Terraced

14 LUTON STREET

HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG

£31,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HX1 4NG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gibbet Street Queens Road	0.1 miles
Shop	British Heart Foundation Home Store	0.5 miles
Train station	Halifax	1.2 miles
University	University of Bradford Oxenhope Field Site	6.2 miles
Hospital	Moorlands View	6.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Floor area

81 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£31,000 Mar 2018

Price per m²

£383/m²

Local average

£117,769 (47 sales)

Street crime

696 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: G

Potential rating: B

Inspection date: 12/12/2017

Expiry date: 11/12/2027

Current heating cost: £1,878/year

Potential heating cost: £419/year

EPC G or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (2,700)
50 mm internal or external wall insulation (14,000)
Increase hot water cylinder insulation (30)
Draughtproof single-glazed windows (120)
Low energy lighting for all fixed outlets (20)
Change room heaters to condensing boiler (7,000)
Solar water heating (6,000)
Replace single glazed windows with low-E double glazing (6,500)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/03/2018	£31,000	Terraced	—	£47,760 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2018	£31,000
listed	13/12/2017	£34,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
24 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX	£80,000	11/11/2025	Terraced
2 ADELAIDE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LY	£70,000	21/07/2025	Terraced
303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX	£100,000	21/08/2023	Terraced
3 RYBURN TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4SE	£73,000	20/01/2023	Terraced
260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT	£65,000	23/11/2022	Terraced
16 WALSH STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NW	£86,000	08/07/2022	Terraced
19 WAINMAN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RY	£62,500	05/05/2022	Terraced
8 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX	£68,000	24/01/2022	Terraced
1 ALFRED STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NP	£49,000	13/12/2021	Terraced
4 BURLINGTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NR	£39,000	02/12/2021	Terraced
231 QUEENS ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NJ	£150,000	22/11/2021	Terraced

Area average: £76,591 (11 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.2%

10y growth 72.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Calderdale. Series: Terraced. As of July 2026.

1y (index) 4.8%

5y (index) 24.9%

10y (index) 56%

Rental Range

Estimated market rent for Calderdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £680/mo

Realistic £756/mo

Optimistic £832/mo

Based on Local Authority from postcode lookup → Calderdale.

LHA (30th percentile) floor for Halifax: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Brunswick Gardens, HX1	£750/mo	2	0.66 miles	OpenRent
4 Bed Terraced House, College Terrace, HX1	£1,099/mo	4	0.68 miles	OpenRent

Average rent: £925/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.98%

Max investor price (0.8%) £115,625

Target investor price (1%) £92,500

Gross yield 35.8%

Cost-to-rent ratio 2.8×

Monthly cashflow £685/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 91.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	251
Anti-social behaviour	121
Shoplifting	61
Public order	59
Other theft	41
Criminal damage and arson	40
Vehicle crime	35
Drugs	34
Burglary	21
Other crime	14
Robbery	8
Possession of weapons	7
Bicycle theft	2
Theft from the person	2
Total incidents	696

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Mount Pellon Primary Academy	Primary	0.3 miles	Good — 10 Feb 2019
St Augustine's CofE School	Primary	0.3 miles	Inadequate — 25 Nov 2021
Beacon Lights Schools	Other	0.4 miles	Good — 15 May 2022
Calderdale College	Other	0.4 miles	— (No rating)
The Halifax Academy	Other	0.5 miles	Good — 1 Aug 2023

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 14 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG

## Property details

- Slug: `ae02efe` (address key hash: `ae02efe0b997f36c0939f7d5faba206c22df8914`)
- Postcode: HX1 4NG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 1
- Floor area: 81 m²
- EPC rating: G
- Year built: England and Wales: 1900-1929
- Last sold: £31,000 Mar 2018
- Price per m²: £383/m²
- Local average: £117,769 (47 sales)
- Street crime: 696 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £31,000
- Date: 2018-03-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** G
- **Potential rating:** B
- **Expiry date:** 11/12/2027
- **Current heating cost:** £1,878/year

### Recommendations
- A3 (2,700)
- Q (14,000)
- C (30)
- D (120)
- E (20)
- S (7,000)
- N (6,000)
- O (6,500)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8691-5121-8929-1797-4233)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2018-03-23 | £31,000 | Terraced | — | £47,760 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/7011b10a-1b2d-8ed6-e053-6b04a8c075c1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £31,000 | 23/03/2018 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [63152299](http://87.117.209.195:8080/listings/f9dbdc4)

| Event | Date | Price |
|-------|------|-------|
| sold | 2018-01-01 | £31,000 |
| listed | 2017-12-13 | £34,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX | £80,000 | 11/11/2025 | Terraced |
| 2 ADELAIDE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LY | £70,000 | 21/07/2025 | Terraced |
| 303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX | £100,000 | 21/08/2023 | Terraced |
| 3 RYBURN TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4SE | £73,000 | 20/01/2023 | Terraced |
| 260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT | £65,000 | 23/11/2022 | Terraced |
| 16 WALSH STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NW | £86,000 | 08/07/2022 | Terraced |
| 19 WAINMAN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RY | £62,500 | 05/05/2022 | Terraced |
| 8 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX | £68,000 | 24/01/2022 | Terraced |
| 1 ALFRED STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NP | £49,000 | 13/12/2021 | Terraced |
| 4 BURLINGTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NR | £39,000 | 02/12/2021 | Terraced |
| 231 QUEENS ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NJ | £150,000 | 22/11/2021 | Terraced |

**Area average:** £76,591 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.2%
- **10y growth:** 72.1%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of July 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 24.9%
- **10y growth (index):** 56%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £680/mo
- **Realistic:** £756/mo
- **Optimistic:** £832/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Brunswick Gardens, HX1 | £750/mo | 2 | 0.66 miles | OpenRent |
| 4 Bed Terraced House, College Terrace, HX1 | £1,099/mo | 4 | 0.68 miles | OpenRent |

**Average rent: £925/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 2.98% (strong)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 35.8%
- **Cost-to-rent:** 2.8×
- **Monthly cashflow:** £685/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 91.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 251 |
| Anti-social behaviour | 121 |
| Shoplifting | 61 |
| Public order | 59 |
| Other theft | 41 |
| Criminal damage and arson | 40 |
| Vehicle crime | 35 |
| Drugs | 34 |
| Burglary | 21 |
| Other crime | 14 |
| Robbery | 8 |
| Possession of weapons | 7 |
| Bicycle theft | 2 |
| Theft from the person | 2 |
| **Total incidents** | **696** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Mount Pellon Primary Academy | Primary | 0.3 miles | Good — 10 Feb 2019 |
| St Augustine's CofE School | Primary | 0.3 miles | Inadequate — 25 Nov 2021 |
| Beacon Lights Schools | Other | 0.4 miles | Good — 15 May 2022 |
| Calderdale College | Other | 0.4 miles | — (No rating) |
| The Halifax Academy | Other | 0.5 miles | Good — 1 Aug 2023 |