# 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR

## Property details

- Slug: `b1830e8` (address key hash: `b1830e85332324f435520bd78c950194c2c09204`)
- Postcode: CO9 2LR
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £235,000 Apr 2026
- Price per m²: £3,406/m²
- Local average: £261,159 (22 sales)
- Street crime: 75 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £235,000
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/05/2034
- **Current heating cost:** £847/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2433-0350-2704-7725)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £235,000 | Terraced | +34.3% | £245,493 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f4e4-b8d0-e063-4704a8c08d98) |
| Sold | 2019-07-05 | £175,000 | Terraced | — | £209,334 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/8f1b26bd-9aab-53db-e053-6c04a8c03649) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £235,000 | 02/04/2026 | Terraced |
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £175,000 | 05/07/2019 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167027825](http://87.117.209.195:8080/listings/abc1057)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £235,000 |
| listed | 2025-09-16 | £240,000 |
| sold | 2019-01-01 | £175,000 |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.3%
- **10y growth:** 17.1%

## House Price Index (HM Land Registry)

*Official index for Braintree; Terraced series; as of June 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 12.8%
- **10y growth (index):** 30.3%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Halstead, CO9 | £945/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Terraced House, The Granaries, CO9 | £1,250/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, High St, CO9 | £2,250/mo | 2 | 0.11 miles | OpenRent |

**Average rent: £1,482/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £175/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 30 |
| Anti-social behaviour | 11 |
| Public order | 9 |
| Shoplifting | 7 |
| Other theft | 5 |
| Criminal damage and arson | 4 |
| Drugs | 3 |
| Other crime | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **75** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Richard de Clare Community Academy | Primary | 0.2 miles | Good — 16 May 2022 |
| Holy Trinity Church of England Voluntary Controlled Primary School, Halstead | Primary | 0.3 miles | Good — 31 Oct 2017 |
| The Ramsey Academy, Halstead | Secondary | 0.4 miles | — (Inspected (no overall grade)) |
| St Andrew's Church of England Primary School, Halstead | Primary | 0.6 miles | Good — 30 Jan 2015 |
| Gosfield School | Other | 1.4 miles | — (No rating) |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #15106976
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 21/03/2022
- **Work Completed:** 17/03/2022
- **Items:** 3 window(s)

### FENSA Certificate #14773736
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 05/09/2021
- **Work Completed:** 01/09/2021
- **Items:** 2 window(s), 1 door(s)