Terraced 3 sales on record

38 MIDDLE CLOSE

SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF

£168,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DE11 0EF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Darklands Road	0.1 miles
Shop	Blooming Marvels Garden Centre and Cafe	0.3 miles
Train station	Discovery Station	2.6 miles
Hospital	Queen's Hospital	4.8 miles
University	Britannia Mill	10.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

54 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£168,000 Mar 2026

Price per m²

£3,111/m²

Local average

£153,581 (49 sales)

Street crime

231 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 21/11/2025

Expiry date: 20/11/2035

Current heating cost: £539/year

Potential heating cost: £539/year

Est. upgrade cost to C: £9,000

Recommendations

Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/03/2026	£168,000	Terraced	+46.1%	£169,125 to April 2026	View transaction
Sold	23/10/2014	£115,000	Terraced	+35.3%	£179,230 to April 2026	View transaction
Sold	25/05/2012	£85,000	Terraced	—	£141,487 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£168,000
listed	11/11/2025	£170,000
sold	01/01/2014	£115,000
sold	01/01/2012	£85,000
sold	01/01/2004	£92,000
sold	01/01/2002	£71,000
sold	01/01/1998	£42,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
42 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF	£162,000	12/12/2025	Terraced
5 SANDRINGHAM CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0UQ	£160,000	15/11/2023	Terraced
48 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP	£210,000	19/12/2022	Terraced
8 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP	£200,000	08/07/2022	Terraced
16 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA	£200,000	29/04/2022	Terraced
11 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA	£195,000	15/10/2021	Terraced
32 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF	£135,000	12/08/2021	Terraced

Area average: £180,286 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.1%

10y growth 35.9%

House Price Index (HM Land Registry — official index, not sold-price averages): South Derbyshire. Series: Terraced. As of April 2026.

1y (index) 4.4%

5y (index) 22%

10y (index) 47.5%

Rental Range

Estimated market rent for South Derbyshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £787/mo

Realistic £874/mo

Optimistic £961/mo

Based on Local Authority from postcode lookup → South Derbyshire.

LHA (30th percentile) floor for Eastern Staffordshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Parliament Street, DE11	£750/mo	2	0.66 miles	OpenRent
2 Bed Terraced House, Parliament St, DE11	£750/mo	2	0.67 miles	OpenRent
2 Bed Terraced House, Oversetts Road, DE11	£825/mo	2	0.73 miles	OpenRent
2 Bed Semi-Detached House, Swans Rest, DE11	£850/mo	2	0.76 miles	OpenRent
2 Bed Terraced House, Bretby Road, DE11	£800/mo	2	0.88 miles	OpenRent

Average rent: £795/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.48%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 5.7%

Cost-to-rent ratio 17.5×

Monthly cashflow £33/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	95
Shoplifting	30
Anti-social behaviour	27
Public order	27
Criminal damage and arson	21
Burglary	9
Other theft	7
Vehicle crime	6
Drugs	5
Bicycle theft	2
Other crime	1
Possession of weapons	1
Total incidents	231

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Pingle Academy	Secondary	0.2 miles	Good — 23 Nov 2021
St Edward's Catholic Academy	Primary	0.3 miles	Good — 15 Oct 2019
Springfield Junior School	Primary	0.4 miles	Good — 26 Mar 2024
Elmsleigh Infant & Nursery School	Primary	0.4 miles	— (Inspected (no overall grade))
Belmont Primary School	Primary	0.5 miles	Good — 18 Jan 2023

FENSA

No FENSA certificates found for this address.

# 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF

## Property details

- Slug: `b07cea5` (address key hash: `b07cea5beadae14050052fb3f2f0a2d083336bbc`)
- Postcode: DE11 0EF
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 54 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £168,000 Mar 2026
- Price per m²: £3,111/m²
- Local average: £153,581 (49 sales)
- Street crime: 231 incidents within 1 mile (May 2026)

## Latest sale

- Price: £168,000
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/11/2035
- **Current heating cost:** £539/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9350-2819-9590-2825-2645)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £168,000 | Terraced | +46.1% | £169,125 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-0e6c-8922-e063-4804a8c094d0) |
| Sold | 2014-10-23 | £115,000 | Terraced | +35.3% | £179,230 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8843412b-a164-4822-a13e-6422feb79463) |
| Sold | 2012-05-25 | £85,000 | Terraced | — | £141,487 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/011d61dd-5c53-415e-bcbb-9ce66e90f2e9) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £168,000 | 13/03/2026 | Terraced |
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £115,000 | 23/10/2014 | Terraced |
| 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £85,000 | 25/05/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169213973](http://87.117.209.195:8080/listings/b31a39d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £168,000 |
| listed | 2025-11-11 | £170,000 |
| sold | 2014-01-01 | £115,000 |
| sold | 2012-01-01 | £85,000 |
| sold | 2004-01-01 | £92,000 |
| sold | 2002-01-01 | £71,000 |
| sold | 1998-01-01 | £42,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £162,000 | 12/12/2025 | Terraced |
| 5 SANDRINGHAM CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0UQ | £160,000 | 15/11/2023 | Terraced |
| 48 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £210,000 | 19/12/2022 | Terraced |
| 8 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £200,000 | 08/07/2022 | Terraced |
| 16 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £200,000 | 29/04/2022 | Terraced |
| 11 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £195,000 | 15/10/2021 | Terraced |
| 32 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £135,000 | 12/08/2021 | Terraced |

**Area average:** £180,286 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.1%
- **10y growth:** 35.9%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Terraced series; as of April 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 22%
- **10y growth (index):** 47.5%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £787/mo
- **Realistic:** £874/mo
- **Optimistic:** £961/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Parliament Street, DE11 | £750/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Parliament St, DE11 | £750/mo | 2 | 0.67 miles | OpenRent |
| 2 Bed Terraced House, Oversetts Road, DE11 | £825/mo | 2 | 0.73 miles | OpenRent |
| 2 Bed Semi-Detached House, Swans Rest, DE11 | £850/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Bretby Road, DE11 | £800/mo | 2 | 0.88 miles | OpenRent |

**Average rent: £795/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.5×
- **Monthly cashflow:** £33/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 95 |
| Shoplifting | 30 |
| Anti-social behaviour | 27 |
| Public order | 27 |
| Criminal damage and arson | 21 |
| Burglary | 9 |
| Other theft | 7 |
| Vehicle crime | 6 |
| Drugs | 5 |
| Bicycle theft | 2 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **231** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Pingle Academy | Secondary | 0.2 miles | Good — 23 Nov 2021 |
| St Edward's Catholic Academy | Primary | 0.3 miles | Good — 15 Oct 2019 |
| Springfield Junior School | Primary | 0.4 miles | Good — 26 Mar 2024 |
| Elmsleigh Infant & Nursery School | Primary | 0.4 miles | — (Inspected (no overall grade)) |
| Belmont Primary School | Primary | 0.5 miles | Good — 18 Jan 2023 |