# 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF

## Property details

- Slug: `b07cea5` (address key hash: `b07cea5beadae14050052fb3f2f0a2d083336bbc`)
- Postcode: DE11 0EF
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 54 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £168,000 Mar 2026
- Price per m²: £3,111/m²
- Local average: £153,581 (49 sales)
- Street crime: 231 incidents within 1 mile (May 2026)

## Latest sale

- Price: £168,000
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/11/2035
- **Current heating cost:** £539/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9350-2819-9590-2825-2645)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £168,000 | Terraced | +46.1% | £169,125 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-0e6c-8922-e063-4804a8c094d0) |
| Sold | 2014-10-23 | £115,000 | Terraced | +35.3% | £179,230 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8843412b-a164-4822-a13e-6422feb79463) |
| Sold | 2012-05-25 | £85,000 | Terraced | — | £141,487 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/011d61dd-5c53-415e-bcbb-9ce66e90f2e9) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £168,000 | 13/03/2026 | Terraced |
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £115,000 | 23/10/2014 | Terraced |
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £85,000 | 25/05/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169213973](http://87.117.209.195:8080/listings/b31a39d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £168,000 |
| listed | 2025-11-11 | £170,000 |
| sold | 2014-01-01 | £115,000 |
| sold | 2012-01-01 | £85,000 |
| sold | 2004-01-01 | £92,000 |
| sold | 2002-01-01 | £71,000 |
| sold | 1998-01-01 | £42,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £162,000 | 12/12/2025 | Terraced |
| 5 SANDRINGHAM CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0UQ | £160,000 | 15/11/2023 | Terraced |
| 48 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £210,000 | 19/12/2022 | Terraced |
| 8 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £200,000 | 08/07/2022 | Terraced |
| 16 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £200,000 | 29/04/2022 | Terraced |
| 11 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £195,000 | 15/10/2021 | Terraced |
| 32 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £135,000 | 12/08/2021 | Terraced |

**Area average:** £180,286 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.1%
- **10y growth:** 37.1%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Terraced series; as of April 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 22%
- **10y growth (index):** 47.5%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £787/mo
- **Realistic:** £874/mo
- **Optimistic:** £961/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Parliament Street, DE11 | £750/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Parliament St, DE11 | £750/mo | 2 | 0.67 miles | OpenRent |
| 2 Bed Terraced House, Oversetts Road, DE11 | £825/mo | 2 | 0.73 miles | OpenRent |
| 2 Bed Semi-Detached House, Swans Rest, DE11 | £850/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Bretby Road, DE11 | £800/mo | 2 | 0.88 miles | OpenRent |

**Average rent: £795/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.5×
- **Monthly cashflow:** £33/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 95 |
| Shoplifting | 30 |
| Anti-social behaviour | 27 |
| Public order | 27 |
| Criminal damage and arson | 21 |
| Burglary | 9 |
| Other theft | 7 |
| Vehicle crime | 6 |
| Drugs | 5 |
| Bicycle theft | 2 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **231** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Pingle Academy | Secondary | 0.2 miles | Good — 23 Nov 2021 |
| St Edward's Catholic Academy | Primary | 0.3 miles | Good — 15 Oct 2019 |
| Springfield Junior School | Primary | 0.4 miles | Good — 26 Mar 2024 |
| Elmsleigh Infant & Nursery School | Primary | 0.4 miles | — (Inspected (no overall grade)) |
| Belmont Primary School | Primary | 0.5 miles | Good — 18 Jan 2023 |