# 31 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ

## Property details

- Slug: `af22dc9` (address key hash: `af22dc9ff86df8c3689e572b728f3a491832bedf`)
- Postcode: LA13 9PQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 67 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £87,950 Feb 2026
- Price per m²: £1,313/m²
- Local average: £114,723 (30 sales)
- Street crime: 274 incidents within 1 mile (May 2026)

## Latest sale

- Price: £87,950
- Date: 2026-02-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/11/2034
- **Current heating cost:** £1,015/year
- **Est. upgrade cost to C:** £13,075

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2534-4929-8409-0460-3296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-13 | £87,950 | Terraced | — | £87,793 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f2d9-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £87,950 | 13/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165183200](http://87.117.209.195:8080/listings/042205d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £87,950 |
| listed | 2025-07-31 | £89,950 |
| sold | 2007-01-01 | £83,000 |
| sold | 2006-01-01 | £53,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 RISEDALE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RD | £115,000 | 05/01/2026 | Terraced |
| 64 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £64,500 | 04/12/2025 | Terraced |
| 35 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL | £200,000 | 24/11/2025 | Terraced |
| 25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £113,000 | 21/11/2025 | Terraced |
| 9 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £39,000 | 18/09/2025 | Terraced |
| 60 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £64,200 | 15/09/2025 | Terraced |
| 40 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH | £140,000 | 14/08/2025 | Terraced |
| 72 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £105,000 | 04/07/2025 | Terraced |
| 14 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU | £62,500 | 12/12/2023 | Terraced |
| 19 BOONWELL GROVE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 0EG | £85,000 | 14/11/2023 | Terraced |
| 116 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £75,000 | 01/11/2023 | Terraced |
| 25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £112,000 | 26/10/2023 | Terraced |
| 56 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH | £133,000 | 17/10/2023 | Terraced |
| 35 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £75,000 | 10/10/2023 | Terraced |
| 30 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £55,000 | 21/08/2023 | Terraced |
| 40 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £60,000 | 15/08/2023 | Terraced |
| 26 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU | £80,000 | 21/07/2023 | Terraced |
| 23 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL | £118,950 | 23/05/2023 | Terraced |
| 87 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £67,500 | 27/04/2023 | Terraced |
| 100 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £69,000 | 24/04/2023 | Terraced |

**Area average:** £91,683 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.6%
- **10y growth:** -2.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Myerscough Street, LA14 | £750/mo | 2 | 0.47 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £304/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 130 |
| Criminal damage and arson | 24 |
| Public order | 22 |
| Shoplifting | 21 |
| Drugs | 17 |
| Anti-social behaviour | 16 |
| Other theft | 13 |
| Burglary | 9 |
| Other crime | 9 |
| Possession of weapons | 7 |
| Vehicle crime | 4 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **274** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cambridge Primary School | Primary | 0.1 miles | Good — 28 Jun 2017 |
| Moorfield Learning Centre | Other | 0.1 miles | Good — 31 Jan 2022 |
| Parkside Academy | Primary | 0.3 miles | Good — 5 Dec 2021 |
| Furness Academy | Secondary | 0.4 miles | Good — 14 Jun 2023 |
| Sacred Heart Catholic Primary School, Barrow | Primary | 0.4 miles | Good — 21 Jul 2016 |