | 2 |
| Criminal damage and arson | 2 |
| Other theft | 1 |
| **Total incidents** | **39** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Fairfield Primary School | Primary | 0.3 miles | Good — 27 Oct 2014 |
| All Saints' CofE School | Primary | 0.5 miles | Good — 14 Nov 2018 |
| Cockermouth School | Secondary | 0.6 miles | Good — 1 Jun 2012 |
| Eaglesfield Paddle CofE Primary Academy | Primary | 1.8 miles | Good — 28 Jan 2024 |
| Bridekirk Dovenby CofE Primary School | Primary | 2.3 miles | Outstanding — 15 Nov 2011 |