Terraced 3 sales on record

5 MATLOCK GARDENS

NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX

£220,000

Location

Map view View on Google Maps View on OpenStreetMap Street View NE5 5HX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Stamfordham Road	0.1 miles
Shop	Premier	0.1 miles
Train station	Bank Foot	1.1 miles
Hospital	Priory Day Hospital	9.2 miles
University	Dove Marine Laboratory	10.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

91 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£220,000 Jul 2026

Price per m²

£2,418/m²

Local average

£152,757 (66 sales)

Street crime

312 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 07/03/2022

Expiry date: 06/03/2032

Est. upgrade cost to C: £10,990

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£90)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	15/07/2026	£220,000	Terraced	+48.6%	£220,000 to July 2026	View transaction
Sold	19/10/2022	£148,000	Terraced	+146.7%	£165,591 to July 2026	View transaction
Sold	31/10/2000	£60,000	Terraced	—	£227,043 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
12 LILY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LP	£139,000	18/12/2025	Terraced
14 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE	£149,500	27/11/2025	Terraced
67 MORTIMER AVENUE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AD	£127,000	29/08/2025	Terraced
6 MARY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LQ	£146,500	20/03/2025	Terraced
12 EDNA TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LR	£50,000	31/01/2025	Terraced
28 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP	£175,000	17/01/2025	Terraced
46 WHITTINGHAM ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4DP	£115,000	07/11/2023	Terraced
139 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BX	£93,000	26/06/2023	Terraced
2 BUXTON GREEN, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AH	£92,000	21/12/2022	Terraced
1 HERRICK STREET, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AN	£130,000	06/10/2022	Terraced
4 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX	£170,000	30/09/2022	Terraced
5 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE	£160,000	12/09/2022	Terraced
34 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA	£139,950	18/08/2022	Terraced
1 WOBURN WAY, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JD	£210,000	12/08/2022	Terraced
36 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP	£187,500	05/08/2022	Terraced
36 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA	£127,000	15/07/2022	Terraced
32 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP	£182,000	07/07/2022	Terraced
48 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AY	£127,000	01/07/2022	Terraced
105 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BU	£87,000	10/05/2022	Terraced
9 LILY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LP	£130,000	06/05/2022	Terraced

Area average: £136,873 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.1%

10y growth 43.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle upon Tyne. Series: Terraced. As of July 2026.

1y (index) 5.1%

5y (index) 26.1%

10y (index) 37.4%

Rental Range

Estimated market rent for Newcastle upon Tyne. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,094/mo

Realistic £1,215/mo

Optimistic £1,337/mo

Based on Local Authority from postcode lookup → Newcastle upon Tyne.

LHA (30th percentile) floor for Northumberland: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Trevelyan Drive, NE5	£800/mo	3	0.18 miles	OpenRent
3 Bed Terraced House, Fairnley Walk, NE5	£950/mo	3	0.38 miles	OpenRent
2 Bed Flat, Greenvale Avenue, NE5	£1,100/mo	2	0.49 miles	OpenRent
2 Bed Terraced House, Reedham Court, NE5	£875/mo	2	0.55 miles	OpenRent

Average rent: £931/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £114,125

Target investor price (1%) £91,300

Gross yield 5%

Cost-to-rent ratio 20.1×

Monthly cashflow £-70/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	85
Anti-social behaviour	62
Criminal damage and arson	43
Shoplifting	27
Public order	25
Vehicle crime	22
Other theft	16
Burglary	9
Other crime	9
Drugs	5
Robbery	5
Possession of weapons	2
Bicycle theft	1
Theft from the person	1
Total incidents	312

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Farne Primary School	Primary	0.1 miles	Good — 24 Dec 2014
St Mark's Catholic Primary School, Westerhope	Primary	0.3 miles	Good — 20 Sep 2019
Mary Astell Academy	Other	0.4 miles	— (Inspected (no overall grade))
Thomas Bewick School	Other	0.4 miles	Good — 25 Jul 2013
Cheviot Primary School	Primary	0.4 miles	Good — 5 Jul 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
25/03/2008	13/02/2008	7	2

# 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX

## Property details

- Slug: `b163e20` (address key hash: `b163e202328a9a2b190d6424ba4d9d124a684bc9`)
- Postcode: NE5 5HX
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 91 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £220,000 Jul 2026
- Price per m²: £2,418/m²
- Local average: £152,757 (66 sales)
- Street crime: 312 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £220,000
- Date: 2026-07-15
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 06/03/2032
- **Est. upgrade cost to C:** £10,990

### Recommendations
- W1 (£800 - £1,200)
- E (£90)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2173-4170-2102-4435)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-15 | £220,000 | Terraced | +48.6% | £220,000 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e9-60a8-29c7-e063-4804a8c015bc) |
| Sold | 2022-10-19 | £148,000 | Terraced | +146.7% | £165,591 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/eed73e76-48b3-6af3-e053-6c04a8c08aba) |
| Sold | 2000-10-31 | £60,000 | Terraced | — | £227,043 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/1eefe05e-6f0a-479a-afd6-7f84c5380334) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £220,000 | 15/07/2026 | Terraced |
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £148,000 | 19/10/2022 | Terraced |
| 5 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £60,000 | 31/10/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LILY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LP | £139,000 | 18/12/2025 | Terraced |
| 14 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE | £149,500 | 27/11/2025 | Terraced |
| 67 MORTIMER AVENUE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AD | £127,000 | 29/08/2025 | Terraced |
| 6 MARY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LQ | £146,500 | 20/03/2025 | Terraced |
| 12 EDNA TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LR | £50,000 | 31/01/2025 | Terraced |
| 28 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £175,000 | 17/01/2025 | Terraced |
| 46 WHITTINGHAM ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4DP | £115,000 | 07/11/2023 | Terraced |
| 139 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BX | £93,000 | 26/06/2023 | Terraced |
| 2 BUXTON GREEN, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AH | £92,000 | 21/12/2022 | Terraced |
| 1 HERRICK STREET, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AN | £130,000 | 06/10/2022 | Terraced |
| 4 MATLOCK GARDENS, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5HX | £170,000 | 30/09/2022 | Terraced |
| 5 ROWEDGE WALK, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JE | £160,000 | 12/09/2022 | Terraced |
| 34 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA | £139,950 | 18/08/2022 | Terraced |
| 1 WOBURN WAY, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JD | £210,000 | 12/08/2022 | Terraced |
| 36 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £187,500 | 05/08/2022 | Terraced |
| 36 NORTH AVENUE, WESTERHOPE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 5JA | £127,000 | 15/07/2022 | Terraced |
| 32 PILTON ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4PP | £182,000 | 07/07/2022 | Terraced |
| 48 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4AY | £127,000 | 01/07/2022 | Terraced |
| 105 TREVELYAN DRIVE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 4BU | £87,000 | 10/05/2022 | Terraced |
| 9 LILY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE5 2LP | £130,000 | 06/05/2022 | Terraced |

**Area average:** £136,873 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.1%
- **10y growth:** 43.5%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Terraced series; as of July 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 26.1%
- **10y growth (index):** 37.4%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,094/mo
- **Realistic:** £1,215/mo
- **Optimistic:** £1,337/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northumberland (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Trevelyan Drive, NE5 | £800/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Terraced House, Fairnley Walk, NE5 | £950/mo | 3 | 0.38 miles | OpenRent |
| 2 Bed Flat, Greenvale Avenue, NE5 | £1,100/mo | 2 | 0.49 miles | OpenRent |
| 2 Bed Terraced House, Reedham Court, NE5 | £875/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £931/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £114,125
- **Target investor price (1%):** £91,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £913/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-70/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 85 |
| Anti-social behaviour | 62 |
| Criminal damage and arson | 43 |
| Shoplifting | 27 |
| Public order | 25 |
| Vehicle crime | 22 |
| Other theft | 16 |
| Burglary | 9 |
| Other crime | 9 |
| Drugs | 5 |
| Robbery | 5 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **312** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Farne Primary School | Primary | 0.1 miles | Good — 24 Dec 2014 |
| St Mark's Catholic Primary School, Westerhope | Primary | 0.3 miles | Good — 20 Sep 2019 |
| Mary Astell Academy | Other | 0.4 miles | — (Inspected (no overall grade)) |
| Thomas Bewick School | Other | 0.4 miles | Good — 25 Jul 2013 |
| Cheviot Primary School | Primary | 0.4 miles | Good — 5 Jul 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5542400
- **Address:** 5 Matlock Gardens, NEWCASTLE UPON TYNE, NE5 5HX
- **Certificate Issued:** 25/03/2008
- **Work Completed:** 13/02/2008
- **Items:** 7 window(s), 2 door(s)