# 40 WILCOTT ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DX

## Property details

- Slug: `ac6be18` (address key hash: `ac6be187194a896d9ca7d3fd733f6f7ae7da6d52`)
- Postcode: SK8 4DX
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 3
- Floor area: 122 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £530,000 Mar 2026
- Price per m²: £4,344/m²
- Local average: £385,495 (116 sales)

## Latest sale

- Price: £530,000
- Date: 2026-03-31
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 15/10/2035
- **Current heating cost:** £867/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9067-3955-8200-3295-6204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-31 | £530,000 | Semi-detached | +54.1% | £538,866 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-fd2a-b8d0-e063-4704a8c08d98) |
| Sold | 2014-06-13 | £344,000 | Semi-detached | +91.1% | £651,100 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/bab4c2ec-276f-4221-8e4c-10660f0dcb56) |
| Sold | 2012-11-08 | £180,000 | Semi-detached | — | £366,704 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/9e34cd5d-c137-4bd9-b233-b4a4a6394f2d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 WILCOTT ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DX | £530,000 | 31/03/2026 | Semi-detached |
| 40 WILCOTT ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DX | £344,000 | 13/06/2014 | Semi-detached |
| 40 WILCOTT ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DX | £180,000 | 08/11/2012 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165993965](http://87.117.209.195:8080/listings/1486da9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £530,000 |
| listed | 2025-08-20 | £530,000 |
| sold | 2014-01-01 | £344,000 |
| sold | 2012-01-01 | £180,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 HAWTHORN ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4NB | £412,500 | 15/01/2026 | Semi-detached |
| 22 CEDAR ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4LZ | £610,000 | 27/11/2025 | Semi-detached |
| 53 ALTRINCHAM ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4EL | £450,000 | 10/03/2025 | Semi-detached |
| 18 GREENBANK ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DW | £270,000 | 07/12/2023 | Semi-detached |
| 20 WINDSOR AVENUE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DU | £360,000 | 17/10/2023 | Semi-detached |
| 44 WINDSOR AVENUE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DU | £378,330 | 29/09/2023 | Semi-detached |
| 2 BROOKSIDE ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4BG | £455,000 | 19/12/2022 | Semi-detached |
| 22 WINDSOR AVENUE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DU | £380,000 | 19/12/2022 | Semi-detached |
| 19 PARK ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4HP | £465,000 | 14/12/2022 | Semi-detached |
| 11 CLIFTON DRIVE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4EQ | £452,500 | 24/11/2022 | Semi-detached |
| 3 WILCOTT ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4DX | £550,000 | 28/10/2022 | Semi-detached |
| 18 CEDAR ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4LZ | £600,000 | 17/10/2022 | Semi-detached |
| 40 HAWTHORN ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4NB | £366,000 | 05/10/2022 | Semi-detached |
| 11 ALTRINCHAM ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4EL | £525,000 | 05/10/2022 | Semi-detached |
| 12 BIRCH ROAD, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4NE | £276,500 | 11/08/2022 | Semi-detached |
| 13 CLIFTON DRIVE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4EQ | £430,000 | 08/07/2022 | Semi-detached |
| 5 NEWBY DRIVE, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4EJ | £517,000 | 16/06/2022 | Semi-detached |
| 13 OAK GARDENS, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4AX | £365,000 | 16/06/2022 | Semi-detached |
| 12 OAK GARDENS, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4AX | £376,000 | 16/06/2022 | Semi-detached |
| 17 OAK GARDENS, GATLEY, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 4AX | £350,000 | 09/06/2022 | Semi-detached |

**Area average:** £429,442 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 4-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Farlands Drive, Didsbury, Manchester, Greater Manchester, M20](http://87.117.209.195:8080/listings/abaf390) | £550,000 | 5 | Semi-detached | 0.76 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 37.4%

## House Price Index (HM Land Registry)

*Official index for Stockport; Semi-detached series; as of May 2026.*

- **1y growth (index):** 6.2%
- **5y growth (index):** 28.7%
- **10y growth (index):** 68.8%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £995/mo
- **Realistic:** £1,105/mo
- **Optimistic:** £1,216/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Briar Crescent, M22 | £3,780/mo | 4 | 0.62 miles | OpenRent |
| 4 Bed Detached House, Broad Oak Lane, M20 | £2,000/mo | 4 | 0.85 miles | OpenRent |

**Average rent: £2,890/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £361,250
- **Target investor price (1%):** £289,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,890/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £489/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Gatley Primary School | Primary | 0.2 miles | Outstanding — 24 Sep 2024 |
| Crossacres Primary Academy | Primary | 0.6 miles | Outstanding — 19 Mar 2023 |
| The Kingsway School | Secondary | 0.7 miles | Requires improvement — 18 Jul 2023 |
| Ashgate Specialist Support Primary School | Other | 0.7 miles | Outstanding — 6 May 2019 |
| Lum Head Primary School | Primary | 0.8 miles | Good — 11 Mar 2019 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #5037378
- **Address:** 40 Wilcott Road, Gatley, SK8 4DX
- **Certificate Issued:** 10/09/2007
- **Work Completed:** 16/08/2007
- **Items:** 1 door(s)

### FENSA Certificate #4967306
- **Address:** 40 Wilcott Road, Gatley, SK8 4DX
- **Certificate Issued:** 14/08/2007
- **Work Completed:** 16/07/2007
- **Items:** 12 window(s), 1 door(s)