# 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE

## Property details

- Slug: `b0e41bb` (address key hash: `b0e41bb500c4b1eb36fa83cdbebd22673e8c5fed`)
- Postcode: CH3 5NE
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £322,500 Jul 2026
- Price per m²: £3,291/m²
- Local average: £251,697 (35 sales)
- Street crime: 95 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £322,500
- Date: 2026-07-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 19/11/2033
- **Current heating cost:** £517/year
- **Est. upgrade cost to C:** £9,950

### Recommendations
- B4 (£300 - £600)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9292-2200-3107-2083-0604)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-20 | £322,500 | Terraced | +67.1% | £322,500 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e8-7d92-29c7-e063-4804a8c015bc) |
| Sold | 2015-12-02 | £193,000 | Terraced | +17% | £306,596 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/288dce28-d28d-e510-e050-a8c06205480e) |
| Sold | 2012-10-04 | £165,000 | Terraced | — | £293,484 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/514a780c-e3b3-4ef0-b30e-fc16684fd580) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £322,500 | 20/07/2026 | Terraced |
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £193,000 | 02/12/2015 | Terraced |
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £165,000 | 04/10/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171713522](http://87.117.209.195:8080/listings/e7675a9)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-02-02 | £325,000 |
| sold | 2026-01-01 | £322,500 |
| sold | 2015-01-01 | £193,000 |
| sold | 2012-01-01 | £165,000 |
| sold | 2004-01-01 | £177,500 |
| sold | 1999-01-01 | £99,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 VICARS CROSS ROAD, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NW | £302,000 | 21/12/2022 | Terraced |
| 14 WHITCHURCH ROAD, GREAT BOUGHTON, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5QA | £235,000 | 01/11/2022 | Terraced |
| 4 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE | £190,000 | 16/09/2022 | Terraced |
| 37 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £350,000 | 22/08/2022 | Terraced |
| 4 CHELFORD MEWS, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5AA | £325,000 | 04/08/2022 | Terraced |
| 34 BOUGHTON HALL AVENUE, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5EL | £415,000 | 25/07/2022 | Terraced |
| 34 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE | £230,000 | 12/05/2022 | Terraced |
| 8 PEARL LANE, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NX | £275,000 | 05/11/2021 | Terraced |

**Area average:** £290,250 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 26.5%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; Terraced series; as of July 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 22.7%
- **10y growth (index):** 50.9%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £892/mo
- **Realistic:** £991/mo
- **Optimistic:** £1,090/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Granary Wharf, CH3 | £1,400/mo | 3 | 0.97 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.2×
- **Monthly cashflow:** £-35/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Anti-social behaviour | 15 |
| Public order | 15 |
| Other theft | 7 |
| Shoplifting | 5 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Vehicle crime | 2 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| **Total incidents** | **95** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cherry Grove Primary School | Primary | 0.4 miles | Good — 2 Nov 2015 |
| Boughton Heath Academy | Primary | 0.4 miles | Outstanding — 25 Sep 2024 |
| Oldfield Primary School | Primary | 0.4 miles | Good — 28 Nov 2013 |
| Hoole Church of England Primary School | Primary | 0.6 miles | Good — 2 Mar 2015 |
| Maple Grove School | Other | 0.6 miles | Good — 24 Jan 2022 |