Terraced

78 SPENCER ROAD

STOKE-ON-TRENT, ST4 2BE

£115,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2BE

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Minton News 0.1 miles
Bus stop Film Theatre 0.1 miles
Train station Stoke-on-Trent 0.2 miles
Hospital Royal Stoke University Hospital 1.5 miles
University Keele University 3.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

2

Bathrooms

1

Floor area

77 m²

EPC rating

E

Year built

England and Wales: 1900-1929

Last sold

£115,000 Feb 2026

Price per m²

£1,494/m²

Local average

£112,393 (157 sales)

Street crime

595 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 07/11/2024

Expiry date: 06/11/2034

Current heating cost: £1,313/year

Potential heating cost: £964/year

Est. upgrade cost to C: £19,900

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Upgrade heating controls (£350 - £450)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 27/02/2026 £115,000 Terraced — £117,440 to April 2026 View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event Date Price
sold 01/01/2026 £115,000
listed 20/07/2025 £120,000

Photos · Open listing

Open image 1 from listing 164732159 Open image 2 from listing 164732159 Open image 3 from listing 164732159 Open image 4 from listing 164732159 Open image 5 from listing 164732159 Open image 6 from listing 164732159 Open image 7 from listing 164732159 Open image 8 from listing 164732159 Open image 9 from listing 164732159 Open image 10 from listing 164732159 Open image 11 from listing 164732159 Open image 12 from listing 164732159

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG £100,000 12/03/2026 Terraced
114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £115,000 22/09/2025 Terraced
97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £93,000 12/09/2025 Terraced
90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £97,000 12/09/2025 Terraced
82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £96,000 05/09/2025 Terraced
130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £150,000 20/06/2025 Terraced
127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £189,950 28/03/2025 Terraced
156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £162,000 12/08/2024 Terraced
121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £115,000 21/11/2023 Terraced
86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £180,000 30/08/2023 Terraced
88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £160,000 11/08/2023 Terraced
102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £100,000 27/07/2023 Terraced
104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £105,000 14/07/2023 Terraced
105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £122,500 23/06/2023 Terraced
113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £105,000 05/05/2023 Terraced
140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB £175,000 21/04/2023 Terraced
112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £121,000 18/01/2023 Terraced
144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB £173,000 13/01/2023 Terraced
140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £180,000 14/12/2022 Terraced
110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £170,000 02/12/2022 Terraced

Area average: £135,473 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address Price Beds Type Distance
Elgin Street, Stoke-On-Trent ST4 2RD £87,000 2 Terraced 0.34 mi
Dominic Street, Penkhull, Stoke-On-Trent £100,000 2 Terraced 0.58 mi
Lynam Street, Penkhull, Stoke on Trent £130,000 2 Terraced 0.6 mi
Boothen Road, Stoke-On-Trent, ST4 4AH £120,000 2 Terraced 0.62 mi
Oriel Street, Penkhull, Stoke-On-Trent, ST4 £130,000 2 End of terrace 0.69 mi
Campbell Road, Stoke, Stoke-on-Trent £110,000 2 Terraced 0.78 mi
Whitmore Street, Stoke-On-Trent, ST1 4JT £120,000 2 Terraced 0.84 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.7%
10y growth 26%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%
5y (index) 25.7%
10y (index) 63.3%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo
Realistic £709/mo
Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Lewis Street, Stoke-On-Trent, ST4 £725/mo 2 0.4 miles Rightmove
61 Kingsway, Stoke-on-Trent, ST4 1JB £695/mo 2 0.46 miles Rightmove
Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD £750/mo 2 0.48 miles Rightmove
Boothen Road, Stoke-on-Trent £785/mo 2 0.57 miles Rightmove
Tolkein Way, Stoke-on-Trent, ST4 £915/mo 2 0.58 miles Rightmove
Cornwallis Street, Stoke-on-Trent, Staffordshire, ST4 £650/mo 2 0.6 miles Rightmove
Cornwallis street, Stoke £695/mo 2 0.6 miles Rightmove
Cornwallis Street, Stoke-On-Trent £695/mo 2 0.61 miles Rightmove
Cornwallis Street, Stoke-on-Trent, ST4 £850/mo 2 0.62 miles Rightmove
Penstock Drive, Etruria £750/mo 2 0.68 miles Rightmove
Penstock Drive, Stoke-on-Trent, ST4 7GF £775/mo 2 0.68 miles Rightmove
Fletcher Road, Stoke-On-Trent £775/mo 2 0.71 miles Rightmove
Princes Road, Stoke-on-Trent £800/mo 2 0.72 miles Rightmove
Bob Mcgrory Street, Stoke-On-Trent, ST4 £900/mo 2 0.73 miles Rightmove
Edward Street, Fenton, Stoke-On-Trent, ST4 £700/mo 2 0.73 miles Rightmove
Princes Road, Penkhull £395/mo — 0.74 miles Rightmove
Quarry Avenue, Stoke-On-Trent, ST4 £800/mo 2 0.74 miles Rightmove
Standard Street, Fenton, ST4 £850/mo 2 0.75 miles Rightmove
Fletcher Road, Stoke-on-Trent, ST4 £750/mo 2 0.76 miles Rightmove
Edison Street, Stoke-On-Trent, ST4 £725/mo 2 0.78 miles Rightmove

Average rent: £785/mo (74 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 8.7% gross yield avg £116,939 sale, £850/mo rent
Rent ratio 0.65%
Max investor price (0.8%) £93,750
Target investor price (1%) £75,000
Gross yield 7.8%
Cost-to-rent ratio 12.8×
Monthly cashflow £197/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 7.1%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category Count
Violence and sexual offences 181
Anti-social behaviour 109
Criminal damage and arson 60
Public order 51
Shoplifting 44
Other theft 41
Burglary 31
Drugs 19
Other crime 19
Vehicle crime 13
Robbery 11
Possession of weapons 10
Bicycle theft 6
Total incidents 595

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Staffordshire University Other 0.1 miles — (No rating)
Excellence Girls Academy Other 0.2 miles Good — 16 Jun 2024
City of Stoke-On-Trent Sixth Form College Other 0.2 miles — (No rating)
Stoke-on-Trent College Other 0.4 miles — (No rating)
The Registry Other 0.4 miles — (No rating)

FENSA

No FENSA certificates found for this address.