Terraced

31 PROVINCIAL STREET

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ

£87,950

Location

Map view View on Google Maps View on OpenStreetMap Street View LA13 9PQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Giselle	0.1 miles
Bus stop	Holcroft Hill	0.1 miles
Train station	Roose	0.4 miles
Hospital	Furness General Hospital	1.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

67 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£87,950 Feb 2026

Price per m²

£1,313/m²

Local average

£114,723 (30 sales)

Street crime

274 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/11/2024

Expiry date: 09/11/2034

Current heating cost: £1,015/year

Potential heating cost: £802/year

Est. upgrade cost to C: £13,075

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/02/2026	£87,950	Terraced	—	£87,793 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£87,950
listed	31/07/2025	£89,950
sold	01/01/2007	£83,000
sold	01/01/2006	£53,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
56 RISEDALE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RD	£115,000	05/01/2026	Terraced
64 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX	£64,500	04/12/2025	Terraced
35 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL	£200,000	24/11/2025	Terraced
25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ	£113,000	21/11/2025	Terraced
9 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ	£39,000	18/09/2025	Terraced
60 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ	£64,200	15/09/2025	Terraced
40 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH	£140,000	14/08/2025	Terraced
72 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY	£105,000	04/07/2025	Terraced
14 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU	£62,500	12/12/2023	Terraced
19 BOONWELL GROVE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 0EG	£85,000	14/11/2023	Terraced
116 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY	£75,000	01/11/2023	Terraced
25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ	£112,000	26/10/2023	Terraced
56 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH	£133,000	17/10/2023	Terraced
35 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ	£75,000	10/10/2023	Terraced
30 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX	£55,000	21/08/2023	Terraced
40 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX	£60,000	15/08/2023	Terraced
26 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU	£80,000	21/07/2023	Terraced
23 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL	£118,950	23/05/2023	Terraced
87 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY	£67,500	27/04/2023	Terraced
100 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY	£69,000	24/04/2023	Terraced

Area average: £91,683 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -11%

10y growth -2.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Myerscough Street, LA14	£750/mo	2	0.47 miles	OpenRent

Average rent: £750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.85%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 10.2%

Cost-to-rent ratio 9.8×

Monthly cashflow £304/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	130
Criminal damage and arson	24
Public order	22
Shoplifting	21
Drugs	17
Anti-social behaviour	16
Other theft	13
Burglary	9
Other crime	9
Possession of weapons	7
Vehicle crime	4
Bicycle theft	1
Theft from the person	1
Total incidents	274

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cambridge Primary School	Primary	0.1 miles	Good — 28 Jun 2017
Moorfield Learning Centre	Other	0.1 miles	Good — 31 Jan 2022
Parkside Academy	Primary	0.3 miles	Good — 5 Dec 2021
Furness Academy	Secondary	0.4 miles	Good — 14 Jun 2023
Sacred Heart Catholic Primary School, Barrow	Primary	0.4 miles	Good — 21 Jul 2016

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 31 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ

## Property details

- Slug: `af22dc9` (address key hash: `af22dc9ff86df8c3689e572b728f3a491832bedf`)
- Postcode: LA13 9PQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 67 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £87,950 Feb 2026
- Price per m²: £1,313/m²
- Local average: £114,723 (30 sales)
- Street crime: 274 incidents within 1 mile (May 2026)

## Latest sale

- Price: £87,950
- Date: 2026-02-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/11/2034
- **Current heating cost:** £1,015/year
- **Est. upgrade cost to C:** £13,075

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2534-4929-8409-0460-3296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-13 | £87,950 | Terraced | — | £87,793 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f2d9-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £87,950 | 13/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165183200](http://87.117.209.195:8080/listings/042205d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £87,950 |
| listed | 2025-07-31 | £89,950 |
| sold | 2007-01-01 | £83,000 |
| sold | 2006-01-01 | £53,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 RISEDALE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RD | £115,000 | 05/01/2026 | Terraced |
| 64 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £64,500 | 04/12/2025 | Terraced |
| 35 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL | £200,000 | 24/11/2025 | Terraced |
| 25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £113,000 | 21/11/2025 | Terraced |
| 9 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £39,000 | 18/09/2025 | Terraced |
| 60 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £64,200 | 15/09/2025 | Terraced |
| 40 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH | £140,000 | 14/08/2025 | Terraced |
| 72 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £105,000 | 04/07/2025 | Terraced |
| 14 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU | £62,500 | 12/12/2023 | Terraced |
| 19 BOONWELL GROVE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 0EG | £85,000 | 14/11/2023 | Terraced |
| 116 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £75,000 | 01/11/2023 | Terraced |
| 25 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £112,000 | 26/10/2023 | Terraced |
| 56 ROOSE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RH | £133,000 | 17/10/2023 | Terraced |
| 35 PROVINCIAL STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PQ | £75,000 | 10/10/2023 | Terraced |
| 30 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £55,000 | 21/08/2023 | Terraced |
| 40 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RX | £60,000 | 15/08/2023 | Terraced |
| 26 WORCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RU | £80,000 | 21/07/2023 | Terraced |
| 23 MONKS BROW, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9PL | £118,950 | 23/05/2023 | Terraced |
| 87 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £67,500 | 27/04/2023 | Terraced |
| 100 GLOUCESTER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA13 9RY | £69,000 | 24/04/2023 | Terraced |

**Area average:** £91,683 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -11%
- **10y growth:** -2.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Myerscough Street, LA14 | £750/mo | 2 | 0.47 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £304/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 130 |
| Criminal damage and arson | 24 |
| Public order | 22 |
| Shoplifting | 21 |
| Drugs | 17 |
| Anti-social behaviour | 16 |
| Other theft | 13 |
| Burglary | 9 |
| Other crime | 9 |
| Possession of weapons | 7 |
| Vehicle crime | 4 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **274** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cambridge Primary School | Primary | 0.1 miles | Good — 28 Jun 2017 |
| Moorfield Learning Centre | Other | 0.1 miles | Good — 31 Jan 2022 |
| Parkside Academy | Primary | 0.3 miles | Good — 5 Dec 2021 |
| Furness Academy | Secondary | 0.4 miles | Good — 14 Jun 2023 |
| Sacred Heart Catholic Primary School, Barrow | Primary | 0.4 miles | Good — 21 Jul 2016 |