# 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX

## Property details

- Slug: `b163e20` (address key hash: `b163e202328a9a2b190d6424ba4d9d124a684bc9`)
- Postcode: NE5 5HX
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 91 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £220,000 Jul 2026
- Price per m²: £2,418/m²
- Local average: £152,757 (66 sales)
- Street crime: 312 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £220,000
- Date: 2026-07-15
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 06/03/2032
- **Est. upgrade cost to C:** £10,990

### Recommendations
- W1 (£800 - £1,200)
- E (£90)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2173-4170-2102-4435)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-15 | £220,000 | Terraced | +48.6% | £220,000 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e9-60a8-29c7-e063-4804a8c015bc) |
| Sold | 2022-10-19 | £148,000 | Terraced | +146.7% | £165,591 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/eed73e76-48b3-6af3-e053-6c04a8c08aba) |
| Sold | 2000-10-31 | £60,000 | Terraced | — | £227,043 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/1eefe05e-6f0a-479a-afd6-7f84c5380334) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £220,000 | 15/07/2026 | Terraced |
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £148,000 | 19/10/2022 | Terraced |
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £60,000 | 31/10/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LILY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LP | £139,000 | 18/12/2025 | Terraced |
| 14 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE | £149,500 | 27/11/2025 | Terraced |
| 67 MORTIMER AVENUE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AD | £127,000 | 29/08/2025 | Terraced |
| 6 MARY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LQ | £146,500 | 20/03/2025 | Terraced |
| 12 EDNA TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LR | £50,000 | 31/01/2025 | Terraced |
| 28 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £175,000 | 17/01/2025 | Terraced |
| 46 WHITTINGHAM ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4DP | £115,000 | 07/11/2023 | Terraced |
| 139 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BX | £93,000 | 26/06/2023 | Terraced |
| 2 BUXTON GREEN, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AH | £92,000 | 21/12/2022 | Terraced |
| 1 HERRICK STREET, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AN | £130,000 | 06/10/2022 | Terraced |
| 4 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £170,000 | 30/09/2022 | Terraced |
| 5 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE | £160,000 | 12/09/2022 | Terraced |
| 34 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA | £139,950 | 18/08/2022 | Terraced |
| 1 WOBURN WAY, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JD | £210,000 | 12/08/2022 | Terraced |
| 36 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £187,500 | 05/08/2022 | Terraced |
| 36 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA | £127,000 | 15/07/2022 | Terraced |
| 32 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £182,000 | 07/07/2022 | Terraced |
| 48 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AY | £127,000 | 01/07/2022 | Terraced |
| 105 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BU | £87,000 | 10/05/2022 | Terraced |
| 59 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £147,000 | 06/05/2022 | Terraced |

**Area average:** £137,723 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.1%
- **10y growth:** 43.5%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Terraced series; as of July 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 26.1%
- **10y growth (index):** 37.4%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,094/mo
- **Realistic:** £1,215/mo
- **Optimistic:** £1,337/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northumberland (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Trevelyan Drive, NE5 | £800/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Terraced House, Fairnley Walk, NE5 | £950/mo | 3 | 0.38 miles | OpenRent |
| 2 Bed Flat, Greenvale Avenue, NE5 | £1,100/mo | 2 | 0.49 miles | OpenRent |
| 2 Bed Terraced House, Reedham Court, NE5 | £875/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £931/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £114,125
- **Target investor price (1%):** £91,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £913/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-70/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 85 |
| Anti-social behaviour | 62 |
| Criminal damage and arson | 43 |
| Shoplifting | 27 |
| Public order | 25 |
| Vehicle crime | 22 |
| Other theft | 16 |
| Burglary | 9 |
| Other crime | 9 |
| Drugs | 5 |
| Robbery | 5 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **312** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Farne Primary School | Primary | 0.1 miles | Good — 24 Dec 2014 |
| St Mark's Catholic Primary School, Westerhope | Primary | 0.3 miles | Good — 20 Sep 2019 |
| Mary Astell Academy | Other | 0.4 miles | — (Inspected (no overall grade)) |
| Thomas Bewick School | Other | 0.4 miles | Good — 25 Jul 2013 |
| Cheviot Primary School | Primary | 0.4 miles | Good — 5 Jul 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5542400
- **Address:** 5 Matlock Gardens, NEWCASTLE UPON TYNE, NE5 5HX
- **Certificate Issued:** 25/03/2008
- **Work Completed:** 13/02/2008
- **Items:** 7 window(s), 2 door(s)