Semi-Detached

31 EMMANUEL ROAD

LONDON, LAMBETH, GREATER LONDON, SW12 0HF

£400,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SW12 0HF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Variety Store	0.2 miles
Bus stop	Burnbury Road	0.2 miles
Train station	Balham	0.5 miles
University	Horton Halls Reception	1.7 miles
Hospital	British Home & Hospital for Incurables	1.9 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£400,000 Feb 2009

Local average

£1,986,389 (10 sales)

Street crime

758 incidents within 1 mile (Aug 2026)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/02/2009	£400,000	Semi-detached	—	£913,475 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
123 BYRNE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW12 9JA	£857,750	31/03/2023	Semi-detached
40 TELFERSCOT ROAD, LONDON, LAMBETH, GREATER LONDON, SW12 0QD	£815,000	07/12/2021	Semi-detached

Area average: £836,375 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Lambeth. Series: Semi-detached. As of July 2026.

1y (index) -4.4%

5y (index) 6.4%

10y (index) 8.4%

Rental Range

Estimated market rent for Lambeth. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,273/mo

Realistic £2,525/mo

Optimistic £2,778/mo

Based on Local Authority from postcode lookup → Lambeth.

LHA (30th percentile) floor for Huntingdon: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Flat, Balham, SW12	£2,975/mo	3	0.17 miles	OpenRent
2 Bed Maisonette, Hannay Walk, SW16	£1,995/mo	2	0.43 miles	OpenRent
3 Bed Flat, Oakmead Road, SW12	£3,200/mo	3	0.52 miles	OpenRent

Average rent: £2,723/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.74%

Max investor price (0.8%) £371,875

Target investor price (1%) £297,500

Gross yield 8.9%

Cost-to-rent ratio 11.2×

Monthly cashflow £1,077/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 11.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	185
Anti-social behaviour	158
Vehicle crime	125
Shoplifting	79
Other theft	65
Public order	34
Theft from the person	31
Burglary	29
Drugs	17
Robbery	13
Other crime	10
Bicycle theft	8
Possession of weapons	4
Total incidents	758

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Telferscot Primary School	Primary	0.1 miles	Outstanding — 12 Dec 2014
Henry Cavendish Primary School	Primary	0.2 miles	Outstanding — 2 Jul 2024
St Bede's Catholic Infant School	Primary	0.3 miles	Good — 24 Jul 2013
The White House Preparatory School & Woodentops Kindergarten	Other	0.3 miles	— (No rating)
St Bernadette Catholic Junior School	Primary	0.4 miles	Good — 4 Oct 2013

FENSA

No FENSA certificates found for this address.

# 31 EMMANUEL ROAD, LONDON, LAMBETH, GREATER LONDON, SW12 0HF

## Property details

- Slug: `af0b228` (address key hash: `af0b2284ef99bf72e13ed957520ecc28daf9494c`)
- Postcode: SW12 0HF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £400,000 Feb 2009
- Local average: £1,986,389 (10 sales)
- Street crime: 758 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £400,000
- Date: 2009-02-02
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2009-02-02 | £400,000 | Semi-detached | — | £913,475 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/09200fc7-2129-4f9d-a353-3437abcb038b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 EMMANUEL ROAD, LONDON, LAMBETH, GREATER LONDON, SW12 0HF | £400,000 | 02/02/2009 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 123 BYRNE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW12 9JA | £857,750 | 31/03/2023 | Semi-detached |
| 40 TELFERSCOT ROAD, LONDON, LAMBETH, GREATER LONDON, SW12 0QD | £815,000 | 07/12/2021 | Semi-detached |

**Area average:** £836,375 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.1%

## House Price Index (HM Land Registry)

*Official index for Lambeth; Semi-detached series; as of July 2026.*

- **1y growth (index):** -4.4%
- **5y growth (index):** 6.4%
- **10y growth (index):** 8.4%

## Rental Range

*ONS Price Index of Private Rents (Lambeth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,273/mo
- **Realistic:** £2,525/mo
- **Optimistic:** £2,778/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Balham, SW12 | £2,975/mo | 3 | 0.17 miles | OpenRent |
| 2 Bed Maisonette, Hannay Walk, SW16 | £1,995/mo | 2 | 0.43 miles | OpenRent |
| 3 Bed Flat, Oakmead Road, SW12 | £3,200/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £2,723/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £371,875
- **Target investor price (1%):** £297,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,975/mo).*

- **Gross yield:** 8.9%
- **Cost-to-rent:** 11.2×
- **Monthly cashflow:** £1,077/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 185 |
| Anti-social behaviour | 158 |
| Vehicle crime | 125 |
| Shoplifting | 79 |
| Other theft | 65 |
| Public order | 34 |
| Theft from the person | 31 |
| Burglary | 29 |
| Drugs | 17 |
| Robbery | 13 |
| Other crime | 10 |
| Bicycle theft | 8 |
| Possession of weapons | 4 |
| **Total incidents** | **758** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Telferscot Primary School | Primary | 0.1 miles | Outstanding — 12 Dec 2014 |
| Henry Cavendish Primary School | Primary | 0.2 miles | Outstanding — 2 Jul 2024 |
| St Bede's Catholic Infant School | Primary | 0.3 miles | Good — 24 Jul 2013 |
| The White House Preparatory School & Woodentops Kindergarten | Other | 0.3 miles | — (No rating) |
| St Bernadette Catholic Junior School | Primary | 0.4 miles | Good — 4 Oct 2013 |