Terraced 2 sales on record

11 CHAPEL STREET

HALSTEAD, BRAINTREE, ESSEX, CO9 2LR

£235,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO9 2LR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Sainsbury's	0.1 miles
Bus stop	High Street	0.1 miles
Hospital	Halstead Hospital	0.2 miles
Train station	Castle Hedingham	4.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

69 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£235,000 Apr 2026

Price per m²

£3,406/m²

Local average

£261,159 (22 sales)

Street crime

75 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/05/2024

Expiry date: 06/05/2034

Current heating cost: £847/year

Potential heating cost: £588/year

Est. upgrade cost to C: £19,500

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/04/2026	£235,000	Terraced	+34.3%	£245,493 to June 2026	View transaction
Sold	05/07/2019	£175,000	Terraced	—	£209,334 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£235,000
listed	16/09/2025	£240,000
sold	01/01/2019	£175,000

Photos · Open listing

Sold comparables

No comparable sales found in this area for the last 5 years.

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.3%

10y growth 17.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Braintree. Series: Terraced. As of June 2026.

1y (index) 3%

5y (index) 12.8%

10y (index) 30.3%

Rental Range

Estimated market rent for Braintree. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,095/mo

Realistic £1,217/mo

Optimistic £1,339/mo

Based on Local Authority from postcode lookup → Braintree.

LHA (30th percentile) floor for Colchester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Halstead, CO9	£945/mo	2	0.07 miles	OpenRent
2 Bed Terraced House, The Granaries, CO9	£1,250/mo	2	0.1 miles	OpenRent
2 Bed Flat, High St, CO9	£2,250/mo	2	0.11 miles	OpenRent

Average rent: £1,482/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 6.4%

Cost-to-rent ratio 15.7×

Monthly cashflow £175/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~114 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	30
Anti-social behaviour	11
Public order	9
Shoplifting	7
Other theft	5
Criminal damage and arson	4
Drugs	3
Other crime	2
Vehicle crime	2
Bicycle theft	1
Possession of weapons	1
Total incidents	75

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Richard de Clare Community Academy	Primary	0.2 miles	Good — 16 May 2022
Holy Trinity Church of England Voluntary Controlled Primary School, Halstead	Primary	0.3 miles	Good — 31 Oct 2017
The Ramsey Academy, Halstead	Secondary	0.4 miles	— (Inspected (no overall grade))
St Andrew's Church of England Primary School, Halstead	Primary	0.6 miles	Good — 30 Jan 2015
Gosfield School	Other	1.4 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
21/03/2022	17/03/2022	3	—
05/09/2021	01/09/2021	2	1

# 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR

## Property details

- Slug: `b1830e8` (address key hash: `b1830e85332324f435520bd78c950194c2c09204`)
- Postcode: CO9 2LR
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £235,000 Apr 2026
- Price per m²: £3,406/m²
- Local average: £261,159 (22 sales)
- Street crime: 75 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £235,000
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/05/2034
- **Current heating cost:** £847/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2433-0350-2704-7725)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £235,000 | Terraced | +34.3% | £245,493 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f4e4-b8d0-e063-4704a8c08d98) |
| Sold | 2019-07-05 | £175,000 | Terraced | — | £209,334 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/8f1b26bd-9aab-53db-e053-6c04a8c03649) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £235,000 | 02/04/2026 | Terraced |
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £175,000 | 05/07/2019 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167027825](http://87.117.209.195:8080/listings/abc1057)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £235,000 |
| listed | 2025-09-16 | £240,000 |
| sold | 2019-01-01 | £175,000 |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.3%
- **10y growth:** 17.1%

## House Price Index (HM Land Registry)

*Official index for Braintree; Terraced series; as of June 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 12.8%
- **10y growth (index):** 30.3%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Halstead, CO9 | £945/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Terraced House, The Granaries, CO9 | £1,250/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, High St, CO9 | £2,250/mo | 2 | 0.11 miles | OpenRent |

**Average rent: £1,482/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £175/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 30 |
| Anti-social behaviour | 11 |
| Public order | 9 |
| Shoplifting | 7 |
| Other theft | 5 |
| Criminal damage and arson | 4 |
| Drugs | 3 |
| Other crime | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **75** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Richard de Clare Community Academy | Primary | 0.2 miles | Good — 16 May 2022 |
| Holy Trinity Church of England Voluntary Controlled Primary School, Halstead | Primary | 0.3 miles | Good — 31 Oct 2017 |
| The Ramsey Academy, Halstead | Secondary | 0.4 miles | — (Inspected (no overall grade)) |
| St Andrew's Church of England Primary School, Halstead | Primary | 0.6 miles | Good — 30 Jan 2015 |
| Gosfield School | Other | 1.4 miles | — (No rating) |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #15106976
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 21/03/2022
- **Work Completed:** 17/03/2022
- **Items:** 3 window(s)

### FENSA Certificate #14773736
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 05/09/2021
- **Work Completed:** 01/09/2021
- **Items:** 2 window(s), 1 door(s)